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Old 03-15-2014, 04:45 PM   #15
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CampDaven - Unfortunately our credit union does not finance RVs -- very fussy people.

I have to admit I did not Google them for customer satisfaction. But after I learned that the people at Essex & PPL knew each other, I felt pretty confident. Each knew the other's routines, and that just made it as smooth as glass. Interestingly, PPL's local recommended credit source had too high a rate.

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Old 03-18-2014, 03:04 PM   #16
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3.74% at USBank.
Update: Did NOT go with USBank after all . . . got a "better offer" from Bank of America for 3.5%

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Old 03-18-2014, 08:06 PM   #17
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Costco, lender is Essex, lower rate than what Essex offers.
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Old 03-18-2014, 08:45 PM   #18
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We went through this last August. We checked Costco (Essex) and the 20yr fixed loan was over 4%....same with Good Sam (Also Essex)....and also with Bank of the West.

We eventually got a 3.74 through B of A, 20 years, 15% down.

FWIW, we checked with our loacal FCU and they were 5.99....(Mod Edit)?

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Old 03-19-2014, 07:49 AM   #19
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I just got 4.49 on a 11 year old coach for 85K. I could have got it down to about 2.99 if I was willing to buy a newer coach or put a lot more money down. I had to fight for what I got with a very good credit score. CU would only go 84 months at 5.99.
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Old 03-22-2014, 07:06 PM   #20
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Interest Rate Question

You are posting better interest rates than what my dealer found for me. My personal bank has ridiculous rates. The rate I was quoted was 5.85. Was told since it is the beginning of the season the rates are usually a little higher. We have off the chart credit rating (which means excellent). Should I be searching more privately and where 'cause so far I'm getting rates in the same range for 15 years...and it is a 2002 model...possibly that makes a difference.
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Old 03-22-2014, 07:21 PM   #21
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You are posting better interest rates than what my dealer found for me. My personal bank has ridiculous rates. The rate I was quoted was 5.85. Was told since it is the beginning of the season the rates are usually a little higher. We have off the chart credit rating (which means excellent). Should I be searching more privately and where 'cause so far I'm getting rates in the same range for 15 years...and it is a 2002 model...possibly that makes a difference.
The season has nothing to do with rates for loans so you may be getting a little kibosh. I would agree/suggest looking further to see if anything is available from other lenders. Just an example, Essex has nothing higher then 4.62% for used RVs: https://www.essexcredit.com/home/rv/rates/#rvused
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