|
|
12-11-2017, 01:09 PM
|
#1
|
Junior Member
National RV Owners Club
Join Date: Dec 2011
Posts: 12
|
Insurance
Just got notice that National Interstate is dropping RV & Auto insurance. Ours is due 1/6 for RV & 2/12/18 for vehicles. Anyone have outstanding insurance that we can look into for fulltimers? Nancy
|
|
|
|
Join the #1 RV Forum Today - It's Totally Free!
iRV2.com RV Community - Are you about to start a new improvement on your RV or need some help with some maintenance? Do you need advice on what products to buy? Or maybe you can give others some advice? No matter where you fit in you'll find that iRV2 is a great community to join. Best of all it's totally FREE!
You are currently viewing our boards as a guest so you have limited access to our community. Please take the time to register and you will gain a lot of great new features including; the ability to participate in discussions, network with other RV owners, see fewer ads, upload photographs, create an RV blog, send private messages and so much, much more!
|
12-11-2017, 03:45 PM
|
#2
|
Senior Member
Join Date: Jul 2010
Location: FT on the Road
Posts: 3,829
|
Quote:
Originally Posted by nancybill
Just got notice that National Interstate is dropping RV & Auto insurance. Ours is due 1/6 for RV & 2/12/18 for vehicles. Anyone have outstanding insurance that we can look into for fulltimers? Nancy
|
Makes a difference what state.
I am in FL and with National General for FT and RV and Geico for Auto.
Haven't had any claims and seem to be happy with them both.
__________________
I don't subscribe to threads I reply to so will not see your reply to my comment. Drop me a direct message if you want a reply from me.
Cheers!
|
|
|
12-11-2017, 03:58 PM
|
#3
|
Senior Member
Join Date: Aug 2001
Location: FL
Posts: 1,355
|
I have GEICO in FL for three vehicles and the FW. Have used their road service three times this year with no issues. Had a moderate claim for damage to my truck from a shredded tire caused by road debris, to the wheel, exhaust, bed side, over $3000, and no increase in my premium. I can't complain.
__________________
--2005 F350 Superduty Crewcab, 6.0, 4wd, short bed, 3.73 gears
--2016 Montana 3711FL, 40'
--SOLD 2014 Wildcat 327CK, 38'
|
|
|
12-12-2017, 08:02 AM
|
#4
|
Senior Member/RVM #90
Monaco Owners Club
Join Date: Nov 2002
Location: Columbus, MS
Posts: 54,578
|
Hi Nancy! Welcome to IRV2! We're sure glad you joined the gang!
We're not fulltimers yet, but we have been using Safeco for several years! Keep her between the ditches!
Good luck, happy trails, and God bless!
__________________
Joe & Annette
Sometimes I sits and thinks, sometimes I just sits.....
2002 Monaco Windsor 40PBT, 2013 Honda CRV AWD
|
|
|
12-12-2017, 11:53 AM
|
#5
|
Senior Member
Tiffin Owners Club
Join Date: Jul 2016
Location: Where we park it!
Posts: 13,145
|
WE use Florida as our home base and had GEICO for a year and now with progressive for the MH and vehicle. Thankfully have not had to use the road service on either company.
__________________
momdoc
2018 Tiffin Allegro RED 37PA
2020 JEEP Trailhawk
|
|
|
12-14-2017, 02:02 PM
|
#6
|
Senior Member
Join Date: Aug 2012
Posts: 1,312
|
I've posted before that Geico says it has "fulltimer" insurance, but that just means they will cover an RV for use 365 days a year. It does not necessarily mean the policy includes the liability portion that fulltimers need to replace the liability that they would normally have with a homeowner's or renter's policy.
So if getting a quote from Geico for fulltimer insurance, ask for a breakdown of the individual coverages to make sure the "fulltimer liability" is in there. It's not there in Texas.
|
|
|
12-14-2017, 07:47 PM
|
#7
|
Senior Member
Join Date: Mar 2009
Posts: 1,596
|
Contact Miller Insurance Agency. We had Progressive and got way too high. They are owned by an rver and know what we need.
__________________
2003 Teton Grand Freedom. 2006 Freightliner Century 120 with Detroit 14L and Ultrashift.2016 Smartcar carry on deck. Full time going from job to job. Building and maintaining plants across the USA. Sold 2006 Mobile Suites 32TK3
|
|
|
12-14-2017, 07:59 PM
|
#8
|
Senior Member
Country Coach Owners Club Solo Rvers Club iRV2 No Limits Club
Join Date: May 2011
Location: Vancouver, WA
Posts: 37,725
|
I tried Miller Ins a few years ago. Gave them my info, a couple days later they called and wanted to know how much I was paying now. Told them their job was to find prices/coverage and I'd decide what I wanted. Never heard from them again.
__________________
2009 45' Magna 630 w/Cummins ISX 650 HP/1950 Lbs Ft, HWH Active Air
Charter Good Sam Lifetime Member, FMCA,
RV'ing since 1957, NRA Benefactor Life, towing '21 Jeep JLU Rubicon Ecodiesel
|
|
|
12-15-2017, 10:25 AM
|
#9
|
Junior Member
National RV Owners Club
Join Date: Dec 2011
Posts: 12
|
Thanks for the help good info. Went with National General thru Good Sams ins. dept. Brandon was really helpful & thought of things we really needed as full timers that we had not. Now I hope we never have to find out how good it is or isn't. Nancy
|
|
|
12-17-2017, 07:58 AM
|
#10
|
Senior Member
Winnebago Owners Club Ford Super Duty Owner
Join Date: Jul 2014
Location: MI
Posts: 4,733
|
There is a post on RV Forums from a guy with Good Sam insurance. He was in Texas and a flood came through the night and he had water to his floor inside.
Contacted the Ins Co and they towed the MH to a Good Sam store. This was in June. They did not empty or clean out the bays, left it sitting with mud and water inside. There is mold and last I heard, November, they still had not made a decision on the repairs??
__________________
Retired January 4th, 2018 Lynne & Jerry RVM 105
04 WBGO Itasca Sunova (Miss May) Blue Ox Tow Bar
15 Equinox (Noxi) 18 RAD Mini e-bike, 04 Tracker
|
|
|
12-17-2017, 11:14 AM
|
#11
|
Senior Member
Join Date: Mar 2009
Posts: 1,596
|
Quote:
Originally Posted by Mr_D
I tried Miller Ins a few years ago. Gave them my info, a couple days later they called and wanted to know how much I was paying now. Told them their job was to find prices/coverage and I'd decide what I wanted. Never heard from them again.
|
They were incredibly helpful and very nice to me and wife. Only agency we have ever talked with that really understand our needs.
__________________
2003 Teton Grand Freedom. 2006 Freightliner Century 120 with Detroit 14L and Ultrashift.2016 Smartcar carry on deck. Full time going from job to job. Building and maintaining plants across the USA. Sold 2006 Mobile Suites 32TK3
|
|
|
12-17-2017, 11:20 AM
|
#12
|
Senior Member
Country Coach Owners Club Solo Rvers Club iRV2 No Limits Club
Join Date: May 2011
Location: Vancouver, WA
Posts: 37,725
|
Quote:
Originally Posted by glennwest
They were incredibly helpful and very nice to me and wife. Only agency we have ever talked with that really understand our needs.
|
That's what I understood too and I'm almost local to them. No idea why they needed to know what I was already paying though.
__________________
2009 45' Magna 630 w/Cummins ISX 650 HP/1950 Lbs Ft, HWH Active Air
Charter Good Sam Lifetime Member, FMCA,
RV'ing since 1957, NRA Benefactor Life, towing '21 Jeep JLU Rubicon Ecodiesel
|
|
|
12-17-2017, 01:23 PM
|
#13
|
Senior Member
Join Date: Aug 2012
Posts: 1,312
|
Quote:
Originally Posted by glennwest
They were incredibly helpful and very nice to me and wife. Only agency we have ever talked with that really understand our needs.
|
I was with Miller for a few years, and then when I was renewing I was changing some things, and it turned out the agent I was talking to didn't make those changes, and didn't call me back, so it got all messed up.
So I went with another company for a while, and then tried Miller again when renewal time came up, and the agent told me something about the coverage that I knew wasn't right. To her credit, she said she'd check on it, and got back to me and said I was right.
But I'm not an insurance expert by any stretch of the imagination, and was concerned that one of the big dogs in the field didn't know something that I did. I mean, that's their job.
|
|
|
12-19-2017, 04:52 AM
|
#14
|
Senior Member
Join Date: Feb 2012
Posts: 327
|
USAA which includes roadside service.
__________________
Navy Retired
2020 Ram 2500 Big Horn 6.7 Diesel
2022 Grand Design Reflection 315RLTS
|
|
|
|
|
Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
|
|
Thread Tools |
Search this Thread |
|
|
Display Modes |
Linear Mode
|
Posting Rules
|
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts
HTML code is Off
|
|
|
|
» Recent Discussions |
|
|
|
|
|
|
|
|
|
|
|
|
|