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Old 03-07-2014, 10:37 AM   #1
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Recent interest rates and source

Would like fairly current interest rates and lending institution name. Excellent credit rating and want 15 year term.

Thanks

Bob
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Old 03-07-2014, 10:49 AM   #2
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Always good info to have. Many people have spoke of credit unions.
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Old 03-07-2014, 11:01 AM   #3
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:-) https://www.americafirst.com/rates/l...=1&prodCode=rv FCUs near you should have same or similar rates. It is cheaper to not feed banks!
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Old 03-07-2014, 04:32 PM   #4
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Go to Essex Credit. Their rates are competitive and they have no problem lending on RVs. Some credit unions (mine) do not like RVs.
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Old 03-07-2014, 04:50 PM   #5
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Some folks do not like Essex

http://www.pissedconsumer.com/review...ex-credit.html

AFCU is highly rated

https://www.creditkarma.com/reviews/...-credit-union1
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Old 03-07-2014, 05:04 PM   #6
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We just got 3.75% from B of A.
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Old 03-08-2014, 12:33 AM   #7
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Here's some numbers just to look at for example:

https://www.weokie.org/aV2_Web/Rates/Loan_Rates.html
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Old 03-14-2014, 05:35 PM   #8
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X2 on Essex Credit.

Very easy to work with at very competitive rates.
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Old 03-14-2014, 09:13 PM   #9
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RTZ

those rates are terrible.

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Old 03-14-2014, 09:39 PM   #10
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3.74% at USBank.
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Old 03-14-2014, 10:54 PM   #11
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I don't know if there are any good or great rates right now. What's the historically lowest an RV loan rate has ever been?

https://www.essexcredit.com/home/rv/rates/

https://www.usaa.com/inet/pages/bank...tional_vehicle
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Old 03-15-2014, 09:52 AM   #12
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CampDaven -- Were any of these Essex Credit problems yours, or are you just reading stuff on the web?

My personal experience was very positive. I filled out the info online; they acknowledged me promptly; they approved the loan and sent papers via FedEx; I completed paperwork & retired it via prepaid Fedex; money was wired to seller. Boom!

The rate was competitive, the process was straightforward, and the execution was prompt. What more can I ask for?
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Old 03-15-2014, 10:37 AM   #13
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Quote:
Originally Posted by AggieDad View Post
CampDaven -- Were any of these Essex Credit problems yours, or are you just reading stuff on the web? My personal experience was very positive. I filled out the info online; they acknowledged me promptly; they approved the loan and sent papers via FedEx; I completed paperwork & retired it via prepaid Fedex; money was wired to seller. Boom! The rate was competitive, the process was straightforward, and the execution was prompt. What more can I ask for?
All I did was google "reviews essex credit".
Glad it went well for you. Did you read the reviews?
When I used to borrow money, I went thru my credit union and they always beat the banks and other types of loan companies for rates.
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Old 03-15-2014, 11:11 AM   #14
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I also had a good experience with Essex last year and because I went through Costco I got a $100 Costco Gift card after the completion of financing.
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