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Old 12-19-2010, 07:15 PM   #1
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Question Plz recommend RV insurance

I own a 1985 Minnie Winnie Class C presently I have AAA plus RV insurance and pay roughly $400 a year. Once I had to get towed while driving thru PA and had no issues with AAA. I get mail for Good Sam insurance etc .... curious as to what the majority of fellow RVers use! Thanks in advance...

"Dreaming of the Open Road"
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Old 12-19-2010, 08:19 PM   #2
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Hi Rosalind... If you're just asking what company members use for their liability and comprehensive RV insurance... I use Progressive. Haven't had any claims yet so all I can say is that they're really good at taking my money. Our coaches aren't similar so the cost figures won't help you much.

If you're asking about roadside service, I think you'd be hard pressed to beat Coachnet.

Good luck...


Rick, Nancy, Peanut & Lola our Westie Dogs & Bailey the Sheltie.

2007 Itasca Ellipse 40FD
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Old 12-19-2010, 08:44 PM   #3
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Apologize as I wasn't clear on my original post... As a newcomer to RVing I would like to post 2 questions-
Presently I have Allstate (roughly $400) for Liability & Comp Insurance
AAA Plus RV for Roadside Service (($85)-
I am seeking advice in both categories...
Looking for the best coverage without the most $$$...thanks
"Dreaming of the Open Road"
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Old 12-19-2010, 09:13 PM   #4
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We use Progressive to insure our motor home. We have had no claims. Their rates were very competitive. We have AAA RV towing package. Only costs about 35 bucks to add the RV to the standard package. We did have Good Sam, but we have NEVER used the towing and AAA was 1/3 the price so switched to AAA.
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Old 12-19-2010, 09:17 PM   #5
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I don't remember the cost but my Progressive motorhome insurance includes towing service and I have used it twice. I was very pleased with the roadside response.
Bob, Sandi & Marmaduke the Big Pug
SW OREGON 2004 Journey 39K, 330 Cat
If towing: a 2006 Mini Cooper or 2015 RAM Limited 4X4
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Old 12-20-2010, 12:13 AM   #6
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Foremost. Excellent claim service when needed. A bit pricey but I do have high coverage.
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Old 03-22-2011, 01:15 AM   #7
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PROGESSIVE, hands down! My '81 Lazy Daze was totaled by a hit n run driver (it takes a LOT to total a LD!) and within one week my rep was out at my location getting specs & taking photos, and within ten days I had a check so i could buy a new rig. I'm insured as a full-timer, which not all insurance companies will do.
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Old 03-22-2011, 01:17 AM   #8
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AAA for roadside; pay for the max service. I had my Dodge towed all four off the ground from the AZ border to San Diego County: an $800 tow. AAA paid most of it.
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Old 03-29-2011, 07:34 AM   #9
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I can't believe no one has mentioned Gilbert RV Insurance. When I asked on rv.net, a ton of people recommended them. And for me, it was a no brainer, as they are located right here in Central Florida. When I called them, they told me they insure RV's all over the world! My policy with them ended up with Nationwide and it costs me only $399 a year for my 2009 Outlook.
Janet & Jim and the 3 camping cats
Sanford, FL
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Old 03-29-2011, 08:14 AM   #10
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We have Nationwide also 250 deduct,roadside and towing 420.00 year
May the wind be at your back,The sun in your face
And your love by your side!!
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Old 04-05-2011, 08:06 PM   #11
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Got our insurance through RV America. They are fast. I faxed my application and had my Insurance papers emailed to me in an hour. They hooked me up with progressive also
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Old 04-05-2011, 08:44 PM   #12
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I have fulltimer coverage with National Interstate through Explorer RV ...they are a broker and will match you with the best deal they can find for your specific situation. I have had some claims (glass, lightning strike, patio awning) with National Interstate and have been treated well. Claims were fairly easy to complete, and quickly settled, and rates have stayed pretty level.
Paul (KE5LXU) ...was fulltimin', now parttimin'
'03 Winnebago UA 40e / '05 Honda Odyssey toad
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Old 04-05-2011, 08:55 PM   #13
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Best advice I can give you is shop around. I have had GMAC for 5 years with no price increases. I have shopped each year and haven't found anyone cheaper yet.
Wayne & Roberta and Maggie the Miracle Dog
08 Winnebago Destination 39W Gas UFO Workhorse Chassis
Making the Journey in our Destination

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Old 04-06-2011, 08:28 AM   #14
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Good info, thanks. We are looking around for a new mh.

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