M & G Engineering

[Jeffreys]

From all the fine comments on the forums concerning M & G engineering's supplemental braking system, I am leaning heavily towards getting it. But, I have a concern that I don't know if anyone has discussed. In the unlikely (but, possible) of a catastrophic failure, is anyone concerned with the company's financially ability. I.E. lack of deep pockets. It is possible to have an event that is caused by a product. Personally, I would feel much better if the product was manufactured by a company with deep pockets. Although I must admit I know little to nothing about M&G's financials, from their website, they appear to be mom and pop. I may be over thinking this. At least with a Roadmaster, you know they're big enough to handle any potential liability. Just curious if anyone has thoughts on this ?

[Spinner]

Call and ask to see their liability coverage. Do you carry insurance yourself? I would hope your insurance would cover your losses. It's up to your insurance to try to recover their payment to you.

[GaryKD]

I think you are on thin ice if you think you'll collect from any dealer or manufacturer for any liability.

[Jeffreys]

I absolutely do have insurance. It just seems when interjecting a "braking" system, that is so critical to safety, one needs to be careful to ensure the product is backed by a financially sound company. just wanted to see if anyone had thought about this before such a critical desicion is made. Perhaps not. Again, maybe I am over thinking this.

[EDALLSAILS]

The bottom line in an accident is EVERYONE GONNA GET SUED! It is up to the individual owner to protect themselves. We carry the mandatory liability insurance required by Florida Law. But we also have a multi dollar umbrella policy. When our Liability insurance is exhausted the umbrella kicks in and when those limits are exhausted we'll be in the poor house.

The MH builder, the brake mfg, anyone who ever worked on the MH. They'll be looking for deep pockets. All of them are going to have big Law Firms representing them or they'll just quietly shut their doors and disappear. Only to open again under another name and corporation. So, protect yourself, don't for a minute think that any MFG is going to cover your butt! safe travels... ed

[Bigd9]

Interesting question Jeffreys. Very interesting. I'm not so sure you could collect from anyone unless you could prove conclusively the product they made caused the problem. Most items you buy the warranty provided states they will cover the cost of the item, but NOT any resulting damages. Weather or not that holds legal water I'm sure not qualified to say. I know when my coach burnt to the ground it sure looked like the refrigerator was the cause, and I know the insurance company talked about going after the refrigerator manufacturer, but then I never received any feedback on weather they collected or not. And that was definitely a "catastrophic failure" if I ever saw one.

[Jeffreys]

Thanks EdAllSails,

Your response is well received. I hear you !

[palehorse89]

Originally Posted by Jeffreys

From all the fine comments on the forums concerning M & G engineering's supplemental braking system, I am leaning heavily towards getting it. But, I have a concern that I don't know if anyone has discussed. In the unlikely (but, possible) of a catastrophic failure, is anyone concerned with the company's financially ability. I.E. lack of deep pockets. It is possible to have an event that is caused by a product. Personally, I would feel much better if the product was manufactured by a company with deep pockets. Although I must admit I know little to nothing about M&G's financials, from their website, they appear to be mom and pop. I may be over thinking this. At least with a Roadmaster, you know they're big enough to handle any potential liability. Just curious if anyone has thoughts on this ?

First off, do you worry about this with everything you buy in your life?
50 years ago folks did not sue for every little thing, today...anything happens.....sue them!!, and we sit and wonder about todays insurance rates of all types????
Out of all the supplemental braking systems that are offered today, the M&G system (in my opinion) is the least system to fail by design. If you have looked at how it is built and operates and understand it operation by design, there is nothing to fail while "driving" your auto, being a straight through push rod(just like factory) to the master cylinder. If something was to fail while towing.......nothing happens other than brake loss just like all others. The air activated air force one is another wonderful braking system with little chance of failure I think.

[FLSteve]

Jeffreys ... when we were first looking at brake systems I was also leaning towards the M&G ... but decided to get a portable system (a BrakeBuddy) since I tow both of our Jeeps and only wanted to buy one system. So far it has worked great.

Steve

[wa8yxm]

Years driving a class A: Well I got it in may 2005
Years on these forums.. I likely joined that summer
Years on RV forums total (I started on the RV forum on compuserve, back when Compuserve was really compuserve and owned by H&R Block, alas to day it's AOL web properties).

Number of failures I have heard of on the M&G braking system: ZERO

Number of failures on OTHER brake systems: MANY. including one I tell myself. (Due to poor installation).

I would not worry about it.

[BigSkyBob]

I've had the M&G system on two different trucks in 7 years with zero issues. I had a Roadmaster Evenbrake system installed professionally on a new truck and in a 1000 mile trip south one fall it ruined both front brakes and rotors. I discovered the brake activated whenever the brake lights came on while using the exhaust brake so it smoked the brakes on long down grades. I like the M&G system b/c it's proportional and virtually fail safe. I installed my system myself and you can too if you can read and have a few tools. I can hook up my M&G brake in 5 seconds or less which is one big advantage. I realize my brake can only be used on certain vehicles but for me that didn't matter b/c I took if off 2008 model truck and installed it on my current vehicle. You mention concern about the company having deep pockets and could they cover liabilities, well can you say Monaco? I would rather have M&G fail as Monaco so you never know.

[KIX]

Originally Posted by Jeffreys

I absolutely do have insurance. It just seems when interjecting a "braking" system, that is so critical to safety, one needs to be careful to ensure the product is backed by a financially sound company. just wanted to see if anyone had thought about this before such a critical desicion is made. Perhaps not. Again, maybe I am over thinking this.

I think you are.

[Libero]

Based on my experience, M&G was the best toad braking system I have owned. No problems at all.

[Bigd9]

One thing to remember about M&G system. It is made to fit your tow car. If you switch toads, M&G will buy back the original cylinder for $185 credit toward the new cylinder for your new toad.