Go Back   iRV2 Forums > iRV2.com COMMUNITY FORUMS > Just Conversation
Join iRV2 Today

Mission Statement: Supporting thoughtful exchange of knowledge, values and experience among RV enthusiasts.
  This discussion is proudly sponsored by:
Please support our sponsors and let them know you heard about their products on iRV2
Thread Tools Search this Thread Display Modes
Old 07-25-2011, 10:38 PM   #29
Senior Member
Join Date: Mar 2005
Location: where its warmmmmm
Posts: 811
If them 30 something investment advisers are so smart, why the heck are they still working?

mick is offline   Reply With Quote
Join the #1 RV Forum Today - It's Totally Free!

iRV2.com RV Community - Are you about to start a new improvement on your RV or need some help with some maintenance? Do you need advice on what products to buy? Or maybe you can give others some advice? No matter where you fit in you'll find that iRV2 is a great community to join. Best of all it's totally FREE!

You are currently viewing our boards as a guest so you have limited access to our community. Please take the time to register and you will gain a lot of great new features including; the ability to participate in discussions, network with other RV owners, see fewer ads, upload photographs, create an RV blog, send private messages and so much, much more!

Old 07-25-2011, 10:51 PM   #30
Senior Member
Join Date: Sep 2009
Posts: 505
They still work because it is greed taking over by the time they make their first buck. How about taking all our investments and turning it over to foreign markets, like Germany, or China? We'd still make money and can wait to see how U.S. comes out of this mess. I'm just guessing at this point of what to do. It's taken over one year to get my lost investments back to even-since the last economy bust.

Wayne MD is offline   Reply With Quote
Old 07-26-2011, 06:45 AM   #31
Senior Member
edj's Avatar
Join Date: Jul 2010
Posts: 416
Originally Posted by Gary - K7GLD View Post
Stock market "always comes back"?

Stay in for the long haul, regardless?

IF I had buried my own various "expert advised" investments out in a tin can in my back yard instead, I'd be 80 grand richer today...

You have to remember, these 30 some odd year old "investment experts" so willing and eager to keep YOU in the market for that "long haul", are the SAME ONES making a living off commissions on YOUR investment $$$...

Financial and related political issues NOT an accepted RVing subject? I'll try to remember that next time my fuel bill arrives - or when I consider the cost of a new RV trip - or a new RV....
You are quite correct when you say that some individual investments can be losers. The less diversified one is, the higher the risk of losing it. I don't pay any attention to the "experts" who pitch buying the 'hot' stock. Instead, I invest in various Vanguard index mutual funds to create a good (for me) allocation between equities/bonds/cash. I may not get rich quick by buying the few great stock winners, but I won't lose it quickly either.
Ed J - Summer->Vestal, NY Winter->Melbourne, FL
1999 Dodge 2500 diesel, 6-spd manual
2007 HitchHiker Discover America 329RSB
edj is offline   Reply With Quote
Old 07-26-2011, 08:02 AM   #32
Senior Member
RJay's Avatar
Newmar Owners Club
Join Date: Jan 2010
Posts: 4,589
Sound financial advice used to be that when you reached age 65 investment holdings should be in bonds and cash, of course that's when the life expectancy was about 72. Today, life expectancy is 80 to 85 years and to have an investment strategy that neglects having growth investments as part of a balanced portfolio runs the risk of out living the retirement funds. Bond investments are just as volatile as stocks and their return, at best, can only be viewed as a hedge on inflation to protect principle.

I have found investment advisers all have solid strategies of how to accomplish a particular retirement objective, however, that strategy always results in picking winners and losers to achieve the objective, and that's where their crystal ball isn't much better than mine. As proof, you only have to visit Morningstar to see how many four or five star rated investments are under-performing.
2007 Newmar DSDP 4023
Discovery is seeing what everyone else has seen and thinking what no one else has thought.
If you want to see what man made go East; if you want to see what God made go West.
RJay is offline   Reply With Quote
Old 07-26-2011, 11:12 AM   #33
Master of Disaster
SteveLevin's Avatar

Join Date: Feb 2010
Location: Sunnyvale, CA
Posts: 1,195
Originally Posted by dieselclacker View Post
Steve, do "safe havens" still exist in this economy? Do you have suggestions as to where we older folks should stash our cash?
All "doom and gloom" set aside, US Treasuries and top-rated municipal bonds are fairly safe and have decent yields. While they may not be perfect, even in the worst times you would be looking at taking a 5% loss (and that's only been for VERY short periods of time, measured in weeks), as compared to some of the more classic stock funds, which have have spent months in the 30+% discount range and years in the 10+% discount range.

All this said, there's so many variations that it's hard to specify one specific magic solution. There are also much smarter people than me in the universe, that's for sure!

SteveLevin is offline   Reply With Quote
Old 07-26-2011, 11:45 AM   #34
Senior Member
Coached's Avatar
Fleetwood Owners Club
Join Date: Apr 2011
Location: Burlington, Ontario, Canada
Posts: 292
[moderator edit]
Companies have lots of money, lots and lots of money, they're just afraid to invest it they will eventually invest it and my guess is that most of it will be in the United States ... your currency is too weak at the moment to consider taking it offshore - you'll get clobbered when you try to bring it "back home" because it will almost certainly be much stronger when / if you make that decision? Gold? How do you evaluate its worth at any time? What fundamentals do you apply to it other than fear? What do you do with it ultimately - trade (sell) it for devalued dollars? If you pull out of equities now you "capture" your losses, period ... you go to cash to "wait it out" then you have to decide when to come "back in"?? Tough decisions either way as "market timing" is rarely successful for the average Investor? If you haven't done anything yet then it's probably too late to do much effectively? All the major fund managers have priced as much of this stuff into their funds as possible by now and you're probably safer to continue to trust their judgement and attendant actions at this point? This assumes you're using "top flight" balanced type funds of course ... my opinion is that these balanced funds will probably be the way to go for a long time now due to experiences People had with pure equity funds and the potential for future interest rate hikes? Just a couple of consideations that come to my mind.
Tony & Yolanda / Katie & Spencer (the Doodles)
2011 Fleetwood Revolution 42W (450/1250)
2008 Jeep Grand Cherokee (Diesel) behind
Coached is offline   Reply With Quote
Old 07-26-2011, 12:01 PM   #35
Senior Member
Join Date: Aug 2009
Posts: 141
Those are good observations, Tiff Inn. When I was forced into retirement late in 2009 I was trying to recover from the 2008 losses, you know, and my company, GM, had been putting my retirement into a balanced fund. It ended the year gaining over 9%, and it was a pleasant surprise after the shellacking of the previous year!
87_Fixr is offline   Reply With Quote
Old 07-26-2011, 12:08 PM   #36
Senior Member
Conquest102's Avatar
Gulf Streamers Club
Ford Super Duty Owner
Join Date: Jun 2011
Posts: 336
Not to worry they can't REPO our RV's they have to finds us first.
1996 GulfStream Conquest 31feet May 2011
1984 SouthWind 27feet loved for 6 years
1 Wife 6 Kids
Conquest102 is offline   Reply With Quote
Old 07-26-2011, 12:57 PM   #37
Senior Member
Join Date: Mar 2005
Location: where its warmmmmm
Posts: 811
Conquest , if you see black helicopters, you might want to consider packing up and hitting the road.
mick is offline   Reply With Quote
Old 07-26-2011, 01:01 PM   #38
Junior Member
Join Date: Feb 2011
Posts: 21
OK here are some hard and fast facts. #1 we will not default because we print money from air. So think about it how and why would we default when we can print a train load of money and sent it to China and be PAID IN FULL.

#2 There is no oil shortage. We have enough oil to last three lifetimes, and by that time we will be running on something yet to be invented.

#3 There is no Global warming. In the 70's it was Global cooling and today they use THE SAME data to say we are in Global Warming. See, that's quite impossible to use the EXACT same data and come up with two polar opposite conclusions.

Everything is politics and power people. This side is no better that that side they both only want to be in charge and will play games with us till they get it - THAT'S IT. The sooner we all wake up the better off we will be.

kendall69 is offline   Reply With Quote

Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
Thread Tools Search this Thread
Search this Thread:

Advanced Search
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off

Similar Threads
Thread Thread Starter Forum Replies Last Post
Fleetwood RV Renews It's Commitment to the Rental Market DriVer RV Industry Press 0 11-24-2010 07:13 PM
Winnebago Stock Outbumn Winnebago Industries Owner's Forum 4 03-10-2009 09:40 AM
Coachmen Grabs Market Share DriVer RV Industry Press 1 06-19-2008 06:20 PM
Chevy-Workhorse Motor Home Chassis Boosts Market Share 17 Points From '04 To January DriVer RV Industry Press 7 04-05-2008 08:04 AM
Freightliner still holds market share Rick Buddrus Winnebago Industries Owner's Forum 3 07-27-2005 06:50 AM

» Virginia Campgrounds

Reviews provided by

Our Communities

Our communities encompass many different hobbies and interests, but each one is built on friendly, intelligent membership.

» More about our Communities

Automotive Communities

Our Automotive communities encompass many different makes and models. From U.S. domestics to European Saloons.

» More about our Automotive Communities

Marine Communities

Our Marine websites focus on Cruising and Sailing Vessels, including forums and the largest cruising Wiki project on the web today.

» More about our Marine Communities

Copyright 2002-2015 Social Knowledge, LLC All Rights Reserved.

All times are GMT -6. The time now is 07:05 AM.

Powered by vBulletin® Version 3.8.8 Beta 1
Copyright ©2000 - 2016, vBulletin Solutions, Inc.