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Old 04-28-2015, 09:20 PM   #15
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That is a veggie dog for the green giant...
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Old 04-29-2015, 03:07 PM   #16
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No Insurance. I was waiting to get it registered and insured after I got the water lines fixed and could take it out for a shakedown. But I bought the rig for 800, with only a little bit of work done, I'm not out a crazy amount. I'm ok, BTW, just a few scratches where the ceiling came down on my back. My two dogs and rabbit were in there, too. No one hurt or dead.

I'd like to ad that I work at a mortuary. Almost became my own client.
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Old 04-29-2015, 03:16 PM   #17
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No Insurance. I was waiting to get it registered and insured after I got the water lines fixed and could take it out for a shakedown. But I bought the rig for 800, with only a little bit of work done, I'm not out a crazy amount. I'm ok, BTW, just a few scratches where the ceiling came down on my back. My two dogs and rabbit were in there, too. No one hurt or dead.

I'd like to ad that I work at a mortuary. Almost became my own client.
Glad you're ok.

I *almost* didn't take full coverage on the 97 Bounder I bought in March, but decided to get comp and collision at the last minute. I'm into it for about 12k when you add up what I paid plus what I've put in since I bought it. Losing 12k would hurt.

Your story will make me feel better when I make the premium payments now.
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Old 04-29-2015, 03:25 PM   #18
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The biggest branch of the biggest oak tree in my yard came down and turned my winnie into a hot dog bun. I was inside when it happened. Pics coming soon. The branch was bigger than any other whole tree in the yard. Bad times.
Tony,
I feel for you, I had a newly restored day sloop blown off its trailer.
But, your case. If it is a motorhome, and you had insurance on it, talk to the insurer. But, do it in open terms and be non-specific. I know there is a lot of damage, but you might be able to get it back together to use it and change its situation to something that would be covered.

Other thing, you are employed and paying taxes. - Given Read about covering an unisured casualty loss. At the very least, you can let the IRS cover some of it. Be real ready to defend yourself in an audit, but remember that they don't actually have any RV experts on staff.

You don't say what year it is or what model and chassis. If you don't choose to try to salvage it, there are a few RV junk yards in the country. An automotive scrap yard won't take if you give it to them.

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Old 04-29-2015, 06:35 PM   #19
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Tony, glad your ok, time to make lemonade out of the lemon you have left, 15 years ago I had a 47 ford coupe sitting outside my shop, while I was finishing a 65 mustang in the shop, only about 3 weeks away from bringing in the 47. A tree branch broke off, fell on 47, crushed roof down to top of seat,everyone thought car was junk, 3 weeks later, brought in the 47, after 3 beers, thought, who needs a roof!!!. 1&1/2 years later I drive out a 47 ford roadster, have you given any thought as to what you can make out of your mh, I mean besides firewood?? How about maybe a hot dog truck? Again,glad your not hurt.

I know, I'm a jerk and you would like to take me to work with you tomorrow right?
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Old 04-29-2015, 08:13 PM   #20
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Glad animals and human are all OK! But I've gotta ask, did it make a loud noise when that tree branch caved in the roof?

BTW I love the topic of your post "She's Dead, Jim!"! I see that quote pop up every once in a while using Google Chrome.
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Old 04-29-2015, 08:25 PM   #21
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Pictures or it did not happen. (I really like pictures!)
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Old 04-30-2015, 01:36 PM   #22
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The whole thing was a lot quieter than you would expect.
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Old 04-30-2015, 02:00 PM   #23
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and its a 79 winnie elandan II, 29 feet
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Old 04-30-2015, 02:12 PM   #24
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a newer model would have folded right up, dont you think?
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Old 04-30-2015, 09:42 PM   #25
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Tree-zilla attacks!
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Old 05-01-2015, 05:35 AM   #26
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Maybe next time you need to get a RV with a EPDM or rubber roof.
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Old 05-01-2015, 06:03 AM   #27
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Look at the bright side. You get to go camper shopping now!
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Old 05-04-2015, 09:33 PM   #28
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Good that you and pets are all OK without major injuries. Sure sounds like your Winnie is done for, that no insurance yet may bite you, unless you are within the grace period of 30 days (or whatever your insurer may use) grace period to get insured after you buy a new RV. Most have coverage that will extend so you can buy and get home, although sooner contact is better!
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