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Old 03-04-2016, 12:57 AM   #15
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I have Progressive, 537 a year, for full coverage, on my 96 Monaco Windsor. Would be 450 a year, but that speeding ticket in Wy. back in 2013 is still haunting me! I have the stated value insurance, so no surprises if it gets totaled! Comes with roadside asst., towing, content's 5000.00, trip insurance, trailer/car, disappearing deductible! Had it on the last MH as well! Rail!
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Old 03-05-2016, 01:01 PM   #16
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This is a great thread. I have progressive, but rates are much higher. I need to go shopping.
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Old 03-05-2016, 01:11 PM   #17
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Originally Posted by KSagal View Post
This is a great thread. I have progressive, but rates are much higher. I need to go shopping.
Let us not forget that the rate depends a lot on the state you are living in. I am in the country 10 miles from a small town.
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Old 03-05-2016, 01:19 PM   #18
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Let us not forget that the rate depends a lot on the state you are living in. I am in the country 10 miles from a small town.
That is of course, a great point. I live in the Boston Suburbs, and while there are 15 million people within 50 miles of my home, it seems that only about 14 know how to drive properly.
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Old 03-05-2016, 02:40 PM   #19
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That is of course, a great point. I live in the Boston Suburbs, and while there are 15 million people within 50 miles of my home, it seems that only about 14 know how to drive properly.
I lived in Pepperell MA and worked in Lowell MA for several years before leaving the area to live in NC. Driving into and out of Boston was a hoot. Then the roundabouts enter at 60 MPH and hope your in the right lane to leave it.
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Old 03-05-2016, 03:14 PM   #20
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Nationwide here... house/auto/rv all bundled together. The RV portion of that for full coverage is $230 per year with a $250 deductible. Not sure what they value our 22 year old RV at if we totaled it now, but 4 years ago when we bought it, they declared the replacement value to be $17,500. At the time, we didn't have near that much into it... but we certainly do now...

-cheers
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Old 03-05-2016, 05:42 PM   #21
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Be very cautious, I had an "Actual Value" policy on my GMC. It was damaged in a very bad collision that was not my fault. This is Michigan with the "My Fault" insurance. The company tried to settle as a write-off at book value for an unrestored and pretty shot coach. I did somewhat better than that after my good friend lawyer beat them up, but it still was no nearly enough for another GMC that I could take on the road 12k+ a year.

So, I have to start over with what I can: A - Find that is worth working on and B - Can actually afford. (I won't discuss that.)

I should have gotten a real appraisal and an "Agreed Value" policy.
I will when the Cayo is done.

Frank
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