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01-15-2016, 01:14 PM
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#1
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Member
American Coach Owners Club
Join Date: Aug 2015
Posts: 81
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USAA Insurance
I would like to know if anyone on the Military forum is using USAA for their RV insurance. I am purchasing a new TT and was given a fairly good quote by USAA for insurance that is full replacement value vs the market value.
Any experience with USAA for insurance?
Thanks,
__________________
Michael
USN Retired
Submarine Service
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01-15-2016, 01:50 PM
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#2
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Senior Member
Join Date: Feb 2013
Location: Graham, WA
Posts: 773
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I've had USAA for 40 years and would say that their rates and service are the best in the business.
__________________
2006 Gulfstream Friendship G7, Cat C7 and Allison 6 spd
Honda VTX and Cruiser Lift on the back
Blue Ox Aladdin, Brake Buddy, 2019 Chevy Blazer RS toad
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01-15-2016, 02:12 PM
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#3
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Senior Member
Newmar Owners Club
Join Date: Sep 2008
Posts: 494
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I believe USAA uses Progressive for RV insurance. Thanks for your (sub) service from a retired P-3 acoustic operator.
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2005 Dutch Star 4009 - 2006 Toyota Tacoma or 2013 Jeep Grand Cherokee
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01-15-2016, 02:40 PM
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#4
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Senior Member
Newmar Owners Club Spartan Chassis
Join Date: Nov 2010
Location: Grapevine, TX
Posts: 1,056
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They use Progressive for MH, don't know about TT. If it was through Progressive, they would have passed you to a Progressive agent. I originally used Progressive, but switched to Allied through Farm and City. Better coverage at a lower cost.
__________________
Mike
2021 Coachmen Spirit 2557RB
2018 Ford F-150 3.5L Ecoboost w/Max Tow, Eaz-Lift R3 hitch
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01-15-2016, 02:57 PM
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#5
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Senior Member
Monaco Owners Club Workhorse Chassis Owner
Join Date: Aug 2002
Location: Clovis, CA, USA
Posts: 13,152
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Are you going to insure both your truck and trailer with them?
I had a friend who had two different insurance companies for his truck and trailer. He was driving in heavy snow and the trailer slid around him and damaged the truck and trailer while trying to stop on the freeway.
The two insurance companies said the other one should pay.
Now he doesn't drive in snow and got rid of both insurance companies.
__________________
2004 Monaco La Palma 36DBD, W22, 8.1, 7.1 MPG
2000 LEXUS RX300 FWD 22MPG 4020 LBS
Criticism is easier than Craftsmanship
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01-15-2016, 03:02 PM
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#6
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Member
American Coach Owners Club
Join Date: Aug 2015
Posts: 81
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Thanks for the responses I will check other avenues before I commit to USAA.
__________________
Michael
USN Retired
Submarine Service
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01-15-2016, 04:49 PM
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#7
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Senior Member
Join Date: Apr 2001
Location: Hood River, OR
Posts: 121
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USAA for 47 years. Kids have it, grandkids have it. Consistently rated as the best insurance company.
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3126B Cat pushing 38' Harney Renegade. 2000 Civic toad. Retired submarine captain, 36 years Navy. Homeport is Black Hills SD.
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01-15-2016, 06:43 PM
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#8
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Senior Member
Join Date: Feb 2012
Posts: 327
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Quote:
Originally Posted by rpk
USAA for 47 years. Kids have it, grandkids have it. Consistently rated as the best insurance company.
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X2
Almost 40 years.
__________________
Navy Retired
2020 Ram 2500 Big Horn 6.7 Diesel
2022 Grand Design Reflection 315RLTS
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01-16-2016, 06:15 AM
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#9
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Senior Member
Newmar Owners Club Spartan Chassis
Join Date: Nov 2010
Location: Grapevine, TX
Posts: 1,056
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Quote:
Originally Posted by mikelm48
They use Progressive for MH, don't know about TT. If it was through Progressive, they would have passed you to a Progressive agent. I originally used Progressive, but switched to Allied through Farm and City. Better coverage at a lower cost.
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Just to clarify, I have all my other insurance with USAA and have for the last 38 years. Progressive is not USAA. Don't like their politics and you can do better.
__________________
Mike
2021 Coachmen Spirit 2557RB
2018 Ford F-150 3.5L Ecoboost w/Max Tow, Eaz-Lift R3 hitch
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01-16-2016, 12:11 PM
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#10
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Senior Member
Join Date: Dec 2007
Posts: 982
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The main question is are you seeking Full-time liability coverage?? That's a horse of a different color and not all insurers offer it.
__________________
Ron & Linda
2000 Dynasty 38PBS
Full time since 2007
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01-16-2016, 12:31 PM
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#11
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Senior Member
Appalachian Campers Heartland RV Club
Join Date: Dec 2015
Location: West Virginia
Posts: 369
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USAA does use Progressive for Travel Trailer as well as Class A/B/C Motorhomes. For travel trailers, the liability from your auto policy carries over.
Thank you for your Service as a "Squid"!!!
__________________
2015 Ford F450 Platinum DRW , 2017 Heartland Landmark 365 Charleston Me, Wife, "Canines" Lucy [Chihuahua/Jack Russell Terrier mix] & Fawn [Chihuahua] and “Felines” Pixel & Pollux [Manx], Iris, Pepper & Max [DSH], Mystique [DLH]
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01-16-2016, 01:38 PM
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#12
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Senior Member
Join Date: Dec 2007
Posts: 982
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Quote:
Originally Posted by cbramsey
USAA does use Progressive for Travel Trailer as well as Class A/B/C Motorhomes. For travel trailers, the liability from your auto policy carries over.
Thank you for your Service as a "Squid"!!!
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If you are full time then this is not correct. Liability for full time covers you just like the liability on home owners policy. If someone falls in your RV or some orher liable situastion your covered. If you have no home owners then you need this coverage.
__________________
Ron & Linda
2000 Dynasty 38PBS
Full time since 2007
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01-16-2016, 02:33 PM
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#13
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Member
American Coach Owners Club
Join Date: Aug 2015
Posts: 81
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No it will not be used full time. I don't know where that got started  , but it is NOT full time use. Most likely 55 to 100 days per year.
Thanks,
__________________
Michael
USN Retired
Submarine Service
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01-16-2016, 02:48 PM
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#14
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Senior Member
Carolina Campers
Join Date: Dec 2015
Location: Wherever we throw the dart
Posts: 515
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Quote:
Originally Posted by rpk
USAA for 47 years. Kids have it, grandkids have it. Consistently rated as the best insurance company.
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Quote:
Originally Posted by markandkim
X2
Almost 40 years.
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USAA for 34 years.
My stepkids have it and my stepgrandkids have it.
__________________
2017 Landmark 365 Charleston/2015 Ford F-450 Platinum dually. Me, Husband, Lucy [JRT/Chihuahua mix], Fawn [Chihuahua], 6 cats.
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