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Old 05-21-2015, 08:01 PM   #37591
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Carl, I think it has something to do with the angle of the Sun, really. When the MH was parked here in the driveway I saw a few dings on a bay door, but after dropping it off at the service center it was apparent that there were over a dozen dings all along the driver side on bay doors and the plastic trim was cracked in several places. So I guess when they got up on the roof (Service manager had already looked at it but said nothing to me until he talked with insurance) they were able to see the massive damage. Don't really know, but sure hope the insurance comes through. It's what we have insurance for, right?

Thanks Wayne. When cleaning mine over the weekend, I found ONE, and only ONE spot on the side of the RV where it made a mark. Not even a dimple but more like a crack in the paint itself. Other than that, I've found nothing on mine and I've checked it quite thoroughly knowing you ran into the dents you have. I'll go back to not worrying
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Old 05-21-2015, 08:10 PM   #37592
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What's going to be interesting for those of us hit by Hail of GC is whether insurance actually stands by the "no penalty" for mother nature.
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Old 05-21-2015, 08:12 PM   #37593
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Good Luck, I admire someone that can restore a hot car..
Dwayne,

Is that Firebird stolen??? Shh, I won't tell anyone
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Old 05-21-2015, 08:16 PM   #37594
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Ah gee.. Wayne and Earlene, Citrus is quite the appropriate name for your ol gal... I hope she gets fixed up good for you soon!
Wondering if you'd be ahead to trade her in on something different... but probably not.
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Old 05-21-2015, 08:17 PM   #37595
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What's going to be interesting for those of us hit by Hail of GC is whether insurance actually stands by the "no penalty" for mother nature.
Yea, I won't find that out for a year, all my policies just renewed prior to the Hail of GC.
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Old 05-21-2015, 08:19 PM   #37596
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Well campers, we visited Citrus today and the adjuster went over damages with the service manager. So here is the new bottom line. Total adjustment $19k (Yes, that is a "k" for 3 zero's - no mistake) The roof has extensive damage and needs to be replaced. The hail actually penetrated the plywood under the fiberglass shell. The initial adjuster (in our driveway) missed the big stuff. Don't know how, but it was missed.

It has to be approved by a higher authority than the field adjuster. They can only go to about $8k and anything above that needs higher supervisor authority.

Stay tuned.

Bad day in bedrock. Earlene was very sad.

So what kind are ya gonna get? As much as ya have sunk in, ya cant afford to trade....
Really sad, that as much as these beasts cost, they ought to be well engineered and in good working order..... Just makes me ponder......... Why? Or maybe Why Not?

Ours remains untouched, Larry just hasnt felt like fixin it....





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Old 05-21-2015, 08:22 PM   #37597
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Quote:
Originally Posted by Wayne M View Post
Well campers, we visited Citrus today and the adjuster went over damages with the service manager. So here is the new bottom line. Total adjustment $19k (Yes, that is a "k" for 3 zero's - no mistake) The roof has extensive damage and needs to be replaced. The hail actually penetrated the plywood under the fiberglass shell. The initial adjuster (in our driveway) missed the big stuff. Don't know how, but it was missed.

It has to be approved by a higher authority than the field adjuster. They can only go to about $8k and anything above that needs higher supervisor authority.

Stay tuned.

Bad day in bedrock. Earlene was very sad.
Well, that totally sucks. Sorry Wayne and Earlene; I hope it all works out for you and Citrus.
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Old 05-21-2015, 08:33 PM   #37598
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I have a ponder about RV insurance. I filed a claim with State Farm and they said for me to get an estimate and submit it. I considered just dropping the whole thing since I have a $2K deductible on comprehensive. But if I don't submit an estimate to prove the damage done at CL, what impact would that have on any future claim?
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Old 05-21-2015, 08:38 PM   #37599
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Woot. Now what hitch ya gonna use... I am not hitch savvy - these days - but get a good one....
Blue Ox! All the way.
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Old 05-21-2015, 08:38 PM   #37600
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This was our motorhome at first then after
Man nice work! I'm terrible at that sort of stuff. Good at other things, just not that. But I always admire people who are.
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Old 05-21-2015, 08:40 PM   #37601
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I have a ponder about RV insurance. I filed a claim with State Farm and they said for me to get an estimate and submit it. I considered just dropping the whole thing since I have a $2K deductible on comprehensive. But if I don't submit an estimate to prove the damage done at CL, what impact would that have on any future claim?
None - it's your choice to finish filing the claim or not. If you choose to take it on, just let them know the quote was less than your deductible and you have it covered.
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Old 05-21-2015, 08:44 PM   #37602
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I just can't wait to get back on the road, but happy I missed the HAIL this time.
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Old 05-21-2015, 08:52 PM   #37603
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Quote:
Originally Posted by okmunky View Post
I have a ponder about RV insurance. I filed a claim with State Farm and they said for me to get an estimate and submit it. I considered just dropping the whole thing since I have a $2K deductible on comprehensive. But if I don't submit an estimate to prove the damage done at CL, what impact would that have on any future claim?

Yep.... Larry filed a notice that he might file, but didnt...
I have no idea how insurance racket works... It is a numbers racket... Right?





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Old 05-21-2015, 09:45 PM   #37604
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Ah gee.. Wayne and Earlene, Citrus is quite the appropriate name for your ol gal... I hope she gets fixed up good for you soon!
Wondering if you'd be ahead to trade her in on something different... but probably not.
I'd be upsidedown. We're not as rich as all the other mutants.

Quote:
Originally Posted by Diwizi View Post
So what kind are ya gonna get? As much as ya have sunk in, ya cant afford to trade....
Really sad, that as much as these beasts cost, they ought to be well engineered and in good working order..... Just makes me ponder......... Why? Or maybe Why Not?

Ours remains untouched, Larry just hasnt felt like fixin it....

Diane toftSFM#64....... (The Original Fast Talking Sliding Finger Mutant) and is retired, duh!
You are correct, to much invested to let it all go. We like the layout. We were finally getting all the bug worked out, and now this.

Quote:
Originally Posted by okmunky View Post
I have a ponder about RV insurance. I filed a claim with State Farm and they said for me to get an estimate and submit it. I considered just dropping the whole thing since I have a $2K deductible on comprehensive. But if I don't submit an estimate to prove the damage done at CL, what impact would that have on any future claim?
Barb, I don't know how he comprehensive works but for collision there is a short period of time where you have to notify the insurance company. That notification does go "on the record." I don't know if they have to honor one that is not reported for several weeks. I think the reason for that is that they would not be able to determine if the problem was caused anywhere in between the dates.

Quote:
Originally Posted by Diwizi View Post
Yep.... Larry filed a notice that he might file, but didnt...
I have no idea how insurance racket works... It is a numbers racket... Right?

Diane toftSFM#64....... (The Original Fast Talking Sliding Finger Mutant) and is retired, duh!
If you filed a notice, as far as records go that is the same as filing a claim. It will be part of your record for insurance purposes. Many, many years ago I once notified my car insurance of a car accident but that I was going to take care of it myself. That was, I was going to pay for the other cars damage, and mine. The notification was just in case the other party filed. A second claim caused our insurance to go up because of two accidents in a specified time and it was listed on the insurance AND CarFax.The stockholders are going to get their money.
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