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Old 03-30-2013, 11:00 AM   #29
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Yep, start planning and dreaming now, but go ASAP - prior to 60 if you can. There will be excuses to put it off and it will take courage to walk out on that paycheck.
Acquire your RV while you are still working, get to know it, and work the bugs out. Then, if you need to change, you still have the resources to do it.
This link has some good food for thought.
10 Things I Wish I’d Known Before Fulltime RVing… | Wheeling It
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Old 03-30-2013, 11:02 AM   #30
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Quote:
Originally Posted by ChileRick

We live in an "active adult community". Most everyone here is retired. We are only 62, but those of our friends and neighbors that are in their mid seventies or more have given us that same advice.
Hey there ChileRick - I had ya pegged as a much younger man - say 58 or 59 like me.

Happy Camper - from your avatar and posts I'd say you wear it well. You were among the first to welcome me when I joined and are a great welcome wagon role model. I should do more of it. It is really nice to see those first replies welcoming a newby onboard!

There must be something in the water RVers drink because many (not all) have a very young outlook and presence. Maybe the RV life is a fountain of youth. Moss don't grow on a rolling atone.

As for planning - already covered above. Just start early.

As for age restrictions etc. As long as we're in the motorhome - we enjoy wherever we are and if we don't - up go the jacks, in come the slides, life lines stored and away we go. Don't know what we did to have (as Johnny Carson used to say) so "many blessings on our camels" - but grateful all the same.
Steve and Annie
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Old 04-07-2013, 08:18 AM   #31
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Quote:
Originally Posted by HD4Mark View Post
The best answer to when to start planning your retirement is the first day of your first ever real job. That is the time to start putting money in your 401K or some other investment for your future. We were both lucky enough to work for a company that not only contributed to our plan but matched funds and with the advice of older workers when we were young maxed out the amount. At 52 and 53 we were retired.

RV wise you are making a good decision by purchasing yours before retiring. We thought there may be a retirement incentive or "buy out" coming and bought ours with that in mind. We made payments until the "package" came along and paid off the rest with some of that. This made us debt free and ready to go. You will also have time to work out any bugs and do any upgrades while you are still collecting that big paycheck.

Good luck with your retirement. It was nerve racking for us to pull the trigger but we never looked back and do not regret it.
Perfect answer. Another thing to consider...layoffs come to those who are older and are making a lot more money than kids coming out of school.
I got laid off at 53 along with 35,000 other people. Many of us suspected age discrimination and wage discrimination. But I had maxed out my 401k contributions since the first day I started working and paid off my house as fast as I could. I drove an old car and lived in a house needing remodeling for many years, but now it's easier to live because of the early decisions I made.
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