Go Back   iRV2 Forums > iRV2.com COMMUNITY FORUMS > Just Conversation
Click Here to Login
Join iRV2 Today

Mission Statement: Supporting thoughtful exchange of knowledge, values and experience among RV enthusiasts.
Reply
  This discussion is proudly sponsored by:
Please support our sponsors and let them know you heard about their products on iRV2
 
Thread Tools Search this Thread Display Modes
 
Old 02-25-2012, 11:14 PM   #15
Senior Member
 
Join Date: May 2009
Posts: 571
Supplemental

During the open inrollment period, pre-existing can not be used to deny you medicare or supplemental. But, you need to do this in the time period, we have traditional medicare that is auto deducted from our ss monthly check, for supplemental we have mutual of omaha which pays all hospital, lab, other idagnostic co-pays that medicare does not pay for its approved care. We have plan f which is most often recommended. We also have a part d pharmacy plan with first health, you can go to ww.medicare.gove to compare supplemental and part d pharmacy plans. Medicare if you call them will also go over the pharmacy plans available and supplementals and they do not try to led you into one particular plan, if you do not want tradtional medicare, a supplemental and a part d pharmacy plan , then you can go with an advantage plan with this there are certain doctors, hospitals, that you can use and you usually have to pay deductibles for dr. Visits, lab, diagnostices, hospital admissions. You can go to most council of aging and they will help educate you. First though use the internet at www.medicare. Gov to read as much as you can, you are starting early enough you can internet search, agency search and medicare phone call so that you are able to make a wise decision. Just think about long term, and what you will be paying out if you need hospital stays one or more times a year if you go with an advantage plan. After all, make you own informed decision.
__________________

__________________
faye is offline   Reply With Quote
Join the #1 RV Forum Today - It's Totally Free!

iRV2.com RV Community - Are you about to start a new improvement on your RV or need some help with some maintenance? Do you need advice on what products to buy? Or maybe you can give others some advice? No matter where you fit in you'll find that iRV2 is a great community to join. Best of all it's totally FREE!

You are currently viewing our boards as a guest so you have limited access to our community. Please take the time to register and you will gain a lot of great new features including; the ability to participate in discussions, network with other RV owners, see fewer ads, upload photographs, create an RV blog, send private messages and so much, much more!

Old 02-26-2012, 03:39 AM   #16
Community Administrator
 
Clifftall's Avatar


 
Fleetwood Owners Club
Ford Super Duty Owner
Join Date: Aug 2009
Posts: 29,119
Quote:
Originally Posted by faye View Post
We have plan f which is most often recommended.
I am about 2 years away but I started doing some research at the end of last year and attended a seminar. Plan F was discussed. The premium quoted for So. FL. was about $240 plus $40 for drug plan and of course the monthly Medicare. That's almost $400 a month ( close to $5000 a year ).

I was shocked.

How much is your plan F where you live , if you don't mind sharing?

Cliff
__________________

__________________


Cliff,Tallulah and Buddy ( 1999-2012 )
Clifftall is offline   Reply With Quote
Old 02-26-2012, 03:43 PM   #17
Senior Member
 
Knotdodger's Avatar
 
Monaco Owners Club
Appalachian Campers
Coastal Campers
Carolina Campers
Join Date: Sep 2009
Posts: 116
Quote:
Originally Posted by Clifftall View Post
I am about 2 years away but I started doing some research at the end of last year and attended a seminar. Plan F was discussed. The premium quoted for So. FL. was about $240 plus $40 for drug plan and of course the monthly Medicare. That's almost $400 a month ( close to $5000 a year ).

I was shocked.

How much is your plan F where you live , if you don't mind sharing?

Cliff
$112.71 with Omaha. The plan benefits are set by the federal government so the only difference is the premium.

Start with medicare.gov. Remember that ALL the plans are the same regardless of the insurance company. Decide on a plan and the site will show you all the companies issuing policies in your state. I live in North Carolina and the premiums for me ran from around $112.00 to $253.00 a month for the same plan. I start March 1st.
__________________
Larry and Cindy
Safari Cheetah 38PDQ
Towing a Jeep Wrangler
Knotdodger is offline   Reply With Quote
Old 02-26-2012, 03:58 PM   #18
Community Administrator
 
Clifftall's Avatar


 
Fleetwood Owners Club
Ford Super Duty Owner
Join Date: Aug 2009
Posts: 29,119
Quote:
Originally Posted by Knotdodger
$112.71 with Omaha. The plan benefits are set by the federal government so the only difference is the premium.

Start with medicare.gov. Remember that ALL the plans are the same regardless of the insurance company. Decide on a plan and the site will show you all the companies issuing policies in your state. I live in North Carolina and the premiums for me ran from around $112.00 to $253.00 a month for the same plan. I start March 1st.
Is yours " plan F " ?
__________________


Cliff,Tallulah and Buddy ( 1999-2012 )
Clifftall is offline   Reply With Quote
Old 02-26-2012, 04:08 PM   #19
Senior Member
 
Knotdodger's Avatar
 
Monaco Owners Club
Appalachian Campers
Coastal Campers
Carolina Campers
Join Date: Sep 2009
Posts: 116
Yes.
__________________
Larry and Cindy
Safari Cheetah 38PDQ
Towing a Jeep Wrangler
Knotdodger is offline   Reply With Quote
Old 02-26-2012, 04:14 PM   #20
Community Administrator
 
Clifftall's Avatar


 
Fleetwood Owners Club
Ford Super Duty Owner
Join Date: Aug 2009
Posts: 29,119
Quote:
Originally Posted by Knotdodger
Yes.
Wow. That's less than half I was told it would be where I am. I will shop it when my time comes. Thanks.
__________________


Cliff,Tallulah and Buddy ( 1999-2012 )
Clifftall is offline   Reply With Quote
Old 02-27-2012, 03:47 PM   #21
Senior Member
 
cb5300's Avatar
 
Monaco Owners Club
Appalachian Campers
Join Date: Nov 2007
Posts: 1,167
Quote:
Originally Posted by Clifftall View Post
Wow. That's less than half I was told it would be where I am. I will shop it when my time comes. Thanks.
Prices will depend on what state you live in, and then can even be by which county you live in within that state. It does pay to shop, and as someone has already posted, Plan F is the best value for the money.
__________________
Charles and Martha*2008 Monaco Signature
FMCA #F388752*GoodSam Life Member
2007 Ford Explorer - Toad
cb5300 is offline   Reply With Quote
Old 02-27-2012, 03:52 PM   #22
Senior Member
 
450Donn's Avatar
 
Join Date: Jun 2006
Location: Dallas,OR
Posts: 2,553
In our home area there are insurance brokers that specialize in Medicare gap coverage. They have a wealth of information on all of the plans available our state. Some are no additional cost, some are a couple hundred a month extra. They allow you to pick and choose depending on what you can afford. Personally DW went with Kaiser Permanente. At $39.00 a month it is a bargain for us. I choose to go with VA medical and it has proven to be great for me so far.
__________________
Don and Lorri
2007 Dodge 3500 dually
Resident Dummy.
450Donn is offline   Reply With Quote
Old 02-27-2012, 03:59 PM   #23
Senior Member
 
demoon's Avatar
 
National RV Owners Club
Ford Super Duty Owner
Join Date: Nov 2011
Posts: 817
X2 for Medicare.gov
See what is available to you in your area and what the costs, co-pays, etc are and make a decision based on what will work for you. Just be a little careful with some of the "local" HMOs. Make sure they cover you when you travel. I have Fallon Community Health Plan, which is a local HMO here in MA. They cover urgent and emergency care where ever I might be, and will fill prescriptions via local pharmacies. They will not cover most non-urgent stuff such as annual physicals outside their coverage area. So, I have to be sure to plan to be around MA when I need my annual oil change and tire rotation.
__________________
Neil, Lin, and our furry companions, Ashby and Cody. 06 National Surf Side.
demoon is offline   Reply With Quote
Old 03-11-2012, 12:40 PM   #24
Member
 
Sofakleez's Avatar
 
Join Date: Sep 2011
Posts: 86
Since you live in Seattle I strongly suggest you check out Group Health Cooperative. My wife and I are paying less than half of what we paid with Blue Cross. Once you go on Medicare they have a product called "Clear Care" which is a Medicare Advantage plan. We have been on the plan for a coupla years now and are very satisfied with the docs, attitude of staff, etc. jw
__________________
Sofakleez is offline   Reply With Quote
Old 03-11-2012, 05:31 PM   #25
Senior Member
 
Cat320's Avatar
 
Fleetwood Owners Club
American Coach Owners Club
Join Date: Mar 2011
Posts: 4,749
I refuse to use AARP due to their political views.
__________________

__________________
2014 American Eagle 45T
DD 500
Pulling a Honda CRV
Cat320 is offline   Reply With Quote
Reply

Tags
insurance



Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
 
Thread Tools Search this Thread
Search this Thread:

Advanced Search
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off


Similar Threads
Thread Thread Starter Forum Replies Last Post
Is WalMart killing America TAZ Just Conversation 484 10-15-2012 03:26 PM
What do you carry in your basement storage? corvettec3 Winnebago Industries Owner's Forum 60 05-20-2012 03:59 PM
Insurance Question bfc23703 Class A Motorhome Discussions 14 03-02-2012 08:05 AM
Replacing the carpet...what about the slides? TravelingJ 5th Wheel Discussion 28 02-24-2012 09:23 AM
What year did Newmar start using a BIRD? Mr_D Newmar Owner's Forum 10 02-22-2012 06:07 PM

» Virginia Campgrounds

Reviews provided by


Copyright 2002- Social Knowledge, LLC All Rights Reserved.

All times are GMT -6. The time now is 07:56 AM.


Powered by vBulletin® Version 3.8.8 Beta 1
Copyright ©2000 - 2017, vBulletin Solutions, Inc.