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03-25-2013, 09:41 PM
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#1
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Registered User
Fleetwood Owners Club
Join Date: Apr 2012
Posts: 905
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Insurance?
So I have a Fleetwood Jamboree that was insured by AAA last year. I received my bill for this year and the premium went up $200 dollars. I called them and the agent explained that it went up because I drove it!? Exact mileage last year was 4000 miles. Anyways, looking for a new insurance company, who do you recommend?
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03-25-2013, 09:43 PM
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#2
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Senior Member
Thor Owners Club
Join Date: Jun 2011
Posts: 2,893
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What did the insurance company think you might do with your RV.....sail it? fly it?.....
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03-25-2013, 09:45 PM
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#3
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Registered User
Fleetwood Owners Club
Join Date: Apr 2012
Posts: 905
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I know, right!? So frustrating.
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03-26-2013, 05:43 PM
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#4
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Registered User
Fleetwood Owners Club
Join Date: Apr 2012
Posts: 905
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Progressive and the Lizard gave me better rates than AAA. Who do you have?
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03-26-2013, 05:51 PM
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#5
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Senior Member
Monaco Owners Club Carolina Campers
Join Date: Jan 2012
Location: Stony Point, NC
Posts: 135
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Bluesky
Try Bluesky insurance. I got a really good deal with them.
https://www.blueskyrvinsurance.com/
__________________
2004 Monaco Dynasty Countess III
42 feets of fancy stuff....
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03-26-2013, 06:00 PM
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#6
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Registered User
Fleetwood Owners Club
Join Date: Apr 2012
Posts: 905
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Thanks.
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03-26-2013, 06:16 PM
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#7
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Member
Thor Owners Club Freightliner Owners Club
Join Date: Mar 2011
Posts: 75
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I have progressive because the coverage for RVs was the best I could find. I noticed my premium went up a little bit like 35 bucks but still. I couldn't find better coverage i.e. full purchase price reimbursement if I total it versus assessed value or something like that and if I hit someone or some thing at a campground they cover a certain amount.
I have coach-net for the roadside assistance part of it but haven't used it so I don't really know how it will work.
Good Luck!
__________________
2017 Thor Tuscany XTE 40BX
2020 Jeep Gladiator Rubicon
ReadyBrute Elite w/Surge Braking System Tow Bar
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03-26-2013, 06:19 PM
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#8
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Registered User
Fleetwood Owners Club
Join Date: Apr 2012
Posts: 905
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Thanks, Progressive quoted me a cheaper price with better coverage than AAA.
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03-26-2013, 06:19 PM
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#9
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Senior Member
Join Date: Mar 2011
Location: Kent, WA
Posts: 1,092
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Who do you have your other vehicles insured with? You usually get a multi-car discount. I have all my vehicles with Geico and I pay under $350 per year for full coverage for my 03 Class C which includes roadside emergency services.
__________________
Arnold
2006 Holiday Rambler Endeavor 40 PAQ
2017 Ram 2500 Big Horn 6.4 Hemi
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03-26-2013, 06:34 PM
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#10
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Registered User
Fleetwood Owners Club
Join Date: Apr 2012
Posts: 905
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Everything with AAA, switching everything including home too. Rates to high. House went up $167 even though value has decreased. Cars up $200, RV up $200.
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03-30-2013, 08:37 PM
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#11
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Senior Member
Mid Atlantic Campers
Join Date: Apr 2010
Location: Charleston, WV
Posts: 229
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I'll throw in another vote for Progressive. Seems that they have the market for insuring 'toys'. I also ended up getting the boat covered through them too. My house and cars are with Erie, but Progressive leads the way on cheap premiums on toys.
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04-03-2013, 07:10 PM
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#12
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Registered User
Fleetwood Owners Club
Join Date: Apr 2012
Posts: 905
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I went with Blue Sky RV Insurance. Lowered my payment $141 dollars and the coverage is way better.
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04-03-2013, 07:54 PM
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#13
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Senior Member
Country Coach Owners Club Solo Rvers Club iRV2 No Limits Club
Join Date: May 2011
Location: Vancouver, WA
Posts: 37,725
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We had Progressive, no claims, and about three years of reducing deductibles. Had a rock break the windshield of the Jeep. Found a local outfit that would replace it for $154 in my driveway. Called Progressive to find out how much it would cost going through them. They ABSOLUTELY refused to give me any information till I said (as coached) "that I want to file a claim". The quote was almost $400. I told them to cancel the claim (as they said I could). What they didn't say was that I lost the reducing deductible and my rates went up due to the "claim". When I went shopping for other companies Progressive told them that there was a claim on my record of $0 to $1000. They didn't bother to say it was 0. When I found out I contacted the State Insurance Comm., they said it was legal but certainly not ethical.
We now have GMAC.
__________________
2009 45' Magna 630 w/Cummins ISX 650 HP/1950 Lbs Ft, HWH Active Air
Charter Good Sam Lifetime Member, FMCA,
RV'ing since 1957, NRA Benefactor Life, towing '21 Jeep JLU Rubicon Ecodiesel
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04-03-2013, 08:00 PM
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#14
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Senior Member
Join Date: Nov 2011
Posts: 698
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Quote:
Originally Posted by Mr_D
We had Progressive, no claims, and about three years of reducing deductibles. Had a rock break the windshield of the Jeep. Found a local outfit that would replace it for $154 in my driveway. Called Progressive to find out how much it would cost going through them. They ABSOLUTELY refused to give me any information till I said (as coached) "that I want to file a claim". The quote was almost $400. I told them to cancel the claim (as they said I could). What they didn't say was that I lost the reducing deductible and my rates went up due to the "claim". When I went shopping for other companies Progressive told them that there was a claim on my record of $0 to $1000. They didn't bother to say it was 0. When I found out I contacted the State Insurance Comm., they said it was legal but certainly not ethical.
We now have GMAC.
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Great TV commercials don't equal great or even ethical services, I'd stay clear of those folks.
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