My father in law was an actuary with an insurance company. He said constantly that most folks are over insured. He called it insurance poor.
We did not get the extra protection nor the warranty program.
If you consider purchasing the warranty program read the fine print carefully. Many times there are conditions you must adhere to in order that the warranty remains in force.
Here is another thread that addresses the EcoRVPro products.
RV.Net Open Roads Forum: General RVing Issues: EcoRVPro Products? Any Reviews?