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Old 07-07-2008, 04:00 PM   #1
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Hello all,
just wondering about insurance rates for RVs they seem steep to say the least. I am new to this, does anyone have a reasonable rate.
thanks
gTAGG
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Old 07-07-2008, 04:00 PM   #2
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Hello all,
just wondering about insurance rates for RVs they seem steep to say the least. I am new to this, does anyone have a reasonable rate.
thanks
gTAGG
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Old 07-07-2008, 04:29 PM   #3
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RV insurance rates depend on many things -- among other things, state of registration, driving record, credit rating, and company writing the policy. I think my rate of apx $1,500 a year for fulltimer coverage on a 40' diesel motorhome is quite reasonable (esp for Texas where rates are supposedly higher than other states).

If you are looking at insurance from auto insurance companies, forget it. Go to RV insurers like Explorer RV (a broker that finds you the best coverage among several companies), Progressive, Miller Agencey, etc.
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Old 07-07-2008, 04:47 PM   #4
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I use Progressive direct via the internet and I pay $800 a year for southern California.
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Old 07-07-2008, 05:01 PM   #5
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i use gmac ins with good sam club. much less than other quotes i received. check with good sam club on internet.
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Old 07-07-2008, 05:17 PM   #6
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I checked the internet (Progressive and a couple of others) and realized our AARP was too high for Colo. Ended up with a local independent agent who got me coverage for three vehicles including M/H for less than 1/2 of AARP renewal. He was even lower for Progressive than the internet, but did better with another company.
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Old 07-07-2008, 05:21 PM   #7
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I shopped very hard and cannot beat Progressive's rate..I pay $2000/yr for $270K replacement coverage..and if you think about how much damage/death a coach can do, the insurance is amazingly cheap for the liability the company has...
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Old 07-07-2008, 07:38 PM   #8
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I pay 1000 a year to Allstate and I called progressive and they told me they could not begin to touch what I pay for the coverage I get. I have a 100 dollar deductible with 20,000 dollar personal property and 300,000 per accident. They next closest was Explorer RV which is also RVinsurancepro and RVAdvantage which all fall under National Interstate Insurance Company http://www.nationalinterstate.com/pr...rv/default.asp
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Old 07-08-2008, 03:43 PM   #9
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I switched to Progressive this time from National Interstate (Aon). Beat the rate by 1/2. Got all the same coverage, but just a lot less. Class A, but not full timer.
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Old 07-08-2008, 05:16 PM   #10
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I just renewed mine after trying to find a company that doesn't do a premium grab. Insured for 587k plus tax, $300 only deductable (Will not allow a higher deduct) for $5831.00
What a rip! No other choices this year, so what can I do.

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Old 07-09-2008, 01:14 AM   #11
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i just renewed my good sam (gmac) $540 a year. 2 years ago state farm quote was 3 times that. i get a discount on good sam road svc too. gotta have that 'cause i don't have a spare tire.
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Old 07-09-2008, 09:25 AM   #12
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I use Foremost -----they beat the dickens out of the other guys and great coverage
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