Motor coach extended warranties

[dhwgulf]

Originally Posted by StevieG

The OP never mentioned if he was buying a new or used coach... That's a pretty important consideration... If you buy a new coach, there should be a warranty period and no need to buy additional coverages now. There will be plenty of time to get to know your rig and do your due diligence. If the coach is used... the older the coach, the more likely for a breakdown (generally speaking)... and the more likely of a higher annual premium (that's pretty certain!)... if it's older than 10 years old, you may no be able to get coverage... Read the prior threads as suggested above. Everything you ever wanted to know ESPs... and didn't know that you wanted to know... will be in there... As for my opinion... I've read several contracts... they are written in such a way to always be able to get out of a claim and to cancel you at any time, at the company's discretion...

I bought an extended warranty for a 2002 Adventurer when it was a year old. The warranty company and/or Winnebago never could decide who was responsible - POINT IS in my opinion, they are just about worthless!!!

[Ray,IN]

Originally Posted by StevieG

If he has an Entegra "on order"... that implies that it's "new". In reading most ESP contracts that I have reviewed... If you have coverage through the manufacturer or elsewhere, you have to make a claim there first.

Sounds like spending money that can be better spent elsewhere... like on $4/gallon fuel! Just sayin...

I agree wholeheartedly. We bought an ESC when we bought our 2000 MH because I saw a chart on MH repair probabilities. For a 13 yr old coach the odds of a major repair increased from <5% for a new coach to near 100%.
I consider the money well-spent.

[CampDaven]

ESCs are always a crap shoot.

You will get somewhere between nothing to more than everything back from what you paid.

But the odds, and profit for the ESC company, are based on actuarials.

That is why being self-insured works.
And I am never denied a claim.

(now where has this been said before?) :-)

[Ray,IN]

Originally Posted by CampDaven

ESCs are always a crap shoot.

You will get somewhere between nothing to more than everything back from what you paid.

But the odds, and profit for the ESC company, are based on actuarials.

That is why being self-insured works.
And I am never denied a claim.

(now where has this been said before?) :-)

That is true for any type of insurance, including life insurance. Do you buy life insurance or self-insure?

[CampDaven]

Originally Posted by Ray,IN

That is true for any type of insurance, including life insurance. Do you buy life insurance or self-insure?

My plan covers all but vehicle and health.

[OWV]

We are buying an Entegra coach that comes with a 2 year warranty and 3 year roadside assistance. It doesn't make sense to buy an extended warranty now to cover what I assume is covered by Entegra for the first 2 years. QUESTION - can you buy extended warranties if the coach is 2 years old?

Regards,
OWV, Our Wandering View
Entegra Aspire, 44B, on order

[CLIFFTALL]

Originally Posted by OWV

We are buying an Entegra coach that comes with a 2 year warranty and 3 year roadside assistance. It doesn't make sense to buy an extended warranty now to cover what I assume is covered by Entegra for the first 2 years. QUESTION - can you buy extended warranties if the coach is 2 years old? Regards, OWV, Our Wandering View Entegra Aspire, 44B, on order

The answer is yes. There may be some savings if you purchase it now. There have been recent threads where something like a seven year policy now was cheaper than a five year policy after year two.

See post # 26 on this thread.

http://www.irv2.com/forums/f278/exte...-176920-2.html

[TexasTom]

For what it's worth, I figure I am about 3:1 to the positive on extended warranties over the past 10 years. So I would like to thank all of you guys who never had to file a claim that subsidized my work!