I did this (wire transfer) a few years ago. All funds were in US banks. What a PIA!
I had my funds all set up to transfer as the private seller would not accept a cashiers check. He insisted on a wire transfer. When the time came to do the transfer, the lady in my bank, that I had set up the transfer with, was off. The branch manger would not do it because it was more than $10,000, and he told me the "Patriot Act" precluded that- What a jerk! The next day when the gal returned and I gave her the sellers bank routing info, she called me back and said it didn't go through. Apparently two banks had merged and routing numbers had changed and the seller didn't know this and his bank, Wells Fargo, didn't tell him. After two extra frustrating days stuck in Mission Texas, we finally got it transfered.
I will never go through that again. If the seller won't take a cashiers check- I'm through! There are tons of other units out there!
2002 Newmar Mountain Aire, 37', 3778, W-22, 8.1 Vortac, Ultra Power upgrade, CAI (cold air intake), Taylor wires, colder plugs, Koni shocks.