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Old 12-20-2010, 07:16 AM   #57
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I wouldn't worry about the younger set, they will find a way to have fun, as they see it. My parents didn't have much money and managed to have a good time. From what i hear the RV industry is showing signs of improvement with higher sales of new rigs. I'll bet they have found sources of financing for the buyers to keep business moving.

I remember the hippie era and they didn't have much money and roamed all over the place and I thought they had a lot of fun doing it. Maybe school bus conversions will come back into fashion, or smaller less expensive rigs. Who knows people adapt to the situation and some are quite inventive.

When in europe I saw that big rigs were not practical smaller rigs or tents were the fashion and some of the tents were very elaborate with rooms etc. The smaller european trailers were very interesting in how they managed the space and ingenious with the use of built in utilities. Those folks have fun and travel all aver europe, there are even camping places in cities next to public transportation so they don't have to drive around the city.

I find that people work things out to achieve their desires, they make adjustments and develop ideas to reach their goals. For me traveling using a tent is not something I want to do now did it when I was younger though and had a great time.

Today's kids have a whole different idea of fun and different goals than we do so I'm not worried about them.
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Old 12-21-2010, 02:24 PM   #58
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Quote:
Originally Posted by TXiceman
I would just wonder why anyone that is retired and full-timing would consider financing a declining asset? If you were still working, it would be possible.

Ken
I can think of several reasons. For example if you have the cash but believe you can make more money investing the free cash than what you're paying on interest then it makes sense to finance...and the lower interest rates go the more attractive that proposition becomes. It all depends on what you're doing with the money and that's true whether you're in retirement or not.
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Old 12-21-2010, 05:50 PM   #59
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Originally Posted by WheelingIt View Post
I can think of several reasons. For example if you have the cash but believe you can make more money investing the free cash than what you're paying on interest then it makes sense to finance...and the lower interest rates go the more attractive that proposition becomes. It all depends on what you're doing with the money and that's true whether you're in retirement or not.
Right on.

Even in this relatively dismal year, our investments (mostly in a 401k) have done much better than the 4.75% we're paying in interest (and that's before netting in the tax write off), plus we've preserved the principle in our accounts to hopefully continue to grow. Only time will tell if that will continue, but so far this year our principle has grown at about twice the rate that our payments are depleting it.
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