We went through this last August. We checked Costco (Essex) and the 20yr fixed loan was over 4%....same with Good Sam (Also Essex)....and also with Bank of the West.
We eventually got a 3.74 through B of A, 20 years, 15% down.
FWIW, we checked with our loacal FCU and they were 5.99....(Mod Edit)?
Ron, Sandie, and Maggie May
2013 Tiffin Phaeton 42LH
2011 GMC Terrain SLT-2