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Old 02-29-2016, 08:53 PM   #1
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RV insurance rates

I need some advice,

I am new to Rving and have ordered a 2016 phaeton 36gh. I started searching for insurance today and am getting quotes of $3000 a year. I have contacted Progressive, Geico and National General thru Good Sam. I saw a progressive quote of $1568 mentioned on the tiffin owners site. Would that be for 6 months? If it is than the $3K annually quote would be in line. I am an escapees member and have a Bushnell, Florida domicile address. I did ask for replacement coverage and have a clean driving record.

Thanks
Glenn
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Old 03-01-2016, 08:20 AM   #2
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Quote:
Originally Posted by Gwoodward View Post
I need some advice,

I am new to Rving and have ordered a 2016 phaeton 36gh. I started searching for insurance today and am getting quotes of $3000 a year. I have contacted Progressive, Geico and National General thru Good Sam. I saw a progressive quote of $1568 mentioned on the tiffin owners site. Would that be for 6 months? If it is than the $3K annually quote would be in line. I am an escapees member and have a Bushnell, Florida domicile address. I did ask for replacement coverage and have a clean driving record.

Thanks
Glenn
wouldn't hurt to keep shopping. unless you're a full-timer be sure to check State Farm and always make sure you're comparing an apple to an apple..all of the quotes are for identical insurance coverage.

we have a 39' 2016 Itasca Suncruiser 38Q with State Farm. annual premium is right around $1100. but we have a gasser and I believe you have a diesel. we could likely find less expensive insurance but I've been with State Farm for 50-years and our customer service experience with them in regards to claims and such has been phenomenal.
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Old 03-01-2016, 04:06 PM   #3
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insurance

Thank you, yes I'll be full timing. I'm thinking a broker might be the way to go
Glenn
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Old 03-01-2016, 04:19 PM   #4
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When we bought the Magna GS wanted over $3,000 a year for it. Went to Miller Ins and they found Allied for about $1,300 a year.
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Old 03-01-2016, 04:55 PM   #5
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Quote:
Originally Posted by Gwoodward View Post
I need some advice,

I am new to Rving and have ordered a 2016 phaeton 36gh. I started searching for insurance today and am getting quotes of $3000 a year. I have contacted Progressive, Geico and National General thru Good Sam. I saw a progressive quote of $1568 mentioned on the tiffin owners site. Would that be for 6 months? If it is than the $3K annually quote would be in line. I am an escapees member and have a Bushnell, Florida domicile address. I did ask for replacement coverage and have a clean driving record.

Thanks
Glenn
You need to keep shopping! By the way, at what point are you no longer "full timing" it? I mean if you stay 30 days in hotels, friends places in a 1 year period, are you still "full timing" it for insurance purposes?
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Old 03-01-2016, 05:55 PM   #6
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insurance

Thank you,
I called miller and RV insurance professionals.
Both quoted me a better rate $2100.
Thank you Mr. D
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Old 03-01-2016, 07:17 PM   #7
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Have you checked with Forest City Insurance Service in Forest City, Iowa www.fcisinsurance.com. They specialize in RV coverage.
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Old 03-01-2016, 07:29 PM   #8
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That is not it necessarily out of line especially with full replacement coverage FL insurance is higher than other states. But keep checking
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