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10-18-2019, 12:12 PM
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#1
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Senior Member
Join Date: May 2015
Location: Saco, Maine
Posts: 208
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Military Retiree FEDVIP Dental Plans
Looks like it is time to choose a dental plan for 2020 under the new FEDVIP program. My wife and I used Delta's Standard Plan for 2019, but our dentist is now no longer accepting the Standard Plan and only recognizes the Delta PPO High, which is a substantial increase. Have any of you other military retirees had good experiences with other companies plans? We both will need crowns this year and I would welcome any feedback from someone that has had similar experiences.
Thanks,
Dave
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Dave and Deb, 2006 National Dolphin 5355 Ford V-10
2021 Chevy Equinox
Lt Col, Ret, USAF
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10-18-2019, 03:17 PM
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#2
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Senior Member
Fleetwood Owners Club American Coach Owners Club
Join Date: Mar 2011
Posts: 6,766
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The dental insurance is more trouble than it's worth. We "self insure" our dental needs and the dentist gives us a discount for cash (check).
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2014 American Eagle 45T
DD 13, 500 HP
Pulling a Honda CRV
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10-18-2019, 05:55 PM
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#3
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Senior Member
Winnebago Owners Club Freightliner Owners Club
Join Date: Jun 2014
Location: Somewhere On the Road
Posts: 1,215
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We went with FEDVIP eye and dental - has worked out well with our basic needs. You do need to check if a particular provider accepts the insurance. During our selection process there was a comparison chart somewhere - may have been MOAA or another military service organization.
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Steve
2015 Itasca Ellipse QD | 2014 Jeep Grand Cherokee
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10-18-2019, 05:56 PM
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#4
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Senior Member
Join Date: Aug 2001
Location: North America somewhere
Posts: 30,870
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Print the list of dental plan choices, then ask your dentist which they accept. Then you have enough information to select a dental plan.
I stayed with Delta basic plan for 2019 because the only difference was the yearly cap increased from $1,500 to $30,000. I didn't feel the premium increase was a good fit for us. Then last month I had 2 molars cut out at the same time, they will be replaced with implants. That blows through $1,500 fast.
DW and I have decided to choose the Delta premium plan this enrollment period. Out of the plans our dentist accepts, Delta appeared to be our best choice.
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2000 Winnebago Ultimate Freedom USQ40JD , ISC 8.3 Cummins 350, Spartan MM Chassis. USA IN 1SG 11B5MX,Infantry retired;Good Sam Life member,FMCA. " My fellow Americans, ask not what your country can do for you, ask what you can do for your country. John F. Kennedy
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10-18-2019, 06:42 PM
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#5
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Senior Member
Ford Super Duty Owner
Join Date: Mar 2017
Location: Chesapeake, VA.
Posts: 791
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What is the website for this info?
My wife is enrolling for medicare and I am retired Navy still working. I would like to research the dental. Thanks.
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USN 1980-2004
2017 Sunseeker GTS 2800
2017 Jeep Grand Cherokee
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10-18-2019, 08:07 PM
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#6
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Senior Member
Join Date: Aug 2001
Location: North America somewhere
Posts: 30,870
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Quote:
Originally Posted by Charles L
My wife is enrolling for medicare and I am retired Navy still working. I would like to research the dental. Thanks.
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This is the link to BENEFEDS enrollment for dental and vision programs.
https://www.benefeds.com/
__________________
2000 Winnebago Ultimate Freedom USQ40JD , ISC 8.3 Cummins 350, Spartan MM Chassis. USA IN 1SG 11B5MX,Infantry retired;Good Sam Life member,FMCA. " My fellow Americans, ask not what your country can do for you, ask what you can do for your country. John F. Kennedy
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10-23-2019, 06:37 PM
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#7
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Moderator Emeritus
Monaco Owners Club Texas Boomers Club
Join Date: Nov 2015
Location: Central Texas
Posts: 13,426
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I don't know who we have, but I asked our dentist if he accepted it before enrolling.
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Dennis and Katherine
2000 Monaco Dynasty
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