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Old 12-08-2009, 06:36 AM   #1
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What's up with Medicare?

I know every year at this time I start receiving mail from insurance companies about changing my Medicare Plan, but this year I have been bombarded with an unusual amount of mail and invitations to attend seminars about changing my Medicare Plan.

As of now I haven't answered any invitations, but I'm very curious as to why I have been getting so many correspondence about changing my plan.

Ron
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Old 12-08-2009, 08:52 AM   #2
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Originally Posted by Ron & Dee View Post
I know every year at this time I start receiving mail from insurance companies about changing my Medicare Plan, but this year I have been bombarded with an unusual amount of mail and invitations to attend seminars about changing my Medicare Plan.

As of now I haven't answered any invitations, but I'm very curious as to why I have been getting so many correspondence about changing my plan.

Ron
I don't know why in your case you have been receiving so many, as I have received none (nor do I want any). Being an old marketeer type, my suspicious mind makes me think that maybe the companies are getting their ducks in line for the new Health Care reform, whatever that may turn out to be in the future.
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Old 12-08-2009, 08:56 AM   #3
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There is money to be made , not by us though. It's gonna be difficult to keep this thread from going sour quickly. Hopefully everyone will address your specific question to avoid getting political.
There is a lot of difference in all these plans. There are a few plans that match my situation, but would be horribly wrong for yours, and visa-versa. We chose to remain with original basic Medicare, and stay away from private plans.
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Old 12-08-2009, 09:09 AM   #4
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There is money to be made , not by us though. It's gonna be difficult to keep this thread from going sour quickly. Hopefully everyone will address your specific question to avoid getting political.
There is a lot of difference in all these plans. There are a few plans that match my situation, but would be horribly wrong for yours, and visa-versa. We chose to remain with original basic Medicare, and stay away from private plans.
We also stay with the original and that may also be a reason why we haven't gotten any other info from other companies. Additionally, since I'm retired military, our drug plan is the same Iwe've had for many years and is the best I've ever seen other than using the VA for free meds. Not only that, but my civilian company had a medical annuity for me to cover any out of pocket medical/dental expenses. Life is good! Believe me, I realize how lucky I am when I hear horror stories from others about their Medicare (and private medical insurance) problems.
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Old 12-08-2009, 10:30 AM   #5
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I didn't want to start a firestorm but was just curious. Maybe it's because I live in a state with a lot of retired people

I only have the regular Medicare, part A & B. All of my suplements, drugs, hospitalization and etc. are from the company I retired from. The only things I don't have is dental and eye care. I can purchase those from other insurance companies but they can be quite expensive

Needless to say, I have become very confused at all of the offers that I have received.

Thanks,

Ron
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Old 12-08-2009, 07:06 PM   #6
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AARP is losing a lot of members due to the support of the new healthcare bill even though they are cutting about ˝ a trillion dollars from it. AARP is the largest provider (Through United Healthcare) and get a cut on each policy. The much loved Advantage Programs used by about 12,000,000 seniors is going to be outlawed and these folks will have to get “gap” insurance which is what AARP sells. I think this has opened up the floodgates of marketing we are experience during the open period Nov 15 thru Dec 31. I get stuff nearly everyday. Our trash can is on the way back from the mail box, so it isn’t a problem. Depending on what passes congress, I think we are all in for some big changes and some big surprises. I hope this helps. Good Luck
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Old 12-09-2009, 12:47 AM   #7
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What your getting is advertisements for policies during open season Nov thru Dec 31. Every year this happens. If your satisfied with your plan, just toss the things out. Oh with ID theft so present, it would be a good idea before tossing to remove your address label off of the material. Some jerk could fill in the blanks and send it to the advertiser and you would be asked to pay some stupid thing you never ordered. With the changes coming from Senate this next year could be disaster for millions. Hope they come up with something livable and not a dictatorship .
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Old 12-09-2009, 08:28 AM   #8
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As I was getting close to 65 I was buried with ads for the best plans, well this year it slowed to half dozen.
The companies get your name from companies that keep all that information on you.
I just like to know when do they take you out of the system. Brother pasted 6 years ago when he was 58. This year he would have turn 65, well you got it at least 25 companies sent all types of information.
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Old 12-09-2009, 10:28 PM   #9
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My company dropped out supplemental health care plan when you get Medicare. It was suppose to written in stone that we have our benefits after retirement. This December is our second year in legal fight to which our attorneys say everything going good for us, but we have lost our benefits. I purchased a supplemental health care plan to have coverage. The first year it was a little over $160 a month. Last month the premium will be $199 and change. I go to the Dr. every three months and the most they pay is around $15.00 for a Dr. visit. My wife had both knees replaced and they paid around a $1,000 on the bill. I am thinking on dropping it. A year of coverage for me going to be almost $2,400. I got until the end of the month to decide.
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Old 12-10-2009, 12:32 AM   #10
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Boy, you've got cheap insurance, I haven't found one that doesn't run almost $400 a month.....
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Old 12-10-2009, 12:38 AM   #11
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Boy, you've got cheap insurance, I haven't found one that doesn't run almost $400 a month.....


mutual of omaha sells supplemental plan f for 166.00.
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Old 12-10-2009, 12:45 AM   #12
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Oh wait, I see why its cheaper, its a supplement, didn't get that through my head... way too young to qualify for Medicare yet, just misread what you originally said
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Old 12-10-2009, 08:36 AM   #13
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Medicare WILL go broke in a very few years. Now, congress is considering reducing funding by $500Bn along with dropping the age to 55. Now does that make any sense to anyone?
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Old 12-10-2009, 08:39 AM   #14
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And we have millions of babby boomers getting ready to retire in a few years.
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