Originally Posted by ace66
However the sales person from Good Sam is trying to sell me on the extra seals and gasket coverage.
Does anybody know exactly where this would come in handy.
Talk about a timely post. I don't have a Good Sam policy but I do have an extended service contract with another provider. They also offered an optional Seals and Gaskets coverage, which I accepted.
My engine was just diagnosed with a possible leaking head gasket (to be determined for sure by a dye test in a couple of weeks). My policy expires in November, and at this point I have recovered approximately 75% of what I paid for the contract. The head gasket repair, if that's what it turns out to be, will definitely put me over the top as that repair on its own will cost more than I paid for the contract.
However GaryKD is correct. Make sure you get a copy of the contract before signing or paying anything, and go over it with a fine tooth comb. Pay particular attention to the details of what is not covered.
Also, if they offer it, I would recommend Consequential Damage Coverage, which should contain wording similar to the following:
Optional Non-Covered Part Cause of Loss: In the event a Breakdown occurs on a Covered Part under the Service Contract due to the failure of a non-Covered Part, the Covered Part will be repaired (as an exception to the standard exclusion).
Optional Covered Part Cause of Loss: The non-Covered Part will be repaired (as an exception to the standard exclusion).