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Old 03-02-2016, 04:24 PM   #1
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Insuring a "Vintage" Motorhome?

Over 23 years old and "paid for". How do you insure your Vintage Motorhome that books for $8000.00? Thanks in advance!

Mike
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Old 03-02-2016, 04:26 PM   #2
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Just like an older car, liability only. Repair costs would so quickly exceed it's book value, you'd never get it repaired, just written off.
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Old 03-02-2016, 05:01 PM   #3
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Mine's 24 yrs old and I still keep full coverage on it $700 a year.
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Old 03-02-2016, 05:13 PM   #4
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I also have full coverage on our 20 year old MH for $350 a year. They give me the option to drop down to liability when it is parked but I choose not too.
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Old 03-02-2016, 05:21 PM   #5
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Mine is 21 years old, low retail 32K, average retail 38K (NADA). Full coverage at $650 per year with 1K deductible.
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Old 03-02-2016, 06:05 PM   #6
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Thanks folks! I'm thinking if the yearly premium is not outrageous, I'd like to have full coverage to at least re-coop the price I paid for the old girl. I mean if it books for 8K and I paid 5K I would like to get something back should something happen (God forbid) that it would be a total loss. Anyone have suggestions as far as a company you have had positive experience with in the past? Progressive perhaps?
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Old 03-02-2016, 06:26 PM   #7
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I'm with Foremost ! Great company and don't raise your rates every year !
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Old 03-02-2016, 07:04 PM   #8
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insurance

Quote:
Originally Posted by Mike Brown View Post
Thanks folks! I'm thinking if the yearly premium is not outrageous, I'd like to have full coverage to at least re-coop the price I paid for the old girl. I mean if it books for 8K and I paid 5K I would like to get something back should something happen (God forbid) that it would be a total loss. Anyone have suggestions as far as a company you have had positive experience with in the past? Progressive perhaps?
I am with State Farm. 13K value
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Old 03-02-2016, 07:09 PM   #9
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Insurance

For my '94, AARP/The Hartford With roadside service and accessories including trailer allowance $119 yr plus un/under insured plus my auto. I am still astonished. Just renewed. my insurance acv not to exceed 10,300. For full timers, which I will be soon, extra coverage available for contents.
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Old 03-02-2016, 07:12 PM   #10
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I'm with the rest,I keep full coverage on both my 23 year old car and my 20 year old motor home. Also have full-timers insurance of course.
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Old 03-02-2016, 10:32 PM   #11
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Good Sam

We got the insurance on our 1977 Minnie Winnie through Good Sam, and have been very happy with them.
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Old 03-03-2016, 04:37 AM   #12
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We have full coverage on the 82 PA and full coverage on the 64 caddie
The 82 is thru Foremost (very happy) and the caddie is insured thru Hagerty
Tim
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Old 03-03-2016, 08:12 AM   #13
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My value is $8000 and my Class a is 24 years old. I have Progressive and pay $125year for liability.
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Old 03-03-2016, 08:24 PM   #14
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I have the full-timer package on my 32 year old MH and pay approximately $1000 a year for full coverage and the full-timer package, 500 dollar deductibles with disappearing deductibles under Progressive. I also have my daily driver insured under them for just liability, but I'm also under the age of 25. So my rates will likely go down this year come renewal.
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