Gas Rewards Card

[Sofiatalvik]

Hi!
What kind of gas rewards card do you guys use? I've checked a few but mostly it seems like you never get a discount straight up, it's always some stupid credit card thing that you earn points on that you eventually can turn into more credit. I don't really want a credit card or a card that I have to charge with money. Is there any real discount cards out there?
Cheers Sofia

[Stevegd007]

Using Flying J/Pilot, awards are upfront at the time of purchase. Not hugh...but anything is helpful with today's fuel prices.

[Xpoint]

I use Costco's American Express. You get 3% on gas, 2% on travel, resturants, and 1% on everything else. Send you a check once a year.

[howdja]

Pen Fed Credit Union. 5% on gas, no limit, credited to your account monthly. No annual fee.

[Sofiatalvik]

But then you have to connect those cards to your account or deposit money on them right? So basically they're all credit cards... Are there no rewards cards that just give you a discount?

[jfran304]

We joined AAA and got their AAA Visa credit card. It gives us a 5% (I think, the wife is the bookkeeper) discount on gas purchases up to $60 a day when you use the card to pay at the pump. The discount is deducted immediately from your balance. It does cost you $49 a year to join AAA but you get the road side and other services with that. The discount on the gas more than pays for the annual fee.

Jon

[howdja]

Rewards cards are just that. You are rewarded for using the credit card. It's a carrot the credit card company dangles to get you to use the card so you will have a balance and pay a minimum payment with a maximum interest rate. So they "reward" you, and make lots of money in the process.

I think Sam's club gives you a gas discount, if you have a Sam's card,....but you have to buy the card. So does Costco.

If you find a true discount card, let us know.

[jfran304]

Quote:

Originally Posted by howdja Rewards cards are just that. You are rewarded for using the credit card. It's a carrot the credit card company dangles to get you to use the card so you will have a balance and pay a minimum payment with a maximum interest rate. So they "reward" you, and make lots of money in the process. I think Sam's club gives you a gas discount, if you have a Sam's card,....but you have to buy the card. So does Costco. If you find a true discount card, let us know.

If you pay the balance off every month like we do on our AAA Visa Credit card you don't pay no high interest rate or any other fees.

The $49 a year membership fee we pay to AAA is for their emergency road service and other services like trip routing. Some campgrounds and other businesses also give discounts if you are a AAA member.

[howdja]

Quote:

Originally Posted by jfran304 If you pay the balance off every month like we do on our AAA Visa Credit card you don't pay no high interest rate or any other fees. The $49 a year membership fee we pay to AAA is for their emergency road service and other services like trip routing. Some campgrounds and other businesses also give discounts if you are a AAA member.

Yup! that's the process. Last month I had a $45 (lets see, $45 x 12=$540 per year) credit to my account and paid the account in full. The rewards mount up, especially 5% on gas and with the motorhome, that's a lot of gas! Best of all, no annual fee, and no limit on purchases.

[Mr_D]

Quote:

Originally Posted by jfran304 We joined AAA and got their AAA Visa credit card. It gives us a 5% (I think, the wife is the bookkeeper) discount on gas purchases up to $60 a day when you use the card to pay at the pump. The discount is deducted immediately from your balance. It does cost you $49 a year to join AAA but you get the road side and other services with that. The discount on the gas more than pays for the annual fee. Jon

Are you sure it covers the RV or do you have to upgrade for that? I didn't think the regular road service covered RV's.

[Mr_D]

I've found that just looking around saves more than most discount cards. The gas station three blocks from work has diesel for 4.159 as does the 76 station across the street. One minute mart type has diesel for 3.539. I put in 50 gallons (all my 150 gallon tank would take) and saved $31!!

[Mr_D]

Quote:

Originally Posted by howdja Rewards cards are just that. You are rewarded for using the credit card. It's a carrot the credit card company dangles to get you to use the card so you will have a balance and pay a minimum payment with a maximum interest rate. So they "reward" you, and make lots of money in the process. I think Sam's club gives you a gas discount, if you have a Sam's card,....but you have to buy the card. So does Costco. If you find a true discount card, let us know.

We use the Costco Am Ex. It's automatically paid off monthly with a checking account debit. Between shopping at Costco and the rebate it saves us a bunch. Wish they had diesel at the local stores though.

[jfran304]

Quote:

Originally Posted by Mr_D Are you sure it covers the RV or do you have to upgrade for that? I didn't think the regular road service covered RV's.

It doesn't cover the RV but it does cover the other 5 vehicles we own. When we joined AAA we didn't own an RV.

We have Good Sam ERS for the RV.

Jon

[DAN L]

Quote:

Originally Posted by Mr_D Are you sure it covers the RV or do you have to upgrade for that? I didn't think the regular road service covered RV's.

we have AAA RV+. for the rv road svc and cars, etc. ims it costs about $125 a year. the reason we switched from good sam rs is aaa says that they will send out a commercial service provider (les schwab) to repair or replace a tire if it is not repairable or to mount my spare. i carry an unmounted spare. good sam will not cover that service.
we use our good sam visa credit card for almost all of our purchases and redeem the points for gas cards. we just ordered a $100 gas card yesterday.