We tow a Chevy Captiva, which is a rebadged Saturn Vue. You'll like your Vue, as it will tow easily but is big enough for 4 people comfortably and room to stow some cargo. As far as the fuses go, there probably is one to pull, but because of the difference in year of manufacture, ours is an 2012, I'll let someone else answer that. I definitely think you should have some sort of brakes for your toad. It does weigh almost 2 tons and in an emergency stop situation you'll be very glad you have them. Plus they are legally required in most states. We use the ReadyBrute Elite tow bar with it's own built in surge brakes and we are very happy with our setup. I don't know if you can find anything new that is less expensive than the ReadyBrute Elite when looking for tow bar and toad brakes. Good luck with however you do it and enjoy the freedom having a toad provides for motorhomers!
Steve & Nancy
2005 Itasca Sunrise 33', W20 Chassis, Ultrapower, Henderson Trac Bar
2012 Chevy Captiva Sport AWD, ReadyBrute Elite Tow Bar, Blue Ox Base Plate, Protect-A-Tow