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Old 12-12-2011, 01:51 PM   #1
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Extended Service Plan?

Having recently purchased a pre-owned coach, and being new to RVing, I'm wondering if these extended service plans are worth the investment. The Good Sam plan is over $1700 per year. I realize that a blown engine or trans would easily cost more than that but another annual coast of $1700 is pretty steep.

Do most folks get this coverage? Are there options?
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Old 12-12-2011, 02:27 PM   #2
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Do a forum search for service contracts or service agreements; there are hundreds of posts. Would you buy an extended warranty on used coach?
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Old 12-13-2011, 08:31 AM   #3
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Quote:
I'm wondering if these extended service plans are worth the investment.
It's not an investment - it's insurance. If you are expecting to collect more than you pay in premiums, don't buy it cause the odds are against you. But if you want some insurance against the risk of a major repair cost, it may be worthwhile for you.

See the previous message threads on this subject - much has already been written so no need to repeat it all here.
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Old 12-13-2011, 12:48 PM   #4
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If you want to do this, buy an "Exclusionary" contract. Not "Parts Named". See if "Consequential Damage" is included or excluded.

Go to Weiss Ratings to check on any insurance company/administrator listed on the contract. No other ratings services are worth your time.
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Old 12-13-2011, 01:07 PM   #5
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Quote:
Originally Posted by sgtstriker View Post
Having recently purchased a pre-owned coach, and being new to RVing, I'm wondering if these extended service plans are worth the investment. The Good Sam plan is over $1700 per year. I realize that a blown engine or trans would easily cost more than that but another annual coast of $1700 is pretty steep.

Do most folks get this coverage? Are there options?
I agree in that $1700 yrly is high. I'm with those "not" for purchasing an extended warranty as there are to many gotchas that these companies use to get out of paying. I would suggest that you determin a monthly sum that is affordable to your abilities and set it aside "every" month into a savings account that would be used only for maintenance/repairs that can't be handled out of pocket.
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Old 12-15-2011, 11:56 AM   #6
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The idea of setting aside money instead of buying a policy sounds great and in many or most cases will work out great BUT if you have a major problem in the first few years then you may have a lot of out of pocket expense. In my case my new to me used journey had over $7000 in warranty/service contract repairs the first year.
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Old 12-15-2011, 12:09 PM   #7
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You should be able to buy a 5 year plan for that amount.
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Old 12-15-2011, 10:22 PM   #8
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See post 18 in this thread for some pricing comparisons Opinions of these Service Contract Providers
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Old 12-16-2011, 02:13 AM   #9
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Thanks to all for the valuable replies.......
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