Last year we had a substantial increase in our motorhome insurance. We ended up paying $1614. We had long talks with our insurance agent at Lazy Days, who eventually proved to be a complete waste of space, and the only reason that we "only" had to pay $1614 was certainly not down to Lazy Days.
Earlier this year we "graduated" to Diamond members at progressive. We all have 100% clean driving records and have been with Progressive for 5 years. Excellent - surely now we must be in for a substantial rebate due to loyalty and nice driving.
This years bill just turned up - $2432.
A 50% increase in just one year ???
Companies can make mistakes and I also believe in the good in everyone, so I call Progressive to inform them of the mistake they just made. No point in asking Lazy Days. I assume that they are on a commission and have no interest at all in lowering your premium.
Progressive confirm that no mistake has been made. The have decided that "aliens" - in this case people without a US drivers license, should pay an additional $1500 just for being "aliens". This is regardless of previous loyalty and driving records. In our case this added charge is "generously lowered" to around $800 due to our records.
I can see no other reason for this than "because we can", and I am absolutely fuming about their decition. Talk about discrimination.
To answer some of your questions, because a lot of iRV2ers will find this outrageous and will offer well meant advice:
- No - we can not apply for a US drivers licence since we are not resident in the US.
- No - we can not just go to another insurance company, because no one else but Progressive will insure non resident people with an International drivers license. Believe me- we have tried.
This is one bad day at the office.