I don't like making payments. Our former (get that?) coach was all paid for. We'd spent quite a bit fixing this or that (buying from Craigslist...big mistake) - but, she was all fixed, paid for and we were happy....or I was, but while at an RV show (another mistake), DH commented to a salesman, he really would like to have a diesel.
Now mind you, I really love this '99 Tradewinds 7371 - the one with the large galley - but, I do not like the payments.
This is just my opinion and in no way helps the OP with his problem. But, does show that the shoe can be on the other foot, upgrade wise.