Go Back   iRV2 Forums > MOTORHOME FORUMS > MH-General Discussions & Problems
Click Here to Login
Join iRV2 Today

Mission Statement: Supporting thoughtful exchange of knowledge, values and experience among RV enthusiasts.
Reply
  This discussion is proudly sponsored by:
Please support our sponsors and let them know you heard about their products on iRV2
 
Thread Tools Search this Thread Display Modes
 
Old 01-29-2015, 09:24 PM   #1
Senior Member
 
okie143's Avatar
 
Join Date: Aug 2010
Location: Oklahoma
Posts: 273
A roadside asst plan + an Extended Service Contract and what else

Ok I am new to motorhome ownership but not new to motorhomes in general. However, in the past, we just toughed it up and fix everything on my dad's MH ourselves.

No skip forward several decades and we are not able to fix a lot of stuff anymore.

So, after reading a bunch of posts on this site and others, I have come to the conclusion that I need to purchase (don't have too but like to sleep easy at night):
1. RV accident insurance and to get registered.
2. Purchase a good exclusionary policy, and pay a bit extra for consequential damage coverage, add the "gaskets and seals" rider and tire and wheel rider. I know you don't have too but I like to sleep at night.
3. Purchase a road assistant plan in case of breakdown and need tow, lockout, refuel, etc.
4. Find a master engraver to make plates to print money to pay for everything.
Is there one policy that does everything?

I got a quote from Wholesale Warranties for 4/48,000=$4698.00 but it doesn't include consequential damage or gaskets and seals riders.

Thanks.
__________________

__________________
okie143 is offline   Reply With Quote
Join the #1 RV Forum Today - It's Totally Free!

iRV2.com RV Community - Are you about to start a new improvement on your RV or need some help with some maintenance? Do you need advice on what products to buy? Or maybe you can give others some advice? No matter where you fit in you'll find that iRV2 is a great community to join. Best of all it's totally FREE!

You are currently viewing our boards as a guest so you have limited access to our community. Please take the time to register and you will gain a lot of great new features including; the ability to participate in discussions, network with other RV owners, see fewer ads, upload photographs, create an RV blog, send private messages and so much, much more!

Old 01-29-2015, 09:45 PM   #2
Senior Member
 
kalynzoo's Avatar
 
Join Date: Mar 2007
Location: Northridge, Ca
Posts: 751
Apparently consequential damage is not being offered by extended warranty companies anymore. The ExtraRide policy I purchased with my new RV lists consequential damage as an option in the literature, but I found it was no longer available at the time of purchase. Wholesale Warranties also quoted a policy that does not include consequential damage. They did say it would cover the things I questioned, and I know from experience that they are good guys, and will go to bat for their clients on a claim. But, I also know from experience that if it is not in writing in the policy....forget about it.
I too have an extended warranty and roadside assistance so I can sleep at night.
__________________

__________________
kalynzoo is offline   Reply With Quote
Old 01-29-2015, 10:25 PM   #3
Senior Member
 
Ray,IN's Avatar
 
Join Date: Aug 2001
Location: North America somewhere
Posts: 13,712
No one policy I'm aware of. I've read about some guys that do #4, but I think they are in jail now.
I have Good Sam Roadside assistance, their Extended service contract, and their MH insurance(National General ins.), GS is merely a broker for RV insurance, and buys from whichever gives them the best deal. I'm satisfied with both policies, sure I've been dissapointed once in a while but I suspect everyone has with their policies.
I learned the trick to avoiding disappointment is to read each policy closely.
__________________
2000 Winnebago Ultimate Freedom USQ40JD, ISC 8.3 Cummins 350, Spartan MM Chassis. USA 1SG, retired;PPA,Good Sam Life member,FMCA."We the people are the rightful masters of both the Congress and the Courts - not to overthrow the Constitution but to overthrow men who pervert the Constitution. "Abraham Lincoln"
Ray,IN is offline   Reply With Quote
Old 01-30-2015, 01:17 AM   #4
Senior Member
 
vsheetz's Avatar


 
Fleetwood Owners Club
Ford Super Duty Owner
Join Date: Jun 2012
Location: SoCal
Posts: 11,802
What is the consequential damage coverage?
__________________
Vince and Susan
2011 Tiffin Phaeton 40QTH (Cummins ISC/Freightliner)
Flat towing a modified 2005 Jeep (Rubicon Wrangler)
Previously a 2002 Fleetwood Pace Arrow 37A and a 1995 Safari Trek 2830.
vsheetz is offline   Reply With Quote
Old 01-30-2015, 04:35 PM   #5
Senior Member
 
okie143's Avatar
 
Join Date: Aug 2010
Location: Oklahoma
Posts: 273
Quote:
Originally Posted by vsheetz View Post
What is the consequential damage coverage?
If a non covered part breaks and causes a covered part to break, insurance will not cover the repair unless you have consequential damage coverage.
Like if the engine overheats and you ride the transmission until you burn it up. The they can say the transmission will not be covered for repair.
__________________
Retired Army, Disabled Veteran
Wife, me, and 2006 Coachman Cross Country 372DS makes three, Demco Kar Kaddy SS
okie143 is offline   Reply With Quote
Old 01-30-2015, 06:43 PM   #6
Senior Member
 
Pusherman's Avatar
 
Join Date: Oct 2006
Location: Rochester NY
Posts: 2,546
Quote:
Originally Posted by kalynzoo View Post
Apparently consequential damage is not being offered by extended warranty companies anymore. The ExtraRide policy I purchased with my new RV lists consequential damage as an option in the literature, but I found it was no longer available at the time of purchase. Wholesale Warranties also quoted a policy that does not include consequential damage. They did say it would cover the things I questioned, and I know from experience that they are good guys, and will go to bat for their clients on a claim. But, I also know from experience that if it is not in writing in the policy....forget about it.
I too have an extended warranty and roadside assistance so I can sleep at night.
Not true. XtraRide still offers Optional Consequential Damage as an option. We are an XtraRide dealer -- that's how I know.
__________________
Don
'07 Winnebago Journey 34H - CAT C7, Koni's, MCU's, SS Bell Crank, Safe-T-Plus
'07 HHR Toad, SMI AFO, Blue OX
Pusherman is offline   Reply With Quote
Old 01-31-2015, 07:07 AM   #7
Senior Member
 
Join Date: Mar 2009
Location: Apollo Beach, FL
Posts: 1,520
Look into Coach Net-- they now have extended warranty,wheel/tire coverage,roadside assist, etc.
__________________
PanJH is offline   Reply With Quote
Old 01-31-2015, 07:12 AM   #8
Senior Member
 
mikelm48's Avatar
 
Newmar Owners Club
Spartan Chassis
Join Date: Nov 2010
Location: Grapevine, TX
Posts: 975
I also have ExtraRide. Their coverage was significantly cheaper than what I was paying GS, with lower deductible and unlimited miles.
__________________
Mike
2005 Kountry Star 3907, ISC330, Spartan chassis, M&G braking, Blue Ox Aventa XL
mikelm48 is online now   Reply With Quote
Old 01-31-2015, 09:56 AM   #9
Senior Member
 
okie143's Avatar
 
Join Date: Aug 2010
Location: Oklahoma
Posts: 273
I went to the ExtraRide website but cannot find out any details about their coverage, aka what is covered and what isn't.

Does anybody have a link that will show these things?
__________________
Retired Army, Disabled Veteran
Wife, me, and 2006 Coachman Cross Country 372DS makes three, Demco Kar Kaddy SS
okie143 is offline   Reply With Quote
Old 01-31-2015, 11:02 AM   #10
Senior Member
 
BobGed's Avatar
 
Tiffin Owners Club
Join Date: Oct 2008
Location: Carson City, NV
Posts: 1,942
Quote:
Originally Posted by okie143 View Post
I went to the ExtraRide website but cannot find out any details about their coverage, aka what is covered and what isn't.

Does anybody have a link that will show these things?
Don't know how current it is, but possibly the attached will help:
Attached Files
File Type: pdf XtraRide-Motor-Homes.pdf (358.0 KB, 27 views)
__________________
Bob, Sherron & Kinsey (Goldendoodle)
2017 Tiffin Phaeton 40QBH
2014 Jeep Cherokee Limited
BobGed is online now   Reply With Quote
Old 02-01-2015, 07:29 AM   #11
Senior Member
 
mikelm48's Avatar
 
Newmar Owners Club
Spartan Chassis
Join Date: Nov 2010
Location: Grapevine, TX
Posts: 975
Bought my ExtraRide through Wholesale Warranties.
__________________
Mike
2005 Kountry Star 3907, ISC330, Spartan chassis, M&G braking, Blue Ox Aventa XL
mikelm48 is online now   Reply With Quote
Old 02-01-2015, 11:23 AM   #12
Senior Member
 
BobGed's Avatar
 
Tiffin Owners Club
Join Date: Oct 2008
Location: Carson City, NV
Posts: 1,942
Quote:
Originally Posted by mikelm48 View Post
Bought my ExtraRide through Wholesale Warranties.
Unfortunately as I understand it now, WW can no longer sell XtraRide polices.
__________________

__________________
Bob, Sherron & Kinsey (Goldendoodle)
2017 Tiffin Phaeton 40QBH
2014 Jeep Cherokee Limited
BobGed is online now   Reply With Quote
Reply

Tags
service



Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
 
Thread Tools Search this Thread
Search this Thread:

Advanced Search
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off


» Virginia Campgrounds

Reviews provided by


Copyright 2002- Social Knowledge, LLC All Rights Reserved.

All times are GMT -6. The time now is 08:49 AM.


Powered by vBulletin® Version 3.8.8 Beta 1
Copyright ©2000 - 2017, vBulletin Solutions, Inc.