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06-08-2010, 10:04 AM
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#15
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Senior Member
Fleetwood Owners Club Freightliner Owners Club
Join Date: Nov 2001
Location: East Texas
Posts: 2,269
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Quote:
Originally Posted by mfire1339
Could these rate increases be due to the area of the country the rv is parked?
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Possibly, but not in my case. I live 40 miles outside of Los Angeles, the stolen car capitol of the world. My Progressive premium went down $6 when I renewed it last November. I had a claim during the previous period, so I fully expected it to go up instead. I'll keep my fingers crossed I don't run into the same fate come this November.
Craig
__________________
2005 Fleetwood Providence 39J CAT C7 350, MP-8 Power Module
My wife does all the driving - I just hold the wheel...
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06-08-2010, 10:18 AM
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#16
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Senior Member
Monaco Owners Club Texas Boomers Club
Join Date: Feb 2008
Location: Denmark and Spain
Posts: 2,030
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Quote:
Originally Posted by mfire1339
Could these rate increases be due to the area of the country the rv is parked?
Mike
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Hi Mike.
No - the insurance company do not keep track of where we park the RV, so that is not it.
__________________
The Great Dane
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06-08-2010, 10:33 PM
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#17
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Senior Member
Monaco Owners Club Workhorse Chassis Owner
Join Date: Dec 2006
Location: Socal/NE Oregon
Posts: 602
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We had no increase last year, and wont see a renewal till Oct. I will be watching to see if I need to shop around though.
__________________
Chuck, Ruth, with 4 legged Molly
2007 Tiffin Allegro 30DA
2011 Ranger, 1987 FLHTP
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06-08-2010, 10:52 PM
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#18
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Senior Member
Newmar Owners Club Freightliner Owners Club
Join Date: May 2008
Location: San Francisco Bay Area, CA
Posts: 578
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Quote:
Originally Posted by The Danes Are Coming
Hi Mike.
No - the insurance company do not keep track of where we park the RV, so that is not it.
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Hi - found this thread interesting since I just got my renewal from Progressive and the premium has gone up just slightly. We've had it for two years, with no claims.
On Dane's comment that they don't track where you park the RV, I remember that Progressive wanted to know the zip code where it was parked. We were buying our first RV and were in the process of choosing where to store it so I typed in each of the different storage places we were considering and it did make a difference to the price. There was one zip code where they said they didn't offer insurance there! This is all in the San Francisco Bay area where there is a big difference in the safety of different areas so may not be true elsewhere.
__________________
Bruce & Dan
2017 Ventana LE 3412; 2010 CR-V Toad
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06-09-2010, 01:54 PM
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#19
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Senior Member
Monaco Owners Club Appalachian Campers
Join Date: Nov 2007
Posts: 1,168
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Quote:
Originally Posted by mfire1339
Could these rate increases be due to the area of the country the rv is parked?
Mike
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That is one of the factors....
__________________
Charles and Martha*2008 Monaco Signature FMCA #F388752*GoodSam Life Member 2007 Ford Explorer - Toad
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06-09-2010, 02:38 PM
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#20
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Moderator Emeritus
Winnebago Owners Club Workhorse Chassis Owner Coastal Campers Carolina Campers
Join Date: Jan 2000
Location: Conway, SC
Posts: 23,641
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I'm with ... "American Modern Insurance Group" through PoliSeek. $86.00 a month. Is that bad?
__________________
03 Adventurer 38G, Workhorse W22
F&R Track Bars, Safety+ , Ultrapower, Taylor Extremes, SGII
TST 507, Blue Ox, SMI, Koni FSD, CrossFire
RV/MH Hall of Fame - Lifetime Member
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06-09-2010, 02:43 PM
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#21
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Senior Member
Winnebago Owners Club
Join Date: May 2010
Posts: 153
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we found that Foremost was our best choice when we renewed 2 years ago.
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06-09-2010, 04:30 PM
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#22
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Senior Member
Newmar Owners Club
Join Date: Jul 2006
Location: Wellington, Florida
Posts: 13,599
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All other factors being equal, the zip code of the registered owner plays the largest part in making the rate. Another factor is the State Legislature. If the law of the state allows the insurer to raise rates, that is what they do.
__________________
Gary
2005 Newmar KSDP 3910 + GMC ENVOY XUV 37K lbs Moving Down The Road
The Avatar Is Many Times Around The USA
Nobody Knows Your Coach Like Somebody Who Owns One Just Like Yours
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06-09-2010, 05:06 PM
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#23
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Senior Member
Appalachian Campers Ford Super Duty Owner
Join Date: May 2009
Location: Warner Robins, GA
Posts: 521
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Quote:
Originally Posted by Norm4015
Last month my policy was due and I got a quote from Progressive. They were only $600 higher than National Interstate so maybe Progressive is improving their pricing.
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I wonder if they will use that for an advertising slogan?
Progressive is a company I would never do business with. I have major philosophical differences with their CEO, so I exercise my right to go elsewhere.
__________________
2011 Winnebago Vista 30W
Duane, Precy, 11 year old son Matt, and Abby, the spoiled rotten Eskie.
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06-09-2010, 05:19 PM
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#24
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Senior Member
Join Date: Jul 2005
Posts: 5,996
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Flo, the Gecko, and B.O. plenty all come at a premium. Get it?!
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TandW
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06-09-2010, 05:26 PM
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#25
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Senior Member
Freightliner Owners Club
Join Date: Jun 2004
Location: IN summer/ TX winter
Posts: 243
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Yes, a little bit. Have you had any claims?
Oh...I see you are not in the US. That might be why?
__________________
'15 Navion 24G, '13 H Civic Hybrid //
Corky & Rescue Lizzy--backseat drivers (aka Shelties)
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06-09-2010, 05:31 PM
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#26
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Senior Member
Freightliner Owners Club
Join Date: Jun 2004
Location: IN summer/ TX winter
Posts: 243
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[QUOTE=Tom and Patty;652114]I just received our renewal. from Progressive. It went up 17%...$1212. to $1418.
My deductible went down on their disappearing program from $1000 to $750. Our insured value is 110K. I have one violation,,,,,no left turn in 2008. . My only ticket in 17 years, but it is hurting me here and with my autos.
I may have to shop some prices. When we first insured in 2004 we paid $780. ]
Disappearing deductibles cause increases, btw.
__________________
'15 Navion 24G, '13 H Civic Hybrid //
Corky & Rescue Lizzy--backseat drivers (aka Shelties)
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06-10-2010, 12:23 AM
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#27
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Senior Member
Monaco Owners Club Texas Boomers Club
Join Date: Feb 2008
Location: Denmark and Spain
Posts: 2,030
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I have now had a talk with Progressive in an attempt to get them to better they offer on the insurance on our motorhome and toad. The result was disappointing - they are not prepared to lower their quote at all.
For the record: All drivers have completely clean drivers licenses although all being international licenses. No tickets or violations of any kind. We have also never made an insurance claim.
"Best price" for MH and toad is $2784 annually. "Second best" price, according to our insurance broker, is $4254 annually. This is by National Interstate.
Maybe we need another insurance broker because we feel that the one that we are using is not earning his/her money. Can anyone recommend one?
__________________
The Great Dane
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06-10-2010, 08:56 AM
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#28
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Senior Member
Fleetwood Owners Club Freightliner Owners Club
Join Date: Nov 2001
Location: East Texas
Posts: 2,269
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Quote:
Originally Posted by The Danes Are Coming
Maybe we need another insurance broker because we feel that the one that we are using is not earning his/her money. Can anyone recommend one?
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There were a couple of different ones mentioned in this thread on RV insurance.
Good luck and let us know how you make out. Those quotes are rediculous!
Craig
__________________
2005 Fleetwood Providence 39J CAT C7 350, MP-8 Power Module
My wife does all the driving - I just hold the wheel...
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