Go Back   iRV2 Forums > iRV2.com COMMUNITY FORUMS > Just Conversation
Click Here to Login
Join iRV2 Today

Mission Statement: Supporting thoughtful exchange of knowledge, values and experience among RV enthusiasts.
Reply
  This discussion is proudly sponsored by:
Please support our sponsors and let them know you heard about their products on iRV2
 
Thread Tools Search this Thread Display Modes
 
Old 08-21-2010, 03:44 PM   #1
Senior Member
 
Max Hubrich's Avatar


 
Workhorse Chassis Owner
Join Date: Mar 2007
Location: Pikeville, NC
Posts: 1,724
Would you??

It happened this week here in Maine.

We had a power outage on the peninsula earlier this week. It lasted for about 5 hours. A couple went shopping and bought stuff in three stores in the Haabaar. Remember no electricity- so the shops took their CC numbers to run when power was restored, and today they found out their card was maxed out!!! A couple of thousand bucks worth- .

They got the CC Company on the phone and the police involved. We'll see what happens.

Would you have done that?

I guess trust goes just so far in this world today.
__________________

__________________
Max H,
2002 Newmar Mountain Aire, 37', 3778, W-22, 8.1 Vortac, Ultra Power upgrade, CAI (cold air intake), Taylor wires, colder plugs, Koni shocks.
Max Hubrich is offline   Reply With Quote
Join the #1 RV Forum Today - It's Totally Free!

iRV2.com RV Community - Are you about to start a new improvement on your RV or need some help with some maintenance? Do you need advice on what products to buy? Or maybe you can give others some advice? No matter where you fit in you'll find that iRV2 is a great community to join. Best of all it's totally FREE!

You are currently viewing our boards as a guest so you have limited access to our community. Please take the time to register and you will gain a lot of great new features including; the ability to participate in discussions, network with other RV owners, see fewer ads, upload photographs, create an RV blog, send private messages and so much, much more!

Old 08-21-2010, 03:58 PM   #2
Community Administrator
 
Route 66's Avatar


 
Newmar Owners Club
Retired Fire Service RVer's
Spartan Chassis
Join Date: May 2000
Location: Newark, DE
Posts: 25,597
Quote:
Would you have done that?
No.
__________________

__________________
Adios, Dirk - '84 Real Lite Truck Camper, '86 Wilderness Cimarron TT, previously 4 years as a fulltimer in a '07 DSDP

Route 66 is offline   Reply With Quote
Old 08-21-2010, 04:10 PM   #3
Senior Member
 
denochs's Avatar
 
Fleetwood Owners Club
Join Date: Oct 2009
Location: North Carolina
Posts: 702
Not many people would have done it with any thought given to what could happen. However, with the power out for an extend amount of time usually cc security is the last thing on your mind.

But then again, that's the way we're all having to learn to live. Look over your shoulder constantly and don't trust anybody.

Dave
__________________
David & Gail Salisbury, NC
2003 American Eagle 42'
denochs is offline   Reply With Quote
Old 08-21-2010, 04:41 PM   #4
Moderator Emeritus
 
RickO's Avatar


 
Join Date: Jan 2007
Location: Litchfield Park, Arizona
Posts: 10,530
Sure, I would have done it and probably not give it a second thought. I'm not sure I see a lot of difference in this and having the waitress take your card from your table to the register to run it because it would only take a second for him/her to snap a photo of it with their cell phone.

I try to update Quicken every few days for at least some early warning but I'm not sure how far we can go to avoid these things.
__________________
Rick, Nancy, Peanut & Lola our Westie Dogs & Bailey the Sheltie.

2007 Itasca Ellipse 40FD
RickO is offline   Reply With Quote
Old 08-21-2010, 04:50 PM   #5
paz
Senior Member
 
paz's Avatar
 
Join Date: May 2005
Location: Full-timers - Home is where we park it.
Posts: 4,716
Quote:
Originally Posted by Max Hubrich View Post
Would you have done that?
We all do every time we make an online, mail order, or telephone purchase with a credit card. You give out the number plus the security code on the back.
__________________
2015 DRV Tradition 375KPS
2015 Chevy Duramax 3500HD LTZ Dually
Full-timers...Home is where we park it.
Check out our blog: Living Our Dream
paz is offline   Reply With Quote
Old 08-21-2010, 06:01 PM   #6
Moderator Emeritus
 
RustyJC's Avatar


 
Texas Boomers Club
Join Date: Jul 2000
Location: Cypress, Texas USA
Posts: 8,854
A couple of years ago when a hurricane came through, we were without power for 14 days. Many business began to open after about the 4th day, but most operated on a "cash basis" until power was restored. However, in that situation many people did not have enough cash on hand to purchase needed supplies for that length of time and many times the business owners hand wrote out "receipts" with our credit card numbers on it.

Most of us, I believe, are very aware that scam artists are "out there" to get us anyway they can. With that being said, I deal with retailers and businesses on an established basis and know with "whom" I am dealing.

Yes, we all give out those little plastic cards at restaurants, gas stations, everywhere "money" can be spent with little thought. Every once in a while it comes back to bite us!

I'm very thankful that our credit card company keeps a close watch on our card and notifies us immediately should something arise that seems amiss. I was in Austin, Texas and the very same day "someone" in Virginia was trying to buy $5000 in electronic equipment. I was teed-off to say the least when I went to buy gas and my credit card was denied. I immediately called my cc company and they had flagged my account because of the Virginia incident - which btw, did not go through!

Just my thoughts
Sandy
__________________
2016 Ram Longhorn 3500 Dually 4x4 CCLB, 385/900 Cummins, Aisin AS69RC, 4.10
2014.5 DRV Mobile Suites 38RSSA #6972
Come join us on a TEXAS BOOMERS rally!
RustyJC is offline   Reply With Quote
Old 08-21-2010, 06:40 PM   #7
Senior Member
 
Frank P. Martin's Avatar
 
Pond Piggies Club
Mid Atlantic Campers
Join Date: Jan 2000
Location: Fayette Ridges of PA, USA
Posts: 998
Sorry, but even with a power outage lasting five hours, I find it a little hard to believe that there wasn't a working land line or cellular phone where they could have called the credit card processor to verify whether the card was good. The phone system in my son's store will have one operational phone if the power fails. The only way that phone wouldn't work is if the phone company's network failed. Being that the phone company has its own batteries/generators to keep the system up, it's highly unlikely that all phones were unusable. Cellphone towers generally have emergency power provisions too.
__________________
2009 GMC Sierra 2500HD | Crew Cab | Standard Box | 4WD | Duramax/Allison
2000 Jayco Eagle 266 | FBS | TT
1986 Coleman Laramie pop-up -- Still in the family!!!
Frank P. Martin is offline   Reply With Quote
Old 08-21-2010, 08:04 PM   #8
Moderator Emeritus
 
TXiceman's Avatar


 
Vintage RV Owners Club
Texas Boomers Club
Oklahoma Boomers Club
Ford Super Duty Owner
Join Date: Aug 2000
Location: Full Time, TX Home Base
Posts: 17,150
Blog Entries: 21
The emergency power in stores generally is good for a relatively short time as it is often battery back up or a very small generator to run the essential items. As for cell towers, they usually have a relatively short backup duration as well.

Ken
__________________
Amateur Radio Operator (KE5DFR)|Full-Time! - 2012 6.7L Ford Crew Cab Dually -2013 HitchHiker Champagne 38RLRSB - Travel with one Standard Schnauzer and one small Timneh African Gray Parrot
TXiceman is offline   Reply With Quote
Old 08-21-2010, 08:27 PM   #9
Moderator Emeritus
 
RickO's Avatar


 
Join Date: Jan 2007
Location: Litchfield Park, Arizona
Posts: 10,530
Quote:
Originally Posted by Frank P. Martin View Post
Sorry, but even with a power outage lasting five hours, I find it a little hard to believe that there wasn't a working land line or cellular phone where they could have called the credit card processor to verify whether the card was good. The phone system in my son's store will have one operational phone if the power fails. The only way that phone wouldn't work is if the phone company's network failed. Being that the phone company has its own batteries/generators to keep the system up, it's highly unlikely that all phones were unusable. Cellphone towers generally have emergency power provisions too.
Can you help us understand the point you're making, Frank? Is it that you would not have given up your CC number or that you don't believe this happened?
__________________
Rick, Nancy, Peanut & Lola our Westie Dogs & Bailey the Sheltie.

2007 Itasca Ellipse 40FD
RickO is offline   Reply With Quote
Old 08-21-2010, 11:20 PM   #10
Senior Member
 
Frank P. Martin's Avatar
 
Pond Piggies Club
Mid Atlantic Campers
Join Date: Jan 2000
Location: Fayette Ridges of PA, USA
Posts: 998
Quote:
Originally Posted by RickO View Post
Can you help us understand the point you're making, Frank? Is it that you would not have given up your CC number or that you don't believe this happened?
Sorry, RickO, for the confusion and it all could be even more confusing by the time I'm done here. My wife and I both re-read the O.P. and determined that the question being asked at the end, "Would you have done that?", can have different answers depending on how you interpret the posting. Basically, it hinges on this line:

"They got the CC Company on the phone and the police involved. We'll see what happens."

Who's "They"? Is "They" as in:
(a). The stores where the purchases were made at?
--- or ---
(b). The person who made the purchases?

My previous posting was based on (a) and I'm assuming "They" as in the stores "got the CC Company on the phone and the police involved. We'll see what happens."

I have no problem at all, believing it happened. I've seen plenty of scammers (especially through our website on the Internet) attempt to make purchases at my son's store using stolen, expired or bogus credit cards; along with shipping requests to bogus addresses (for example, an unoccupied or abandoned building). They ask for a tracking number and follow the package's progress. Then, on the delivery date, someone will be at the address to receive the package and disappear with it as soon as the UPS or FedEx truck drives off.

Now, If you were a store employee, would you have taken a customer's credit card as payment if there was no means for authenticating whether the card was valid? My simple answer to that question is absolutely NOT.

But, what I was attempting to bring out as "food for thought" was did the stores these purchases were made at exhaust all avenues of obtaining verification of the credit card before they made the manual credit card transaction? I know that in our store, any power failure will immediately disable the credit card machine and the telephone system. However, depending on how your telephone service is provided, you might still have a usuable phone (or cellphone) and, if it was operational, the store could have called the credit card processor to check the account's validity. Of course, I wasn't in Maine at the time of the power failure and the O.P. didn't provide any information as to whether there was a working telephone, so we'll never know the difinitive answer to that question.

Bottom line is that had it been me, I would have prepared a manual credit card transaction like that only if I knew the customer very, very, very well- like a relative or a neighbor or someone I have a close relationship with.

I am unable to determine from the O.P. whether the customer who made these transactions using an "over the limit" credit card did it intentionally or accidentally. But the fact remains that he's got the goods and the stores are "holding the bag" until the issue's resolved.
__________________
2009 GMC Sierra 2500HD | Crew Cab | Standard Box | 4WD | Duramax/Allison
2000 Jayco Eagle 266 | FBS | TT
1986 Coleman Laramie pop-up -- Still in the family!!!
Frank P. Martin is offline   Reply With Quote
Old 08-22-2010, 05:31 AM   #11
Senior Member
 
Max Hubrich's Avatar


 
Workhorse Chassis Owner
Join Date: Mar 2007
Location: Pikeville, NC
Posts: 1,724
The couple involved bought some items at three stores. They gave the stores their CC numbers to be run at a later time. Four days later they found out their card was maxed out. Someone had bought a bunch of stuff, not the owners of the CC, on their card. They were confused and almost in tears. I was the first one talking to them after the "wipeout " was discovered. He was holding his computer and walking around in the campground (Wi-Fi) on the Credit Card site, she was on the phone to the CC company. They were leaving to return home from their vacation in Maine, to PA. They left the Campground to make a police report on the inicident before departing the area.

The only point I was making is, as others pointed out, we all should be more aware of our dealings while using "plastic".
__________________
Max H,
2002 Newmar Mountain Aire, 37', 3778, W-22, 8.1 Vortac, Ultra Power upgrade, CAI (cold air intake), Taylor wires, colder plugs, Koni shocks.
Max Hubrich is offline   Reply With Quote
Old 08-22-2010, 06:55 AM   #12
Registered User
 
Fleetwood Owners Club
Join Date: Feb 2010
Location: Granite Falls, NC
Posts: 1,156
Blog Entries: 8
I, like most of you have and use a credit card. I use it for gas for the coach and occasionally to order something off the web. On my card I have a thousand dollar limit and if I should max out that card on fuel while traveling, I have a ''back up card'' with another thousand dollar limit on it. These ''limits'' on the cards are good protection in the case that they are lost or stolen they are not really worth much. In the rare cases of emergency where I might need a higher credit limit I will call the company and ask for a one time ''higher limit'' on the card. This is handy for emergency repairs if necessary. I used this when we ''blew the tranny'' in Colorado. I never hand my card to a waitress in a restaurant or let it out of my sight for that matter. My solution is ''cash''. Cash is readily accepted almost anywhere you may travel ....
One other thing........ I have never paid one dime of interest on any credit card. Nope, NOT ONE DIME... If you pay some credit card company 18 to 22 percent to handle your money, you have more money than you need or you simply do not understand economics....... Of course that is ''just me'' ..... You do as you see fit.....

Lets all remember our wounded warriors coming home from far flung places. They have given a lot and the least we can do is show respect to them for their service ....... God bless our troops and bring them home soon and safe.........
__________________
Seajay is offline   Reply With Quote
Old 08-22-2010, 07:17 AM   #13
Senior Member
 
Dave and Jaime's Avatar
 
Alpine Owners Club
Join Date: Sep 2008
Location: Kansas City
Posts: 393
Quote:
Originally Posted by Max Hubrich View Post
The couple involved bought some items at three stores. They gave the stores their CC numbers to be run at a later time. Four days later they found out their card was maxed out. Someone had bought a bunch of stuff, not the owners of the CC, on their card. They were confused and almost in tears. I was the first one talking to them after the "wipeout " was discovered. He was holding his computer and walking around in the campground (Wi-Fi) on the Credit Card site, she was on the phone to the CC company. They were leaving to return home from their vacation in Maine, to PA. They left the Campground to make a police report on the inicident before departing the area.

The only point I was making is, as others pointed out, we all should be more aware of our dealings while using "plastic".
Thanks for the clarification, as it was not clear in the OP if the CC holders were the scammers. But, the maximum liability for the CC holders for fraudulent purchases by others is, I believe, $50 and the retailers will be left holding the bag. The CC holders should also get relief from any fees for exceeding their limit provided their prior balance and non-fraudulent purchases were less than the line of the credit. There is actually a pretty small group of suspects -- the employees at the 3 stores who manually processed the cards.
__________________
Jaime & Dave (and our 3 cocker spaniels)
2005 Alpine Coach 36FDTS w/ 2009 Honda CR-V, Doran TPMS, Roadmaster Towbar, US Gear Braking
Dave and Jaime is offline   Reply With Quote
Old 08-22-2010, 07:19 AM   #14
Senior Member
 
MickBrennan's Avatar
 
Join Date: Apr 2010
Location: Playa del Carmen, Q.R., Mexico
Posts: 590
Merchants who accept credit cards usually keep an "old fashioned" credit card imprint device (signature required) for use in these situations. We travel and keep our card in sight at all times, stores, restaurants and fuel stops.

And... no way would we just let some clerk copy our CC info.
__________________

__________________
Story here
MickBrennan is offline   Reply With Quote
Reply



Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
 
Thread Tools Search this Thread
Search this Thread:

Advanced Search
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off


» Virginia Campgrounds

Reviews provided by


Copyright 2002- Social Knowledge, LLC All Rights Reserved.

All times are GMT -6. The time now is 02:37 AM.


Powered by vBulletin® Version 3.8.8 Beta 1
Copyright ©2000 - 2017, vBulletin Solutions, Inc.