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02-08-2007, 11:44 AM
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#1
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Junior Member
Join Date: Dec 2006
Posts: 27
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We are a few weeks away from delivery and I am researching insurance. I have quotes from State Farm, GMAC as well as RV America. The last two, have a total loss replacement bit that sounds good. Any others worth a look? I am also a bit concerned about roadside assistance.
Thanks in advance.
S
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02-08-2007, 11:44 AM
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#2
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Junior Member
Join Date: Dec 2006
Posts: 27
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We are a few weeks away from delivery and I am researching insurance. I have quotes from State Farm, GMAC as well as RV America. The last two, have a total loss replacement bit that sounds good. Any others worth a look? I am also a bit concerned about roadside assistance.
Thanks in advance.
S
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02-08-2007, 01:11 PM
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#3
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Senior Member
Newmar Owners Club
Join Date: Mar 2006
Location: Anywhere
Posts: 318
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you can try Progressive via web or phone or Drive (same company and forms) at your local Drive agent..and depending on which way you go you probably will get different rates even though same company..both can get you full timer coverage if you need it..
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02-08-2007, 01:37 PM
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#4
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Senior Member
Join Date: Mar 2002
Posts: 259
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S
If total replacement is a factor for you and you intend to suspend coverage during an off season, be sure and confirm that the insurance company will permit suspension with total replacement coverage.
Jack
__________________
"Be the kind of person your dog thinks you are"
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02-08-2007, 01:47 PM
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#5
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Administrator in Memoriam
Newmar Owners Club Retired Fire Service RVer's Spartan Chassis
Join Date: May 2000
Location: Newark, DE
Posts: 25,898
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I found the best deal at Farm and City.
They are a broker and my DSDP is insured with National Interstate thru Farm and City.
__________________
Adios, Dirk - '84 Real Lite Truck Camper, '86 Wilderness Cimarron TT, previously 4 years as a fulltimer in a '07 DSDP

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02-08-2007, 05:24 PM
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#6
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Senior Member
Newmar Owners Club
Join Date: Jul 2006
Location: Wellington, Florida
Posts: 13,599
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My vote is for Dirk's suggestion of Farm and City and they may recommend Progressive. This is where I got my insurance after getting an outrageous price on the renewal notice from GMAC. They search many companies and give you the best quote. I am now with Progressive. It all depends on your zip code.
__________________
Gary
2005 Newmar KSDP 3910 + GMC ENVOY XUV 37K lbs Moving Down The Road
The Avatar Is Many Times Around The USA
Nobody Knows Your Coach Like Somebody Who Owns One Just Like Yours
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02-08-2007, 05:38 PM
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#7
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Senior Member
Workhorse Chassis Owner
Join Date: Oct 2006
Location: Phoenix Area
Posts: 214
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After much research we selected Progressive. It seems to be the most comprehensive.
__________________
Larry Anderson Sun City Festival Buckeye Az. 3505 Newmar Mountain Aire W-24 8.1V - Brazel's Ultra Power, CAI, Taylor Extremes, Koni shocks -2005 Dodge Quadcab toad
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02-09-2007, 05:30 AM
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#8
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Member
Join Date: Jan 2007
Location: Treetops RV Resort, Arlington, tX
Posts: 72
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FYI, I also did a lot of research and ended up with Progressive, with a very competitive full timer package. Quite happy with price/value but no claims so far - hope it stays that way.
King Graham
2006 EXDP 4502
2004 Honda Pilot Toad
NKK 17500L
__________________
King Graham
2008 EXDP 4502
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07-16-2007, 04:43 PM
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#9
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Member
Join Date: Mar 2007
Location: Spencer, Iowa
Posts: 64
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I'm in the process of trying to determine if I should stay with Progressive or go to Good Sam towing coverage. Lots of excellent testimonials with Good Sam for on the road assistance and none, that I know of, with Progressive. I can't seem to get a satisfactory answer from Progressive on what they would do to get me to a reputable dealer when I'm out in the middle of no-where. Would they tow me from the middle of Alaska (where I do plan to go) to a qualified repair facility. I seems from what I read that Good Sam would do just that. What are some thoughts on this?
__________________
97 Dutchstar DP
03 VW Beetle TDI
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07-16-2007, 04:46 PM
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#10
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Administrator in Memoriam
Newmar Owners Club Retired Fire Service RVer's Spartan Chassis
Join Date: May 2000
Location: Newark, DE
Posts: 25,898
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I suggest Coach Net.
Lots of satisfied coach owners, and that's who I'm going with.
__________________
Adios, Dirk - '84 Real Lite Truck Camper, '86 Wilderness Cimarron TT, previously 4 years as a fulltimer in a '07 DSDP

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07-17-2007, 03:50 AM
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#11
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Moderator Emeritus
Join Date: Oct 2002
Location: Sheboygan, WI
Posts: 5,543
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We started out with GMAC through Camping World. They beat Progressive's online quote by a bit. However, the rate immediastely went up due to "adjustments" once I got the policy. Then again in 6 months after having no claims or tockets it went up again. After another 6 months I said "see yah" and went with Progressive. Actually, Progressive sells through independant insurance agents as well as online. They brand the local agent stuff as Drive Insurance. I printed the online quote out and gave it to my local agent who actually came up with a better rate for identical coverage under the "Drive" banner. When renewal time came it actually went down ,not up. I did have a windshield claim that they handled extremely well and again, my insurance went down at the next renewal. I'm sure sold on Progressive.
As to road service - Coach-Net without a doubt.
__________________
Mark & Leann Quasius
2016 Cornerstone 45A
2020 Jeep Gladiator Rubicon
2021 Jeep Wrangler Rubicon
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07-17-2007, 04:29 AM
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#12
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Junior Member
Join Date: Jan 2007
Location: Florida
Posts: 29
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We are very happy with Progressive. Have been insured with them since 2001. Back in 01 we had a break down and they sent a tow truck out to bring us to the closest dealer/repair facility. No problems. We bought direct and we were able to get the most coverage for the best price so we have stayed with them.
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George and Carol
07 Essex 4502
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07-17-2007, 05:09 AM
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#13
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Member
Join Date: Nov 2000
Location: Apache Junction, AZ USA
Posts: 98
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We had Progressive for years and were happy till we had a couple of claims. One for just under $300 and another for $2,600. Each time our cost was increased by 1/3 of the claim so that their payout was reclaimed from us in 3 years each time. I can't remember for sure now but it seemed that this did not happen to those with an agent. We purchase direct. They did get right down to work when we had a claim. The adjuster was there the next day and everything was done pretty fast. I'm not sure why I would continue to pay them for insurance when I paid the claims myself anyway in the end.
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Ron, Linda & Charlie Dog
2004 Mt Aire 4301
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07-17-2007, 06:51 AM
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#14
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Senior Member
Join Date: May 2002
Location: Foster City, CA USA
Posts: 206
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I started with Progressive for a few years, then
they raised the price considerably(had one minor
claim in the first year).
Switched to Foremost for much less money. No claims, but they've kept the price the same.
I had Good Sam for road service, then switched to
Coachnet, which I feel is the best provider, quit
AAA, so now Coachnet takes care of six vehicles,
incliding the coach.
Jeff Regan
2000 Dutch Star
__________________
2000 Dutch Star DP
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