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Old 01-15-2016, 02:14 PM   #1
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USAA Insurance

I would like to know if anyone on the Military forum is using USAA for their RV insurance. I am purchasing a new TT and was given a fairly good quote by USAA for insurance that is full replacement value vs the market value.

Any experience with USAA for insurance?

Thanks,
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Old 01-15-2016, 02:50 PM   #2
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I've had USAA for 40 years and would say that their rates and service are the best in the business.
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Old 01-15-2016, 03:12 PM   #3
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I believe USAA uses Progressive for RV insurance. Thanks for your (sub) service from a retired P-3 acoustic operator.
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Old 01-15-2016, 03:40 PM   #4
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They use Progressive for MH, don't know about TT. If it was through Progressive, they would have passed you to a Progressive agent. I originally used Progressive, but switched to Allied through Farm and City. Better coverage at a lower cost.
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Old 01-15-2016, 03:57 PM   #5
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Are you going to insure both your truck and trailer with them?

I had a friend who had two different insurance companies for his truck and trailer. He was driving in heavy snow and the trailer slid around him and damaged the truck and trailer while trying to stop on the freeway.

The two insurance companies said the other one should pay.

Now he doesn't drive in snow and got rid of both insurance companies.
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Old 01-15-2016, 04:02 PM   #6
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Thanks for the responses I will check other avenues before I commit to USAA.
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Old 01-15-2016, 05:49 PM   #7
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USAA for 47 years. Kids have it, grandkids have it. Consistently rated as the best insurance company.
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Old 01-15-2016, 07:43 PM   #8
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Quote:
Originally Posted by rpk View Post
USAA for 47 years. Kids have it, grandkids have it. Consistently rated as the best insurance company.
X2
Almost 40 years.
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Old 01-16-2016, 07:15 AM   #9
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Quote:
Originally Posted by mikelm48 View Post
They use Progressive for MH, don't know about TT. If it was through Progressive, they would have passed you to a Progressive agent. I originally used Progressive, but switched to Allied through Farm and City. Better coverage at a lower cost.
Just to clarify, I have all my other insurance with USAA and have for the last 38 years. Progressive is not USAA. Don't like their politics and you can do better.
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Old 01-16-2016, 01:11 PM   #10
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The main question is are you seeking Full-time liability coverage?? That's a horse of a different color and not all insurers offer it.
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Old 01-16-2016, 01:31 PM   #11
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USAA does use Progressive for Travel Trailer as well as Class A/B/C Motorhomes. For travel trailers, the liability from your auto policy carries over.

Thank you for your Service as a "Squid"!!!
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Old 01-16-2016, 02:38 PM   #12
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USAA does use Progressive for Travel Trailer as well as Class A/B/C Motorhomes. For travel trailers, the liability from your auto policy carries over.

Thank you for your Service as a "Squid"!!!
If you are full time then this is not correct. Liability for full time covers you just like the liability on home owners policy. If someone falls in your RV or some orher liable situastion your covered. If you have no home owners then you need this coverage.
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Old 01-16-2016, 03:33 PM   #13
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No it will not be used full time. I don't know where that got started , but it is NOT full time use. Most likely 55 to 100 days per year.

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Old 01-16-2016, 03:48 PM   #14
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Quote:
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USAA for 47 years. Kids have it, grandkids have it. Consistently rated as the best insurance company.
Quote:
Originally Posted by markandkim View Post
X2
Almost 40 years.
USAA for 34 years.
My stepkids have it and my stepgrandkids have it.
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