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Old 01-15-2016, 09:35 AM   #1
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Extended warranties (again)

I guess I'm getting nervous about buying a new coach next week, so I'm doing all my research and blogging a bunch of questions to the forums here in the meantime (maybe it's just therapy).

It looks like the 2015 Discovery 40 G I'm about to buy will have another 18 months of factory warranty from Freightliner (3-years/50K miles)on the chassis and another 3-1/2 years on the engine from Cummins (5-years/100K miles). So what's my motivation for getting an extended warranty at this point? Basically it would be $3000-$4000 to cover stuff in the coach. I'm giving this unit a pretty good going over before delivery, and the dealership gives me a 15-day warranty on most of the coach related items. We're planning on two camping trips in that period to wring out any issues we miss during the PDI, so I'm thinking I have no interest in an extended warranty at this point.

Maybe whe the FL warranty expires in 18 months it would be worth getting coverage, but for now all that expensive stuff is covered, and getting the "bumper to bumper" warranty items just doesn't seem to justify the cost.

I get the whole "peace of mind" thing, but I don't have that kind of warranty on my home or appliances and would never get one. My single experience with home warranties was from when I bought my current home. I got a 12 month home warranty that covered everything. Well, everything except the parts of the pool and air conditioner system that broke. I never renewed it.

I'm thinking more and more about keeping that money in my pocket. Now to convince the wife....
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Old 01-15-2016, 09:41 AM   #2
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The thing with most extended warranties is that a seven year policy purchased while still under warranty is less expensive than a three or four year policy purchased a year later.
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Old 01-15-2016, 10:21 AM   #3
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Well of course. The risk is all on the primary waranty provider at that point. There is virtually no chance the extended warranty company would have to pay during that initial period. Now, how much more it would be after the primary waranty expires is the question?

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The thing with most extended warranties is that a seven year policy purchased while still under warranty is less expensive than a three or four year policy purchased a year later.
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Old 01-16-2016, 06:28 AM   #4
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Keep in mind too that buying one on your own it can be negotiated. I wasn't able to lower the overall price of mine, but I was able to get a much lower ded.
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Old 01-16-2016, 05:34 PM   #5
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Do not rush in; you have until the factory warranties expire to remain covered by an extended service contract. You already know your warranty periods for the chassis and coach, the appliances each have their own warranty. For instance, Dometic air conditioner original warranty will be extended another 2 years if you have it serviced per maintenance schedule by an approved service technician. I think that's still valid, that's the way my owners manual read.
Normally a service contract from an independent broker is less money than from an RV dealer. Call wholesale warranty. com and inquire, they seem to have a good reputation. There are several other providers that are well spoken of too.
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Old 01-16-2016, 05:50 PM   #6
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Ray,

This is a used coach and the Fleetwood warranty expired June of 2015. The Freightliner warrantee is 3 years 50K miles (good till June 2017) and Cummins is 5 years/50k miles). I've pretty much decided not to buy an EW at this point. I can fix a lot of things, so I think I'll pocket the money.


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Do not rush in; you have until the factory warranties expire to remain covered by an extended service contract. You already know your warranty periods for the chassis and coach, the appliances each have their own warranty. For instance, Dometic air conditioner original warranty will be extended another 2 years if you have it serviced per maintenance schedule by an approved service technician. I think that's still valid, that's the way my owners manual read.
Normally a service contract from an independent broker is less money than from an RV dealer. Call wholesale warranty. com and inquire, they seem to have a good reputation. There are several other providers that are well spoken of too.
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