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10-27-2018, 07:03 PM
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#1
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Senior Member
Newmar Owners Club Mid Atlantic Campers Ford Super Duty Owner
Join Date: Oct 2018
Location: St. Augustine Fl
Posts: 903
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RV Newbie
Hi,
Does anyone have a recommendation for "RV" insurance? A particular company that specializes in Class "A" motor homes, with good rates, & excellent coverage? I have had automobile insurance with USAA for 52 years, but am not sure about their "RV" coverage. Any help is appreciated.
Am purchasing a 2003 Newmar Mountain Aire 38' coach, and need to insure it, almost immediately.
This is a totally new experience for me, & the wife. Hopefully this will be the beginning of "new roads traveled", and a lot of fun in the future!
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10-27-2018, 07:11 PM
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#2
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Member
Ford Super Duty Owner
Join Date: Apr 2007
Location: Oxnard
Posts: 36
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We've had our auto insurance through USAA for a few years now. When we got our BSS this spring, we looked to them, but unfortunately they don't sell insurance for Class A's here in California. Fortunately, they do partner with Progressive, and we got what I think is a good rate from them. $700/year for full coverage, comprehensive with maximum dollar limits.
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Dave & Becky
2017 Newmar Bay Star Sport 2903
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10-27-2018, 10:21 PM
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#3
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Senior Member
Join Date: Jul 2000
Location: Chicago Metro
Posts: 3,965
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if you're not fulltiming then cintact the majors and cimpare coverage vs premuim. we've had State Farm for all of our vehicles since 1970.
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Rich, Ham Radio, Sport Pilot
Retired 9-1-1 Admin.
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10-28-2018, 07:36 AM
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#4
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Senior Member
Join Date: Mar 2018
Location: Wilmington, Delaware
Posts: 1,224
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We are on a second coach I have progressive for RV so far so good.
Zzotte
__________________
2017 Dutch Star 4054 K2 Spartan Chassis with Active Air, 2022 Sahara toad with Blueox and AF1 - Noodles Communications officer, Choy the co-pilot
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10-28-2018, 03:11 PM
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#5
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Senior Member
Join Date: Jul 2013
Location: North Ridgeville, OH
Posts: 2,455
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If you have homeowners' insurance, check with that company to see if they offer RV insurance. That was the best buy for us when bundling the HO insurance along with auto and rv insurance. Just be sure to check coverage limits....i.e. make sure you are comparing comparable coverages when checking rates at Progressive or elsewhere.
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Retired but busier than ever!
2012 Newmar Bay Star 3302
5 Star Tune, SumoSprings, Roadmaster Steering Stabilizer, Blue Ox Avail
Brake Buddy, 2015 Chevy Malibu
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10-28-2018, 04:02 PM
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#6
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Moderator Emeritus
Nor'easters Club Workhorse Chassis Owner iRV2 No Limits Club
Join Date: Oct 2004
Posts: 30,785
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Welcome to the forum and irv2.
Is this a GAS OR DP coach need to know to give you other information.
You can start with this link.
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10-29-2018, 07:42 AM
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#7
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Senior Member
Newmar Owners Club Freightliner Owners Club
Join Date: May 2011
Location: Mound, MN
Posts: 193
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Have had travelers, progressive and safeco - all depending on rates - had excellent claims experience with safeco when I did have a claim
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Bill & Becky Pinegar
2018 Newmar Ventana 3709
2016 Fiat 500 Sport
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10-29-2018, 08:34 AM
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#8
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Senior Member
Newmar Owners Club
Join Date: Jul 2006
Location: Wellington, Florida
Posts: 13,599
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Hi Jabber Jaw,
Go to https://www.fcisinsurance.com/ Been with them for 13 years for the coach.
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Gary
2005 Newmar KSDP 3910 + GMC ENVOY XUV 37K lbs Moving Down The Road
The Avatar Is Many Times Around The USA
Nobody Knows Your Coach Like Somebody Who Owns One Just Like Yours
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11-12-2018, 09:47 PM
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#9
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Senior Member
Newmar Owners Club Mid Atlantic Campers Ford Super Duty Owner
Join Date: Oct 2018
Location: St. Augustine Fl
Posts: 903
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Thanks for the info.
Actually bought a 2004 Mountain Aire, gas coach! Am picking it up on Nov. 30th. Did contact USAA, & they have an referral relationship with Progressive. The USAA agent transferred me to Progressive, & they gave me policy info. Plan to contact them this week to activate coverage.
A close friend with multiple RV ownership suggested "extended warranty coverage", & acquired a 3yr unlimited mileage full coverage contract! I'm hoping I made the right decision on it, as I've read multiple "good & bad" about them. Some of those companies only go back 10 years!
We are excited about this new venture in our lives, but probably won't take any trips til warmer weather. I plan to use the time to become familiar with driving it, the operation of everything in the "coach", which all of you know is vast.
Looking forward to being more active in this group, & plan to learn all I can from the wealth of knowledge available!
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