RV Trip Planning Discussions

Go Back   iRV2 Forums > THE OWNER'S CORNER FORUMS > Newmar Owner's Forum
Click Here to Login
Join iRV2 Today

Mission Statement: Supporting thoughtful exchange of knowledge, values and experience among RV enthusiasts.
Reply
  This discussion is proudly sponsored by:
Please support our sponsors and let them know you heard about their products on iRV2
 
Thread Tools Search this Thread Display Modes
 
Old 12-21-2016, 10:26 AM   #1
Senior Member
 
C.Martin's Avatar
 
Newmar Owners Club
Freightliner Owners Club
Join Date: Aug 2015
Posts: 2,771
Progressive Policy Premium up 20% from last year???

We're looking for advice on other insurance companies to compare rates...

If you are happy with your coverage and rates...please let us know what company you recommend.

Thanks in advance...
__________________

__________________
Charlie & Ronni
2016 Ventana 4037
C.Martin is offline   Reply With Quote
Join the #1 RV Forum Today - It's Totally Free!

iRV2.com RV Community - Are you about to start a new improvement on your RV or need some help with some maintenance? Do you need advice on what products to buy? Or maybe you can give others some advice? No matter where you fit in you'll find that iRV2 is a great community to join. Best of all it's totally FREE!

You are currently viewing our boards as a guest so you have limited access to our community. Please take the time to register and you will gain a lot of great new features including; the ability to participate in discussions, network with other RV owners, see fewer ads, upload photographs, create an RV blog, send private messages and so much, much more!

Old 12-21-2016, 10:30 AM   #2
Senior Member
 
Mr_D's Avatar
 
Country Coach Owners Club
Winnebago Owners Club
Solo Rvers Club
iRV2 No Limits Club
Join Date: May 2011
Location: Vancouver, WA
Posts: 36,775
That's why I quit Progressive some years ago. They just progressively raised the rates for now reason.
Now have The Hartford through AARP for all the vehicles and house. Saved me over $1,000 a year on the motorhome alone and about $600 on the stick house over Pemco (who I'd been with since 1968).
__________________

__________________
2009 45' Magna 630 w/Cummins ISX 650 HP/1950 Lbs Ft
Charter Good Sam Lifetime Member, FMCA, SKP
RV'ing since 1957, NRA Benefactor Life, towing '14 Jeep JKU Dragon Edition
Mr_D is offline   Reply With Quote
Old 12-21-2016, 12:16 PM   #3
Senior Member
 
Sidewinder4's Avatar


 
National RV Owners Club
Join Date: Oct 2014
Posts: 515
My two cents worth

To the OP:
Last May, same thing happened to me, $2300.00 a year to $2900.00 a year. Early on when getting my first coverage USSA recommended Progressive and stated they have a agreement with Progressive to give USAA members a great competitive deal.

Fast forward, I get my renewal bill for $2900 and call Progressive and ask what is up with this increase. The lady on the other end stated that Progressive from time to time updates their algorithm and the state of Alabama had an increase in risk. Well I just about popped a gasket, because two years earlier State Farm made almost the same quote when I lived in Georgia.

I no longer have State Farm or Progressive. I will not discuss who I have now, but I found RV Insurance Companies by Googling. I spent the better part of a week researching. Well to my amazement, I found twice the amount of coverage over and beyond Progressive: a 250 dollar diminishing deductible not $500.00, RV replacement cost just to name two difference and for $1700.00 a year.

I will also add that I am no longer the guy that gets a renewal notice on any type of Insurance now, without looking for a better rate. I personally believe loyal customers that just renew their policy are the victims of paying more than is fair market. Also the Better Business Bureau was a great source to make up my mind about the number of complaints from customers. Finally, the company I finally went with had their share of complaints but also had customer satisfaction about claims filed and timeliness of processing; two critical factors desired by all insurance holders in the event of needing help.

For the record my only concern with State Farm and Progressive is rates being competitive. First Year was great, renewal time was not so great.
__________________
Terry & Kathy
2012 Dutch Star DP 4346
Sidewinder4 is offline   Reply With Quote
Old 12-21-2016, 12:31 PM   #4
Senior Member
 
APhotoWizard's Avatar
 
Join Date: Jan 2014
Posts: 358
I highly recommend Allstate. When I made my recent claim for the fan and radiator that were taken out by a rock on the Dalton Highway in Alaska, the adjustor (Skip) came over the next day, handled the repair, expedited shipping for replacement parts and I was on my way in less than a week. I only paid my deductible. Last year a bird flew into my windshield and they sent a repair person to the house to make the replacement in less than 2 days after I arrived home. ( I did call a week earlier to give them time to order the new glass).

For this exceptional service I currently pay less that $750 per year for a $1000 deductible policy.

Others may pay more because, as the adjuster noted, I have had all my car, home and motorhome insurance with Allstate for over 50 years. He wanted to shake my hand because I had the longest policy history of any customer of any company he had ever worked for so I may be getting preferential rates.

Disclaimer: I do not have stock or other interest in Allstate. My only affiliation is a very satisfied, long time customer with a great local office.

P.S. Over the years I have lost two agents. Both retired. I really like the stability in my insurance company.
__________________
My wife and I would travel full time, but we have to sleep occasionally.
2001 Tiffin Allegro Bus 40 ft DP named the Wild Eagle
Followed by the Eaglet - A 2014 Jeep Grand Cherokee.
APhotoWizard is offline   Reply With Quote
Old 12-21-2016, 12:43 PM   #5
Senior Member
 
Join Date: Jan 2015
Location: Prescott, Arizona
Posts: 2,322
Blog Entries: 6
State Farm still works for me. I also carry an umbrella policy, 2 other cars and home owners, plus 2 other policies

When I get a quote for the same coverage for everything, State Farm is consistently less money.
__________________

ByeTheWay is offline   Reply With Quote
Old 12-21-2016, 12:52 PM   #6
Senior Member
 
Sidewinder4's Avatar


 
National RV Owners Club
Join Date: Oct 2014
Posts: 515
Quote:
Originally Posted by ByeTheWay View Post
State Farm still works for me. I also carry an umbrella policy, 2 other cars and home owners, plus 2 other policies

When I get a quote for the same coverage for everything, State Farm is consistently less money.

I am glad you are happy. I was with State Farm for over 30 years, and several times had to stop my policy due to overseas commitments with the military. First part of my experience was a family friend and all was great. Joining the military, and every three or so years I moved to a new state, which caused a new agent. The agent you have may be the critical factor to your fairness and loyalty. Anyway, best of the same for down the road for you with State Farm.
__________________
Terry & Kathy
2012 Dutch Star DP 4346
Sidewinder4 is offline   Reply With Quote
Old 12-21-2016, 01:27 PM   #7
Senior Member
 
stuhly's Avatar
 
Fleetwood Owners Club
Join Date: Jan 2010
Posts: 1,391
The best thing to do is to make your agent shop every darn year. Insurance companies by and large are pretty slippery.
stuhly is offline   Reply With Quote
Old 12-21-2016, 05:42 PM   #8
"Formerly Diplomat Don"
 
Dutch Star Don's Avatar
 
Newmar Owners Club
Join Date: Apr 2005
Location: Moorpark, Ca.
Posts: 15,307
Progressive usually gives a good rate for about three years and in the fourth or fifth year jacks up the premium. A good friend once told me, "insurance companies will never show you any allegiance, so why should you show them any". The point being, look around when the rates go up.

You can get a lot of recommendations here, but rates are different in every state and for every individual. Some like State Farm, but they are expensive where I live. I think if you were every in the military, USAA would be the best bet.

Shop around:
Geico
State Farm
Blue Sky
Farmers
Automobile Club
USAA
Mercury
__________________
Don & Mary
2019 Newmar Dutch Star 4018
2019 Ford Raptor
Dutch Star Don is offline   Reply With Quote
Old 12-21-2016, 06:35 PM   #9
RV Nut
 
newmarpusher's Avatar


 
Newmar Owners Club
Winnebago Owners Club
Nor'easters Club
Join Date: Oct 2014
Posts: 1,897
Blog Entries: 3
Nation interstate of Hawaii. Good rates. Great claims service. No complaints.


Sent from my iPhone using iRV2 - RV Forum
__________________

2015 Newmar Ventana 4037 - All Electric
2012 Jeep Wrangler Unlimited Rubicon TOAD
newmarpusher is offline   Reply With Quote
Old 12-21-2016, 06:59 PM   #10
Senior Member
 
davendeb's Avatar
 
Join Date: May 2010
Posts: 1,017
I loved progressive but left due to rate increases. Had National General (Good Sam) for 2 years, cheaper, but was put off by poor service when I had a claim. Just went to gieco. About $50 more per year that National General. No claim yet.
__________________
2008 Tundra DC, 5.7L, Airlift 5000 Airbags
2013 Rockwood 8282WS
Signature Untralight Diamond Package
davendeb is offline   Reply With Quote
Old 12-21-2016, 07:49 PM   #11
Senior Member
 
Algoma's Avatar
 
Join Date: Nov 2007
Location: Charleston, WV
Posts: 3,221
I had Hartford for years covering car and motorhome but when I bought my Ventana they would not give me replacement cover for the motorhome. Checked with several companies and went with National General (Good Sam). No increase in premiums for 2 years but we will see what happens next time. I did have 2 claims with The Hartford so I now have some points that count against me, but I can't find out exactly how much extra that is costing me.
__________________
John and Mary Knight
2015 Newmar Ventana 4311 - wheelchair accessible
2015 Cadillac SRX Luxury AWD
Algoma is offline   Reply With Quote
Old 12-21-2016, 10:18 PM   #12
Senior Member
 
Join Date: Mar 2005
Location: Northern Oklahoma
Posts: 4,449
I have Hartford AARP for 3 vehicles and home but when I got a quote for the motor home they wouldn't give Replacement Cost so currently on my 2nd year with Progressive. Will see what happens next renewal especially since I recently scratched up a compartment door on a pump island trying to squeeze into a crowed noon rush hour service station driveway.
wagonmaster2 is offline   Reply With Quote
Old 12-21-2016, 11:02 PM   #13
Senior Member
 
jfran304's Avatar
 
Tiffin Owners Club
Workhorse Chassis Owner
Join Date: Oct 2009
Location: Warner Robins, GA
Posts: 2,613
We have had National General (formerly GMAC) insurance for 14 years now on our RV and no major increases in payments. We haven't had any claims.

Get a Quote, Policy Login, Make a Payment
__________________
Jon & Sue Francis (Retired U.S.A.F.)
Lil Girl-Rescued, Abby Rescued, Peaches Rescued
06 Allegro 35TSA Workhorse Chassis
2013 Chevy Spark Dinghy
jfran304 is offline   Reply With Quote
Old 12-22-2016, 05:55 AM   #14
Senior Member
 
Sidewinder4's Avatar


 
National RV Owners Club
Join Date: Oct 2014
Posts: 515
Quote:
Originally Posted by Dutch Star Don View Post
Progressive usually gives a good rate for about three years and in the fourth or fifth year jacks up the premium. A good friend once told me, "insurance companies will never show you any allegiance, so why should you show them any". The point being, look around when the rates go up.

You can get a lot of recommendations here, but rates are different in every state and for every individual. Some like State Farm, but they are expensive where I live. I think if you were every in the military, USAA would be the best bet.

Shop around:
Geico
State Farm
Blue Sky
Farmers
Automobile Club
USAA
Mercury
USAA does not cover RVs, they farm out to Progressive, Military or not! I have USAA for cars and home, USAA just gave me back $87.00 for a "Thank you" as a customer.
__________________

__________________
Terry & Kathy
2012 Dutch Star DP 4346
Sidewinder4 is offline   Reply With Quote
Reply



Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
 
Thread Tools Search this Thread
Search this Thread:

Advanced Search
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off


Similar Threads
Thread Thread Starter Forum Replies Last Post
My Old Squadron and Last EA6B'S last mission hammer55 Military / Veteran RVing 4 11-20-2014 02:30 PM
Our last trip out for the year. michcruiser60 Vintage RV's 5 10-23-2008 01:59 PM
Minnesota Pioneers (FMCA) last outing of the year RVDriver Family Motor Coach Association (FMCA) 1 10-16-2008 01:07 PM
2008 Last Year for the GMC Envoy Route 66 Toads and Motorhome Related Towing 24 11-28-2007 02:59 PM

» Featured Campgrounds

Reviews provided by


All times are GMT -6. The time now is 03:17 AM.


Powered by vBulletin® Version 3.8.8 Beta 1
Copyright ©2000 - 2020, vBulletin Solutions, Inc.
×