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Old 03-03-2011, 05:53 PM   #15
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CASH after you have throughly inspected the unit. Wire Transfer should only take a day.
Wife has been a banker for 34 years.

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Old 03-03-2011, 06:19 PM   #16
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I have done it twice. Go to your Canadian bank and tell them what you want to do. RBC gave me a "US Dollar Bank Draft" from Royal though "JP Morgan Chase Bank" in New York (all in the header of the draft). Told dealer I would be giving a Bank draft, he wanted to see it to insure it was OK and do his due diligence so faxed him a copy to see. Said All was fine. Declared the draft entering US (required if carrying greater than $10K), US customs had no problem as it was a made out to the dealer. I think the dealer will want to assure himself that your payment is in a form acceptable to his bank before you drive away.
The advantage of the draft over a transfer is you can withold it at delivery should the need to do so occur.

09 Journey 39Z
Southern Ontario
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Old 03-03-2011, 06:52 PM   #17
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If you deal with an American bank, go to one of their locations in the city where you pick the MH up. Then have them cut the check, with the dealer in tow. They should accept those terms.

On a side note, I purchased a car in West Palm. I went to one of my banks sister Credit Unions. I had them pull the money from my bank account, & print me a check. After the transfer, the check did not print. When they told me they couldn't find my check, I sent print another one. When they went to do this, the funds were gone from my bank account. They said my CU screwed up the transfer. I placed a call to my CU, and they said that the funds had been transferred. Then it was she said, they said. After 30 minutes of being embarrassed over the screwed up transfer, I call my CU president. I told her to get to the bottom of the problem! While they were blaming each other for the screw up, to cut me another check while the problem was being resolved. After 3 days they found the money at the branch in West Palm. I thought it would be a simple transfer, but things do go wrong.

Good Luck!
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Old 03-04-2011, 05:30 AM   #18
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Thanks again everybody. I have made arrangements to open an account in a US bank that's affiliated with my Canadian bank and the brerre is a branch in the same City as dealer is located. I will wire the funds to my own account well in advance. I believe that will work and if I have to wait a couple days then we will see the sights.
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Old 03-04-2011, 06:18 PM   #19
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RCB is a US bank owned by Royal Canadian Bank - RCB has a presence in the US South East. May be a easy way to do business.

I sold a Journey to a individual from Canada. He had his bank xfer >$100,000 to my bank in less than 4 hours.

Just my expierence

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Old 03-04-2011, 08:14 PM   #20
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I did this (wire transfer) a few years ago. All funds were in US banks. What a PIA!
I had my funds all set up to transfer as the private seller would not accept a cashiers check. He insisted on a wire transfer. When the time came to do the transfer, the lady in my bank, that I had set up the transfer with, was off. The branch manger would not do it because it was more than $10,000, and he told me the "Patriot Act" precluded that- What a jerk! The next day when the gal returned and I gave her the sellers bank routing info, she called me back and said it didn't go through. Apparently two banks had merged and routing numbers had changed and the seller didn't know this and his bank, Wells Fargo, didn't tell him. After two extra frustrating days stuck in Mission Texas, we finally got it transfered.
I will never go through that again. If the seller won't take a cashiers check- I'm through! There are tons of other units out there!

Good luck,

Max H,
2002 Newmar Mountain Aire, 37', 3778, W-22, 8.1 Vortac, Ultra Power upgrade, CAI (cold air intake), Taylor wires, colder plugs, Koni shocks.
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