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04-12-2013, 03:26 PM
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#1
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Senior Member
Join Date: Apr 2013
Location: Washington for now
Posts: 125
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Good insurance companies for class C
Since I'm in the market for a class C, I'd like some advice on where to shop around for the best priced, user-friendly insurance. I'm 36 with a clean driving record and have been quoted at $1100/yr as a ballpark estimate for a 32' Class C bunkhouse. Suggestions? Thanks in advance!
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04-12-2013, 06:37 PM
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#2
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Senior Member
Newmar Owners Club
Join Date: Dec 2002
Location: Pasadena, Md.
Posts: 1,117
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We are with ERIE Ins. and are very happy.
__________________
CC..... Happy Rving!!
2013 Newmar - Canyon Star 3940
2021 Ford Edge ST
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04-12-2013, 07:00 PM
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#3
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Registered User
Fleetwood Owners Club
Join Date: Apr 2012
Posts: 905
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Well, first I would like to start off by warning you on the carrying capacity of a class c bunk house, God forbid if that chassis has slides...........just kidding, check out Blue Sky RV insurance.
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04-12-2013, 07:01 PM
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#4
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Senior Member
Tiffin Owners Club Workhorse Chassis Owner
Join Date: Oct 2009
Location: Warner Robins, GA
Posts: 2,613
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__________________
Jon & Sue Francis (Retired U.S.A.F.)
Lil Girl-Rescued, Abby Rescued, Peaches Rescued
06 Allegro 35TSA Workhorse Chassis
2013 Chevy Spark Dinghy
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04-12-2013, 08:14 PM
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#5
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Junior Member
Join Date: Feb 2011
Posts: 1
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Geico gave me the best deal and I was able to combine my other vehicles under the RV Policy.
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04-12-2013, 08:57 PM
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#6
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Senior Member
Join Date: Mar 2011
Location: Kent, WA
Posts: 1,092
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If that quote is with your current insurance company I would run for the hills. If not check with them. I have Geico for all autos and I don't pay $1100 for 2 Suv's, a van, and an 03 Class C. Just go online or call for a few different quotes.
__________________
Arnold 
2006 Holiday Rambler Endeavor 40 PAQ
2017 Ram 2500 Big Horn 6.4 Hemi
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04-12-2013, 10:22 PM
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#7
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Senior Member
Thor Owners Club Alpine Owners Club Ford Super Duty Owner
Join Date: Jul 2012
Location: Bellingham, WAA
Posts: 233
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We pay $546 a yr for on 06 class C full coverage including awning and leveler repair and or replacement through Foremost (a Farmers owned company).
Progressive came in about the same and Good Sam which uses GMAC was $160 more a year.
Do remember that rates will vary depending on your garaging location.
Yes I work in insurance. :-)
__________________
[SIGPIC][/SIGPIC]TheDogNPonyShow - Bellingham WA USA
1998 Alpine 36MDS DP Toad 2000 Geo Tracker.
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04-13-2013, 05:47 AM
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#8
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Senior Member
Newmar Owners Club
Join Date: Dec 2002
Location: Pasadena, Md.
Posts: 1,117
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Quote:
Originally Posted by DogNPonyshow
We pay $546 a yr for on 06 class C full coverage including awning and leveler repair and or replacement through Foremost (a Farmers owned company).
Progressive came in about the same and Good Sam which uses GMAC was $160 more a year.
Do remember that rates will vary depending on your garaging location.
Yes I work in insurance. :-)
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This is a good ball park figure, I do not pay much more for my class A for full coverage. Had over $35K in damage once on a previous MH. Erie covered with NO problem. I had the MH fixed at the factory and was told by the factory, that Erie was the best insurance co. they had dealt with.
__________________
CC..... Happy Rving!!
2013 Newmar - Canyon Star 3940
2021 Ford Edge ST
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04-14-2013, 10:17 AM
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#9
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Junior Member
Ford Super Duty Owner
Join Date: Oct 2012
Location: Oregon
Posts: 26
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We ended up going thru Allstate and only pay $55 per month for full coverage. It cost us less for our 26' MH than to get full coverage on a car!
__________________
Avatar - 26' 1984 Fleetwood Jamboree, Ford Chassis w/ 460 Engine
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04-14-2013, 10:57 AM
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#10
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Senior Member
Thor Owners Club Alpine Owners Club Ford Super Duty Owner
Join Date: Jul 2012
Location: Bellingham, WAA
Posts: 233
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So about $610 a yr.
Does Allstate offer awning ,jacks, tv antena etc replacement coverage ? Just curious as I found not all traditional auto coverage companies do offer this so like to keep notes for future shopping reference. :-)
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[SIGPIC][/SIGPIC]TheDogNPonyShow - Bellingham WA USA
1998 Alpine 36MDS DP Toad 2000 Geo Tracker.
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04-14-2013, 11:14 AM
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#11
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Senior Member
National RV Owners Club Freightliner Owners Club
Join Date: Oct 2002
Location: silverdale wa.
Posts: 1,163
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If your from the western part of the country,I would suggest trying Pemco. I have full coverage on my Class A Tradewinds LTC and it's running me $711 this year. I also have my '78 chev p/u and my '04 Trailblazer and the total is $2200. I have full coverage on the MH and Toad with deductibles of $300 collision and $200 comp. Yes,I do pay more for having the lower deds,but I figure I can pay a bit higher premiums than write a check for $750 or $1000 if something happens.
My total coverage went up $11 this year and I think that's pretty good considering they paid out almost $8,000 for a roof replacement and the water damage to the wall from the leak and about $3,000 when the tailpipe burned thru and started a small fire in the rear end.
__________________
Bigdog
2001 National Tradewinds 7390 LTC
2002 Subaru Legacy outback Limited stick
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04-15-2013, 01:05 PM
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#12
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Senior Member
Join Date: Apr 2013
Location: Washington for now
Posts: 125
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I really appreciate the input and advice. These forums are great!
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04-16-2013, 11:06 AM
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#13
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Junior Member
Join Date: Apr 2013
Posts: 2
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We pay 350.00 per year with Progressive. Wife and I, clean driving record. The Rig 2004 27footer class C.
Full coverage by the way.
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07-24-2013, 09:27 PM
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#14
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Senior Member
Join Date: Jul 2012
Location: La Porte, Texas
Posts: 192
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We use Good Sam. Less that State Farm that has all our other vehicles.
__________________
2019 Thor Quantum LF 31 (2005 Jeep Wrangler)
Enjoy The Ride
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