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Old 04-28-2014, 11:53 AM   #1
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Class A remodel interior.

Hi, guys. My name is Jorge.

Im curios. Can remodel your MH if you still have a lien holder. Thanks, any comment will be appreciated.


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Old 04-28-2014, 11:57 AM   #2
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I suppose it would depend on the "mortgage" company, so read the contract. Otherwise, I would look at it from the standpoint of is it going to be a good professional looking job? And, will it harm YOUR resale of the coach? Is your taste not too eccentric for others? And, so on. Good luck.

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Old 04-28-2014, 11:57 AM   #3
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There is no reason a lien holder would not want you improving the condition of your MH. Do it!
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Old 04-28-2014, 01:30 PM   #4
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This is certainly one of those areas where "it's easier to get forgiveness than permission."

What possible downside can there be to just doing it? If your lien holder is your mother in law then I can see a lot of potential problems.

If it's with a finance company then I can't imagine any issue that could arise unless you default on the payments. Then the fact that you modified the coach will be a very minor issue by comparison to defaulting on the loan.
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Old 04-28-2014, 02:09 PM   #5
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Originally Posted by TonyDi View Post
There is no reason a lien holder would not want you improving the condition of your MH. Do it!
what he may want may not be good for resale

i would get in righting that this is ok as improving is not all ways a good thing in the banks eyes

like you have a nice looking truck but some kide comes along and wants to put big tires on it and a life kit / with a big sound system

now its hard to sale as the ppl that may want to buy it are harder to find

same thing is with a RV .. is the GVWR still the same did some one want tile floor over wood

i would really get it in righting that it was ok as if any thing gos wrong and the bank wants it back your not paying to have the RV set back to stock
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Old 04-28-2014, 03:40 PM   #6
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In my eyes it's no different then a home mortgage. You don't need permission to make changes or improvements to your home.
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Old 04-28-2014, 07:34 PM   #7
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Did the lender know what the coach looked like, exactly, when you bought it? My lender did not. So, you just say this is all how it came when I bought it. That works for used, not new, I guess.

Do you contact your stick home built lender when you paint your walls or add power circuits or put new flooring down, or, or, or...get my point?

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class a, remodel

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