I carry liability, medical payments, uninsured & underinsured on my '87 Pace Arrow. My Homeowners on my S&B has offsite coverage for clothes, laptop, tools, etc. I figure that if I total the unit, I'll sell the remains to the salvage yard, & find another unit. Then write it off as a casualty loss on taxes. It Blue Books at $4,900.00. I also have a 2000 Cadillac & 1998 Saturn with the above coverage's. Eddie Elk.
1998 Pace Arrow Vision 36' w/460, '98 Saturn SW2, FMCA #388823, Gateway Getaways RV Club