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Old 09-19-2013, 09:32 PM   #15
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Are premiums more for full-timing?
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Old 09-20-2013, 08:16 PM   #16
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Full coverage $350 for wife & I. Full Replacement coverage on 2012 Coachman class c. Incl vac liab, emerg expense, coll & comp.
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Old 09-20-2013, 08:17 PM   #17
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Sorry^^^we are insured with Progressive. Best claims handling in the business!
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Old 12-12-2013, 08:15 AM   #18
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Sorry^^^we are insured with Progressive. Best claims handling in the business!
Not according to every 3rd party survey. In the lower 1/2. Maybe you could do even better! Dave ;-)
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Old 12-12-2013, 08:26 AM   #19
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We are with ERIE Ins. and are very happy.
Erie is regional policy with good claims rep. Dave :-)
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Old 12-12-2013, 08:27 AM   #20
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Geico gave me the best deal and I was able to combine my other vehicles under the RV Policy.
Check the lizard's claim handling thru 3rd party sources..... You get what you pay for. Dave :-)
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Old 12-12-2013, 08:28 AM   #21
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Link to another thread on this subject. Long discussion

Progressive RV Insurance - Beware
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Old 12-12-2013, 08:29 AM   #22
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We ended up going thru Allstate and only pay $55 per month for full coverage. It cost us less for our 26' MH than to get full coverage on a car!
It should if cost of both vehicles is the same.. You use the RV less.... Check claims handling status with 3rd parties!! Dave ;-)
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Old 12-15-2013, 04:22 PM   #23
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$383/yr with State Farm. But I have the RV, house, two cars and an umbrella policy with them, so I suspect that's why. And I'm 59, wife 57, cleaning driving records.
We did have Progressive, but had a claim with them last Spring. (pothole damage on I-65 in Indiana) They handled the claim with no problems, but as I suspected they jacked the rates when renewal came up by about $70/year.
Our unit is a 2005 Winnebago Aspect 26A.
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Old 12-15-2013, 07:40 PM   #24
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Check your policy with State Farm. We had them and found our uninsured motorist coverage was only $25000 and no replacement coverage. They did appear to know how to insure an RV. It was basically a car policy. Don't get caught short.
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Old 12-15-2013, 07:40 PM   #25
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Did not
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Old 12-16-2013, 06:27 PM   #26
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Check your policy with State Farm. We had them and found our uninsured motorist coverage was only $25000 and no replacement coverage. They did appear to know how to insure an RV. It was basically a car policy. Don't get caught short.
You need to talk to the SF agent-not team members. I wouldn't have a replacement policy: that means the company can do $29,000 worth of repairs to $30k rig !!! I wouldn't own a rig with that much work done on it! Nightmare! Dave :-)
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