Go Back   iRV2 Forums > MOTORHOME FORUMS > MH-General Discussions & Problems
Click Here to Login
Join iRV2 Today

Mission Statement: Supporting thoughtful exchange of knowledge, values and experience among RV enthusiasts.
Reply
  This discussion is proudly sponsored by:
Please support our sponsors and let them know you heard about their products on iRV2
 
Thread Tools Search this Thread Display Modes
 
Old 02-01-2014, 09:20 AM   #15
Registered User
 
KSCRUDE's Avatar
 
Join Date: Aug 2012
Location: The Land Of Oz RVM17
Posts: 1,592
Yes and debt will kill you. Like Dave Ramsey says, if you can't pay with cash you don't need it. We used to borrow money in our younger days, but not in many years. And never plan on working for the Bankers again.
__________________

__________________
KSCRUDE is offline   Reply With Quote
Join the #1 RV Forum Today - It's Totally Free!

iRV2.com RV Community - Are you about to start a new improvement on your RV or need some help with some maintenance? Do you need advice on what products to buy? Or maybe you can give others some advice? No matter where you fit in you'll find that iRV2 is a great community to join. Best of all it's totally FREE!

You are currently viewing our boards as a guest so you have limited access to our community. Please take the time to register and you will gain a lot of great new features including; the ability to participate in discussions, network with other RV owners, see fewer ads, upload photographs, create an RV blog, send private messages and so much, much more!

Old 02-01-2014, 09:28 AM   #16
Senior Member
 
Join Date: Jul 2010
Location: Southern Ohio
Posts: 645
You don't have to pay $200k to get a motorhome.

You can get a great gas class a for $70K brand new. If you're not planning to drive 50,000 miles a year (most people average 3,000), it will last you many many years. Oil change on my Ford Chassis unit costs me $30. Not everyone needs a diesel pusher.
__________________

__________________
John McKinley
2007 Damon Daybreak 3060, Ford 16,000# Chassis,
Ford C-Max Hybrid Toad , Suzuki V Strom 1000cc
jmckinley is offline   Reply With Quote
Old 02-01-2014, 09:29 AM   #17
Senior Member/RVM #90
 
MSHappyCampers's Avatar


 
Monaco Owners Club
Join Date: Nov 2002
Location: Columbus, MS
Posts: 26,308
Gerald, that's the reason I bought a 2002 model! I'm not trying to impress anybody, just want something dependable that I can enjoy in my retirement years. I'm sure it will outlast me!
__________________
Joe & Annette

2002 Monaco Windsor 40PBT, 2013 Honda CRV AWD
MSHappyCampers is online now   Reply With Quote
Old 02-01-2014, 09:29 AM   #18
Senior Member
 
palehorse89's Avatar


 
Newmar Owners Club
Join Date: Oct 2009
Posts: 7,731
Question, what kind of a yearly income bracket does one have to be in for the majority of their working years to afford to pay cash for a 300-400k(or higher) do you think? After raising a family, paying for a home and all life's needs during the 40 year working time frame? 5 digit, 6 digit, when one is in their 50's inherit money from family........ I can't see a working man making 60k per year doing it.........(paying cash)maybe?
__________________
2000 Newmar MADP 4060, 350ISC, Spartan MM, IFS 2011 Jeep JK, M&G Braking, 2014 MTI 27' Hog Hauler, Wireless brake control, 2006Ultra & 1989 Springer
palehorse89 is offline   Reply With Quote
Old 02-01-2014, 09:33 AM   #19
Senior Member
 
Join Date: Sep 2013
Posts: 678
Then the obvious a small percentage of those people either inherited it, married into it etc. It's also living within/below your means. There are people who say I want the Nike Air Jordan Shoes they're just $100 more. There are people who need to fly to France/Italy to get custom shoes. It's also where you spend the money you don't invest. Some people spend hundreds/thousands eating out. Others like to throw parties. Other people have 200 pairs of shoes. Maybe trade in cars every year vs. drive 'em till they die. That person who has a $200,000 motorhome may have bought it used, pumped every penny into it etc. Some people worked two jobs to get through college, or where journeymen/apprentices and earned every dollar. Others started life with no student/tool loans, a job arranged by their parents, and a healthy down on their first home. That person is already ahead of the one with a hundred thousand dollar student loan, renting their first home etc. Even if they both start out at identical pay grade. And others are literally born with a silver spoon over that. Some people work 40 hour weeks, other people put in 80 hour weeks in their twenties.

Even something simple like your 401K/RRSP. The earlier you start out the more the investment multiplies. Investing 20k at 20 years does a lot more then investing 60k at 60 years old when both of those people reach 65.
__________________
FREG/P under 45', over 300 hp under 600 lb ft torque.
OrngTrillium is offline   Reply With Quote
Old 02-01-2014, 10:16 AM   #20
Member
 
Join Date: Jul 2003
Location: Amory, MS
Posts: 58
I guess what set me off was I saw where someone posted on another forum they were watching their 45' DP being built at Tiffin MH (40 miles from me). I looked up the 2014 list prices on Tiffin MH, from the Allegro to the Bus. Wow!!!
__________________
2012 Ford Super Duty 6.7 PowerStroke
2016 Jayco Eagle 31 RETS
ジェラルドの天候
GWDawg1 is offline   Reply With Quote
Old 02-01-2014, 10:18 AM   #21
Senior Member
 
nforus's Avatar


 
Join Date: May 2013
Posts: 786
Quote:
Originally Posted by palehorse89 View Post
The video does help to explain that the person who pays some tax in all of the tax brackets has made more income ( and paid more absolute tax) than the one who paid in a couple of the brackets and therefore may have higher motorhome affordability. Thanks for helping to clear that up!!
__________________
2013 Polaris RZR 4/900
Location: Colorado
nforus is offline   Reply With Quote
Old 02-01-2014, 10:19 AM   #22
Senior Member
 
R2Home's Avatar
 
Join Date: Mar 2012
Location: Palmer Ak
Posts: 1,124
I guess that we are some of the lucky ones. Our kids were out of the house by the time we were in our late 30's. Since the DW and I have had good jobs, watched how we spent our money and did some investing, we have a little extra money. Over the years we have gone from a 27' Class C that was very basic to our current 2009 Diplomat. This one is our fifth MH and we upgraded with each one we got. Of all the MH's that we have owned, we only bought one new and that one worked out OK, but not great. Does it cost to owe a MH and play, it sure does, but it is the same with any other endeavor. Being a mechanic by trade, helps on the maintenance and watching where we get parts also helps. While our MH sits unused for several months, we do use it a lot once winter goes away. We know that there are going to be 'extra' cost, so we plan on it and sit money a side for these. A little here and there builds and makes unexpected repairs more manageable.
My take is that we only make this trip once, so might as well enjoy it!
__________________
2009 38' Diplomat
CSM- retired, wife as co-pilot
Reka & Ali providing security (our 2 labs)
R2Home is offline   Reply With Quote
Old 02-02-2014, 02:39 PM   #23
Senior Member
 
Join Date: Nov 2005
Posts: 3,333
Too many people worry about what others have, and how they got it. If you buy into the "I think I worked as hard as you did and I can't afford it, therefore you must have done something illegal or unethical to get it" mentality you're destined to be unhappy.

What ever happened to getting a good education, finding a job that pays well, saving some of your money, and being satisfied with what you're doing in your retirement?

Don't worry about what others have or how they got it. There's only 1 person that's responsible for what you earned, how you spent it, and where you are in life. That person stares back at you in the mirror every morning.
__________________
Hikerdogs
2013 Adventurer 32H
Hikerdogs is offline   Reply With Quote
Old 02-02-2014, 02:40 PM   #24
Community Administrator
 
Clifftall's Avatar


 
Fleetwood Owners Club
Ford Super Duty Owner
Join Date: Aug 2009
Posts: 29,123
Quote:
Originally Posted by Hikerdogs View Post
Too many people worry about what others have, and how they got it. If you buy into the "I think I worked as hard as you did and I can't afford it, therefore you must have done something illegal or unethical to get it" mentality you're destined to be unhappy. What ever happened to getting a good education, finding a job that pays well, saving some of your money, and being satisfied with what you're doing in your retirement? Don't worry about what others have or how they got it. There's only 1 person that's responsible for what you earned, how you spent it, and where you are in life. That person stares back at you in the mirror every morning.
Well said.
__________________


Cliff,Tallulah and Buddy ( 1999-2012 )
Clifftall is offline   Reply With Quote
Old 02-02-2014, 02:45 PM   #25
Senior Member
 
homeless's Avatar
 
Join Date: Mar 2012
Location: http://binged.it/1KdDqKO
Posts: 2,315
Blog Entries: 1
The less you have the less you have to loose!

Quote: Bygeorge
homeless is offline   Reply With Quote
Old 02-02-2014, 03:20 PM   #26
Senior Member
 
Pepper2's Avatar
 
Winnebago Owners Club
Join Date: Nov 2011
Location: Mission TX
Posts: 2,207
Many people practice the they will let me buy it plan (from lenders) , rather than the can I afford it economic plan. That's how you end up in the monthly payment sink hole.
__________________
Neal and Deb + Mya and Gizmo, the pup's
2003 Winnebago Sightseer 30B

May the roads rise up to meet you, May the winds be always at your back...
Pepper2 is online now   Reply With Quote
Old 02-02-2014, 03:23 PM   #27
Senior Member
 
nforus's Avatar


 
Join Date: May 2013
Posts: 786
Quote:
Originally Posted by Pepper2 View Post
Many people practice the they will let me buy it plan (from lenders) , rather than the can I afford it economic plan. That's how you end up in the monthly payment sink hole.
x2 on that. Then the lenders don't get paid, we bail them out, and they start making questionable loans again!!
__________________
2013 Polaris RZR 4/900
Location: Colorado
nforus is offline   Reply With Quote
Old 02-02-2014, 03:45 PM   #28
dms
Senior Member
 
dms's Avatar
 
Join Date: Jun 2008
Location: NC
Posts: 181
Ditto

Ditto MRUSA14!

I started working at 17 and saved. Bought stock, invested and was frugal with spending. No maxed out credit cards, no cruises and no $4.00 Starbucks. I retired at 45.
I'm now 67 with a paid off house, 9 classic cars and a $350K MH. I decided early on as a young person, that I'd rather spend a lot later than a little now. Now we do what we want until the Emperor takes it all.
__________________

__________________
dms is offline   Reply With Quote
Reply

Tags
ford



Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
 
Thread Tools Search this Thread
Search this Thread:

Advanced Search
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off


» Virginia Campgrounds

Reviews provided by


Copyright 2002- Social Knowledge, LLC All Rights Reserved.

All times are GMT -6. The time now is 09:48 AM.


Powered by vBulletin® Version 3.8.8 Beta 1
Copyright ©2000 - 2017, vBulletin Solutions, Inc.