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Old 03-25-2014, 03:57 PM   #15
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We looked at ESPs and opted not to get one...after looking at the price. The OP here is paying $245/month. That will cover lots of out of pocket repairs.
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Old 03-25-2014, 04:58 PM   #16
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The main reason I passed on Good Sam ERS is that looking at the fine print most all of the common reasons for failure in modern engines (emission control systems, etc.) were not covered, along with... well, just about everything else on the vehicle that commonly causes problems. Sure, I'm covered if a connecting rod breaks or something but how likely is that? It seemed like with all of the conditions and exclusions that the odds of things turning out financially in my favor seemed pretty slim and that simply banking that couple of grand a year in my own account was a much better option.
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Old 03-25-2014, 05:53 PM   #17
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The main reason I passed on Good Sam ERS is that looking at the fine print most all of the common reasons for failure in modern engines (emission control systems, etc.) were not covered, along with... well, just about everything else on the vehicle that commonly causes problems. Sure, I'm covered if a connecting rod breaks or something but how likely is that? It seemed like with all of the conditions and exclusions that the odds of things turning out financially in my favor seemed pretty slim and that simply banking that couple of grand a year in my own account was a much better option.
I agree for the most part, but I just signed up for an exclusionary policy with all the add-on riders for only $131 month for my 10 year old coach. After 6 months the policy is cancelable without a penalty. If I start my coverage in May, and cancel in November, my total cost is under $800 for my entire camping season. If I don't use it, I am okay with the $800. If I do, I'm sure I will get my money back with just one repair. If I put in for a repair and don't get my cost covered less a $200 deductible, I will let you all know and chalk it up to experience...
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Old 03-25-2014, 06:22 PM   #18
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Maybe it depends on the adjuster? I had claims with Good Sam over a couple years
and was satisfied with then service and payments. I paid my deductibles and a couple of non covered items. I don't remember what I paid but it was close to $1300 a year not the amount you paid. Actually, I think I came out dollars ahead in the long run but no longer have them or anyone else covering the emergency repairs servives.
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Old 03-26-2014, 07:40 AM   #19
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Camping Wrold is over 70 miles away.
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Old 03-26-2014, 09:06 AM   #20
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Which ones are better? And what makes them better?
www.wholesalewarranties.com, I've had three claims that they covered with only a question as to where I wanted to get the repairs done. One of the repairs was for the one denied by GS. And they are a helluva lot cheaper, I'll stay with WW for the remainder of our travels.
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Old 03-26-2014, 09:34 PM   #21
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www.wholesalewarranties.com, I've had three claims that they covered with only a question as to where I wanted to get the repairs done. One of the repairs was for the one denied by GS. And they are a helluva lot cheaper, I'll stay with WW for the remainder of our travels.
We feel same way WW is good group
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Old 03-27-2014, 07:16 AM   #22
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We feel same way WW is good group
Wholesale Warranties is a broker, selling ESPs from various providers. We bought through them and were happy with the price and their service. Have not had to use the ESP yet, so time will tell.
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Old 03-27-2014, 08:13 PM   #23
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Patriot 4, you need to post this over at RVNET.com and see what happens. Lemonis normally sees these and gets someone in touch with you real quickly. Anyway, sorry about your problem. If you are like me you have enough without these folks piling more on.
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Old 03-27-2014, 11:54 PM   #24
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Wholesale Warranties is a broker, selling ESPs from various providers. We bought through them and were happy with the price and their service.....
We also bought through WW, almost two years ago. Our four-year contract is underwritten by American Bankers Insurance (AM Best A+), and administered by Allegiance Administrators. We've had two claims, handled without hitch, and the contract has almost fully paid for itself. Good people. Recommended unequivocally.
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Old 03-28-2014, 07:38 AM   #25
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Patriot 4, you need to post this over at RVNET.com and see what happens. Lemonis normally sees these and gets someone in touch with you real quickly. Anyway, sorry about your problem. If you are like me you have enough without these folks piling more on.
Thank you so much for this info. Within and hour of posting on RV.net I had a call from GS and I am working with a lead facilitator and Review Board Member to get this resolved. Dang shame it had to come to this but they are stepping up and have already cut me a check for part of the bill and working on the rest. I'll let you know how it turns out.
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Old 03-28-2014, 07:58 AM   #26
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Old 03-29-2014, 07:33 AM   #27
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Well Good Sam has come through in the end. They have agreed to pay charges for those things authorized, even the AC which was a disputed item since the inspector didn't come out to witness the cause for repair. Total paid out is amounting to about what I paid in premiums. That plus what I would have owed anyway and the deductible covers the charges.
I have to say their Facilitator Team was excellent. Too bad the claims folks have different guidelines for customer service. Deny Deny Deny is pretty much the industry standard for insurance companies.
So we came out of this whole and we're happy. Thank you all for your posts and suggestions.
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Old 03-29-2014, 08:38 AM   #28
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That's great news, now get in touch with www.wholesalewarranties.com and you won't have to worry about the deniers.
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