I will go with clear coat. The back cap on mine just started peeling, and the clear coat is really thick where it started at, and looks like hazed plastic. The estimate to fix both the front and the back is a little under $3,500.
2007 Fleetwood Excursion 40E
2007 Chev Classic CC LB D/A - Toad
2013 Jeep Sahara Unlimited - Backup Toad