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Old 11-20-2013, 10:57 AM   #6637
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Originally Posted by virginiamtns View Post
Car saga continues...

I left several messages for the claims adjuster yesterday in an attempt to get the repairs started and obtain a rental car. Right before five pm, I called the insurance agent. She called the claims adjuster, who then called me. But get this - they won't authorize the repairs or rental car until they talk to the lady who hit me, even though the agent talked to her on Monday and we have a police report in which she admitted that she was at fault. The lady is traveling by MH to California and doesn't have a cell phone.

The adjuster says - "Well, you can drive your car until we talk to our insured."

Oh really? How would you like me to open and close the door? It's jammed shut.

Doesn't matter, she says..."we won't talk to you again until we talk to Mrs. B, our insured. "

I think it's time to lawyer up.

X10 that car is undrivable, there are way to many safety issues with it right now.
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Old 11-20-2013, 11:00 AM   #6638
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Quote:
Originally Posted by virginiamtns View Post
Car saga continues...

I left several messages for the claims adjuster yesterday in an attempt to get the repairs started and obtain a rental car. Right before five pm, I called the insurance agent. She called the claims adjuster, who then called me. But get this - they won't authorize the repairs or rental car until they talk to the lady who hit me, even though the agent talked to her on Monday and we have a police report in which she admitted that she was at fault. The lady is traveling by MH to California and doesn't have a cell phone.

The adjuster says - "Well, you can drive your car until we talk to our insured."

Oh really? How would you like me to open and close the door? It's jammed shut.

Doesn't matter, she says..."we won't talk to you again until we talk to Mrs. B, our insured. "

I think it's time to lawyer up.
Before you get a lawyer call your insurance company and explain what is happening. Maybe the insurance companies will argue it out, and hope quickly. If not then the lawyer, but that is going to cost also.

That is unacceptable on the part of the adjuster in my opinion. They know she is insured or they would not have assigned one of their adjusters and you would be working on uninsured/under-insured through your agency.
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Old 11-20-2013, 11:01 AM   #6639
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Quote:
Originally Posted by virginiamtns View Post
Car saga continues...

I left several messages for the claims adjuster yesterday in an attempt to get the repairs started and obtain a rental car. Right before five pm, I called the insurance agent. She called the claims adjuster, who then called me. But get this - they won't authorize the repairs or rental car until they talk to the lady who hit me, even though the agent talked to her on Monday and we have a police report in which she admitted that she was at fault. The lady is traveling by MH to California and doesn't have a cell phone.

The adjuster says - "Well, you can drive your car until we talk to our insured."

Oh really? How would you like me to open and close the door? It's jammed shut.

Doesn't matter, she says..."we won't talk to you again until we talk to Mrs. B, our insured. "

I think it's time to lawyer up.

Safety issue. Should some "other" idiot smash into you on the other side you could be trapped in the car and should fire or fumes be present, unable to open the door to escape. Driving the car would put you in a "fear for your Life" scenario that you don't particularly want to be in. "Give me a rental car."
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Old 11-20-2013, 11:23 AM   #6640
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Update:

After a short conversation with my attorney, all of a sudden the rental car is authorized and so is the repair.

I hate having to go this route, but unacceptable is unacceptable. I didn't cause or exacerbate this situation.

I wonder if Enterprise has Jaguars...
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Old 11-20-2013, 11:25 AM   #6641
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I went to high school in Clare. My mom still lives in Wolverine.

Hi winngennis !!

Ahhh the Gateway to the North, I have been through there many times on my way to the Grayling area where I deer hunt, well actually I hunt 13 miles East of Kalkaska, MI and just North of Highway 612 which is 11 miles North of Grayling. Its a great place to be from.

Cheers !!!
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Old 11-20-2013, 11:31 AM   #6642
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Originally Posted by Wayne M View Post
Safety issue. Should some "other" idiot smash into you on the other side you could be trapped in the car and should fire or fumes be present, unable to open the door to escape. Driving the car would put you in a "fear for your Life" scenario that you don't particularly want to be in. "Give me a rental car."
You're right, of course!

I have a fear of being caught in a wreck. I'm a volunteer EMT and have seen too many people trapped. I've also seen people die by being ejected without a seatbelt on, so I wear it every time, no exceptions. I carry seatbelt cutters in all of our vehicles (in the sunglass compartment), in the MH (clipped to the curtains) and a rescue knife with window punch and seatbelt cutter in my pocket or on my belt.
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Old 11-20-2013, 11:31 AM   #6643
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Originally Posted by Wayne M View Post
I decline to send any "hot air" up that way since the billowing I hear from that geographical area is hot air at it's best. (And most likely is odoriferous.)
Now you are inferring I have bad breath! sheesh..

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Is that billowing or bellowing.
I don't know ask Wayne its from his world.

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Hmm! Interesting observation.
Do you realize how thin the ice on the pond you're standing on is becoming?

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Originally Posted by PTJeep View Post
Hi winngennis !!

Ahhh the Gateway to the North, I have been through there many times on my way to the Grayling area where I deer hunt, well actually I hunt 13 miles East of Kalkaska, MI and just North of Highway 612 which is 11 miles North of Grayling. Its a great place to be from.

Cheers !!!
PT you are correct that part of MI is almost a purty as the Youper part of the state.
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Old 11-20-2013, 11:35 AM   #6644
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The above excerpt from 4/14/2013.
Hey Dave !!

Isnt it amazing how this little thread has blossomed and mutated since day 1, and who would have thought there were so many mutants around ? Needless to say I am quite sure there are many more mutants out there, but they just havent realized they are mutants yet.

Responding to another ponderance; My guess for the two tank system among others is a weight issue, with the grey and black tanks mixed and being large enough to accommodate all that it would have to collect it would be just to much to manage. I agree with them being separated simply because there are still places where you can trickle out your grey water even though people frown upon it. Grey water really is good for the grass by the way.

Cheers !!!
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Old 11-20-2013, 11:42 AM   #6645
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You're right, of course!

I have a fear of being caught in a wreck. I'm a volunteer EMT and have seen too many people trapped. I've also seen people die by being ejected without a seatbelt on, so I wear it every time, no exceptions. I carry seatbelt cutters in all of our vehicles (in the sunglass compartment), in the MH (clipped to the curtains) and a rescue knife with window punch and seatbelt cutter in my pocket or on my belt.
X2 Elizabeth,

We carry the same, you can never be to careful when it comes to an emergency extraction, and you may not have the time to wait for help to arrive, and if help did arrive and they had no way of gaining entrance to get you out, then what happens ? ... answer: nothing....

Cheers !!!
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Old 11-20-2013, 11:42 AM   #6646
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Car saga

Quote:
Originally Posted by virginiamtns View Post
Car saga continues...

..."we won't talk to you again until we talk to Mrs. B, our insured. "

I think it's time to lawyer up.
I'd tell the agent he can either talk to the repair shop and get them working or he can talk to my lawyer and then wait two days and go lawyer shopping.

I understand where their coming from but, your life goes on too. They have a police report and at least one interview with the driver.

With claims handling like this is it any wonder our rates are so high.
Their really isn't any reason to have to hire a lawyer except to get the company off dead center and act according to their contract with the insured.

.
.
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Old 11-20-2013, 11:52 AM   #6647
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With claims handling like this is it any wonder our rates are so high.

Agreed - I mentioned this to the claims adjuster.

Their really isn't any reason to have to hire a lawyer except to get the company off dead center and act according to their contract with the insured.

Fortunately, she is a relative, and doesn't charge us for minor stuff. Even so, it shouldn't be necessary.
We may now return to our mutant programming.
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Old 11-20-2013, 12:49 PM   #6648
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Quote:
Originally Posted by wingennis

I got some flowers
I just noticed how close your screen name comes to being a play on wing-gen-it - which is something we mutants do regularly - but try to avoid as a means of transportation. Unintended perhaps anyway!!
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Old 11-20-2013, 12:53 PM   #6649
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Quote:
Originally Posted by CampDaven

The above excerpt from 4/14/2013.
And we will celebrate the 1 year anniversary of the RV Mutant at the GC @ CL. Perhaps with a Mardi Gras Kings Cake....

Who knew. Who new in deed.
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Old 11-20-2013, 12:58 PM   #6650
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Originally Posted by flaggship1

And we will celebrate the 1 year anniversary of the RV Mutant at the GC @ CL. Perhaps with a Mardi Gras Kings Cake....

Who knew. Who new in deed.
There are more things in heaven and earth, Horatio, Than are dreamt of in your philosophy.
- Hamlet (1.5.166-7), Hamlet to Horatio

Could one of them be life on the rainbow?
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