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Old 05-18-2012, 07:07 PM   #29
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An excerpt from this article, not everyone can work to http://www.healthandphysicaleducatio...tancy-2.html70
Temperament and Habit:
Temperament and habits are related to longevity. Easygoing persons outlive fast-paced, excitable, tense individuals. Manual labor before the age of 40 years does not appear to affect the length of life, but continued hard manual work after 40 years of age shortens life. Tension, overstrain, and overeating also shorten life. Excessive smoking reduces life expectation, but light smoking does not. Heavy alcohol-drinking shortens life, but moderate drinking has no demonstrated effect on longevity—provided the person continues to drink no more than moderately.
Occupation: Occupation is of significance and of interest. Among males the greatest length of life is among members of the ministry. Other occupations follow in order: lawyers, engineers, teachers, doctors, farmers, business executives, white-collar workers, skilled tradesmen, and unskilled workers. Miners and quarrymen have the shortest expectancy, with granite workers at the bottom of the list.
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Old 05-18-2012, 07:08 PM   #30
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They've been saying for over 25 years that when Baby Boomers started to reach retirement there was going to be a funding problem. Well, here we are, and behold, the funding problem is here. No one want s to pay more, they just think everyone else should.

The tea party put 43 congress people into office by campaigning on the lie that we can balance the budget with less taxes. They actually believed the lie, because no one really wants to pay more taxes. The last time we had a balanced budget was around the year 2000. Common sense dictates that we need to go back to those levels of taxation.

The only thing this country is lacking now is common sense.
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Old 05-18-2012, 07:21 PM   #31
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Common sense dictates that we need to go back to those levels of taxation.
I think common sense dictates that we need to go back to those levels of spending. We need to spend what we take in and no more. I have been trying it for the last 45 years and it works. We have gone into debt $5 TRILLION in the last 3 1/2 years. WE also need to get all workers to pay federal income taxes. This free ride for half doesn't cut it.
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Old 05-18-2012, 07:22 PM   #32
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Money has been illegally taken from the trust fund and used for other purposes over the years. All the gov't has to do is do a "bailout" like they did for private industry. Then, no problem!
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Old 05-18-2012, 07:26 PM   #33
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Quote:
Originally Posted by henderson View Post
An excerpt from this article, not everyone can work to http://www.healthandphysicaleducatio...tancy-2.html70
Temperament and Habit:
Temperament and habits are related to longevity. Easygoing persons outlive fast-paced, excitable, tense individuals. Manual labor before the age of 40 years does not appear to affect the length of life, but continued hard manual work after 40 years of age shortens life. Tension, overstrain, and overeating also shorten life. Excessive smoking reduces life expectation, but light smoking does not. Heavy alcohol-drinking shortens life, but moderate drinking has no demonstrated effect on longevity—provided the person continues to drink no more than moderately.
Occupation: Occupation is of significance and of interest. Among males the greatest length of life is among members of the ministry. Other occupations follow in order: lawyers, engineers, teachers, doctors, farmers, business executives, white-collar workers, skilled tradesmen, and unskilled workers. Miners and quarrymen have the shortest expectancy, with granite workers at the bottom of the list.
Thanks for the information! I would like to read the article but for some reason I get a "page not found" message.

At any rate, I think the earlier discussion was not about whether or not clergy workers lived longer than miners... I think just about anyone would take that bet... but the statement was made that "manual laborers" life expectancy had not changed much since the inception of social security. I was not aware that was the case so asked the question.

Thanks again.

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Old 05-18-2012, 07:30 PM   #34
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Just got a briefing from a washington budget guy today. It's pretty grim. We at least have a two-3 year window to do something or look like greece.

Right now, entitlements plus interest on the debt is 60% of the budget. The DOD takes about 20% and the rest of the discretionary spending takes another 20%. In ten years, that 60% grows to 75%. And it's actually worse, because the DOD hides military obligations and entitlements in it's operating budget.

Social security is a big issue with boomers retireing en masse, but the elephant in the room is health care costs not only for the average citizen but especially for the military. Across the entire spectrum of society we diagnose and pay for treatment on a LOT more stuff than we used to. people are generally healthier and live longer despite the obesity and diabetes - until they get dementia. Alzheimers is going to break the bank.

Americans love their high-tech medicine and love to argue the left vs. right aspects of it all, but if we don't all learn to balance a checkbook it will be curtains for the economy. Right now they are keeping the ship afloat by inflating the dollar thru deficit spending - but sooner or later the inflation will catch up.
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Old 05-18-2012, 07:56 PM   #35
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Originally Posted by Davdeb1 View Post

The tea party put 43 congress people into office by campaigning on the lie that we can balance the budget with less taxes. They actually believed the lie, because no one really wants to pay more taxes. The last time we had a balanced budget was around the year 2000. Common sense dictates that we need to go back to those levels of taxation.

The only thing this country is lacking now is common sense.
What about rolling back spending to year 2000 levels? No one was starving in the streets then, were they?

We would have a huge budget surplus today, even if adjusted for inflation, if we spent what we did a dozen years ago and took in what revenue we do today.

Even when the economy is booming and tax revenues are rolling in, politicians merrily spend more than we have. Revenues go up, spending always goes up more. There is just no limit to the votes politicians want to buy, or the number of folks in the gimme-dat lines.

(Incidentally, we didn't actually have a balanced budget in 2000, we just fudged the numbers and hid the obligations.)

Everybody in Washington DC like to pretend the finances of our country are mysterious and complicated, but up is not down, black is not white. Math stubbornly remains logical.

We must spend less than we take in FIRST. It is only a fool who believes that the responsible thing to do is max out all your credit cards and then try to get a better-paying job. What happens if the better-paying job (or the new tax revenues) don't materialize?

Its not a "lie" that we can solve our financial problems without new taxes. And its not a lie that you can raise tax rates and actually end up with LESS revenue, since the economy is not static and its not a zero-sum game- its happened before. Ask California how well the new higher tax rates are working out in balancing their budget. Go back and read what JFK had to say about lowering tax rates and increasing revenue- you might be surprised.
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Old 05-18-2012, 08:11 PM   #36
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I asked my doctor what % of his costs (including tests) were defencive medicine and he replied 50%. Ever patient must be treated as a possible lawsuit. Massive amounts of money are wasted due to Dr protecting themselves from the lawyers. The TV ads inviting folks to call in and sign up for the free money. Insurance companies settle for big bucks to save the costs of a trial. We need to get tort reform to solve the Medicare cost. We also need to stop give free services to non citizens. Cutting spending can be done and must be done.
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Old 05-18-2012, 08:19 PM   #37
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If the goverment would quit borrowing money from our account...
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Money has been illegally taken from the trust fund and used for other purposes over the years...
The Social Security system is nothing like that. The money you pay into the system gets immediately paid back out to the people who are currently getting Social Security checks. In 1935, when Roosevelt signed the Social Security Act into law, there were a lot of people who needed benefits (because of the Great Depression), but there was no money to pay those benefits with. The idea was that people currently working would pay into the system, and their money would immediately go back out in the form of benefit checks. Each generation of retiring workers would get paid by the people currently working.

Margaret Thatcher once said that "The trouble with Socialism is that eventually you run out of other people's money."
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Old 05-18-2012, 08:28 PM   #38
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Talk about a ponzi scheme they all talk about what was his name "Bernie" Madoff and what he did and what the government is doing the same so i pay into it all my life required by law then when i am going to need it they tell me its gone sounds like a PONZI SCHEME to me and they all the politicians wont go to jail for ripping us all off
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Old 05-18-2012, 08:39 PM   #39
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Right now they are keeping the ship afloat by inflating the dollar thru deficit spending - but sooner or later the inflation will catch up.
The best way to get ourselves a discount on the huge debit is inflation. Witness the low low interest rates set by the Fed. That means it is time to arrange any savings and align our IRAs to deal with that expected eventuality. We did!
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Old 05-18-2012, 08:44 PM   #40
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What about rolling back spending to year 2000 levels? No one was starving in the streets then, were they?

The point being that we spent what we took in. The tax rates where far higher than now also.

We must spend less than we take in FIRST. It is only a fool who believes that the responsible thing to do is max out all your credit cards and then try to get a better-paying job. What happens if the better-paying job (or the new tax revenues) don't materialize?

Only a fool would think a better paying job would come along. An intelligent person cuts back his or her expenses AND GETS a part time job until the situation gets better. Then if they learned any better, they won't go back to their old spending habits.





Its not a "lie" that we can solve our financial problems without new taxes. And its not a lie that you can raise tax rates and actually end up with LESS revenue, since the economy is not static and its not a zero-sum game- its happened before. Ask California how well the new higher tax rates are working out in balancing their budget. Go back and read what JFK had to say about lowering tax rates and increasing revenue- you might be surprised.
The tax rates during JFK's era were stifling. At least California has taken the first step towards fiscal responsibility. Now if they could only spend less money, they might have a chance.

No one is right or wrong here. When I was younger, in my 20s, I was spending nearly everything I made to live. Then a recession hit, I was making less, and interest went way up. Consequently I was in trouble. I got a part time job, sold some stuff, cut back on expenses and eventually got to where I could save money. I will venture to say, over half of us on here were in similar situations, and all handled it about the same way. We all learned a lesson the hard way, but we learned. The lesson for the country is going to have to be a hard one before everyone wakes up and realizes this is EVERYONE'S problem. EVERYONE has got to get involved and get out to vote.

To answer the OP's question, yes I would take a cut in SS if it was necessary, as long as they passed a balanced budget amendment.
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Old 05-18-2012, 08:46 PM   #41
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My question is based on there are sacrifices that must be made. Are we willing to make those sacrifices?
Nope.
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Old 05-18-2012, 08:48 PM   #42
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Nope.
And thus there within lies the problem.
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