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05-12-2016, 05:04 PM
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#1
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Junior Member
Join Date: Mar 2016
Posts: 29
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Thoughts on MH insurance
Purchased my '99 Tradewinds last month...my insurance through Foremost is $1170/yr. It seemed a little high so checked Good Sam and theirs is $1600/yr! Yikes! I thought Good Sam would be a bit cheaper than Foremost. Any thoughts?
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05-12-2016, 07:10 PM
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#2
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Senior Member
Workhorse Chassis Owner
Join Date: Jan 2002
Location: Pacific Northwest or SoCal
Posts: 3,035
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Within the last year lots of owners have complained about their rates going up. Don't have a good answer, just check your coverage, making sure you feel comfortable if something goes "Bang"
Fred
__________________
Fred and Bonnie
2005 Dolphin LX 6375
Abby, Ruffles & Scarlett, "The Cats" 
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05-12-2016, 07:11 PM
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#3
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Senior Member
National RV Owners Club
Join Date: Jan 2009
Posts: 137
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Try progressive. You can get a quote online immediately.
I've had good luck with them on my 2001 dolphin. Reasonable price and good response on 2 minor claims. Roadside service on blowout and windshield rock chip.
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05-12-2016, 07:14 PM
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#4
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Senior Member
National RV Owners Club
Join Date: Sep 2014
Posts: 234
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We did Progressive for around $1100.
2002 National Sea Breeze LX 8341
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05-12-2016, 07:30 PM
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#5
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Senior Member
Join Date: Aug 2014
Location: Collinsville, IL
Posts: 154
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Quote:
Originally Posted by jonathon51
Purchased my '99 Tradewinds last month...my insurance through Foremost is $1170/yr. It seemed a little high so checked Good Sam and theirs is $1600/yr! Yikes! I thought Good Sam would be a bit cheaper than Foremost. Any thoughts?
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Bought my '99 Tradewinds 1½ years ago. Found that AARP's Hartford policy was unbeatable at less than $500/yr. Includes RV towing and other extras. Of course, it depends on where you live, driving record, etc., but I'm thrilled with the coverage and the price.
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05-12-2016, 07:36 PM
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#6
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Senior Member
Country Coach Owners Club Solo Rvers Club iRV2 No Limits Club
Join Date: May 2011
Location: Vancouver, WA
Posts: 37,725
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Our vehicles are insured with The Hartford through AARP, cost is about $1800 LESS per year than our previous company, Nationwide.
__________________
2009 45' Magna 630 w/Cummins ISX 650 HP/1950 Lbs Ft, HWH Active Air
Charter Good Sam Lifetime Member, FMCA,
RV'ing since 1957, NRA Benefactor Life, towing '21 Jeep JLU Rubicon Ecodiesel
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05-12-2016, 07:56 PM
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#7
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Senior Member
National RV Owners Club
Join Date: May 2014
Location: Decatur, TX
Posts: 224
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I have all my vehicles (4) with Geico and my motorhome coverage cost me $268.59 for 6 months coverage. That includes $500.01 deductable for collision and comp plus towing, emergency road service, medical and uninsured motorist. I'm not full time.
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05-12-2016, 08:03 PM
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#8
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Senior Member
Join Date: Jul 2010
Location: Hot Springs, SD
Posts: 460
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I have just my coach insured (no other vehicles) with Allied. We are not full timers and one year was a little under $800. On a previous coach we had earlier this year we also had Allied and had extensive hail damage in Del Rio TX in February. Allied came through and handled the claim properly and fairly ... so I don't have a problem staying with them.
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05-12-2016, 08:05 PM
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#9
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Senior Member
Join Date: Jul 2010
Location: Hot Springs, SD
Posts: 460
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The $800 was on a 2006 Allegro Bus ... I need to go in and change my information as think it still has the picture of the previous MH. (edit: Just changed successfully)
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05-13-2016, 02:42 PM
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#10
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Senior Member
Workhorse Chassis Owner
Join Date: Jan 2002
Posts: 1,896
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Try Farm and City in IA, I think. FCIS.com or something similar. They are brokers.
__________________
2003 Dolphin LX 6355 w/ W22 chassis; 8.1L gas & Allison 1000
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05-13-2016, 06:29 PM
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#11
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Senior Member
Monaco Owners Club National RV Owners Club Workhorse Chassis Owner
Join Date: Dec 2013
Location: St. Charles MO
Posts: 4,920
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Thoughts on MH insurance
Overland Ins. Services they are licensed to write in all states except Hawaii. I believe its underwritten by Nationwide.
iPad using iRV2 - RV Forum
__________________
2002 Monaco Windsor 40PST 2019 Equinox 1.5L, Blue OX Aventa LX tow bar, Roadmaster EZ5 baseplate, SMI Stay-In-Play Duo, TireSafeGuard TPMS
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05-13-2016, 06:33 PM
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#12
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Senior Member
Join Date: Jan 2016
Posts: 540
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I'm not sure I can post this on this forum, so I'll try and skirt the issue. I had Progressive. Then I realized where and to who my money was going, and cancelled immediately. Do some online research and decide if you want your money going to this guy.
__________________
Lovey & Thurston - Cali Foothills
2001 HR Vacationer (SS Minnow) - Gasser!
Obviously A Lowly and Inferior MH
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05-13-2016, 07:04 PM
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#13
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Junior Member
Join Date: May 2016
Location: New Mexico
Posts: 10
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I went with GEICO on my 02 Sea Breeze Bus and it's about 1040.00 per yr for full coverage as a part timer.
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05-13-2016, 09:24 PM
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#14
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Senior Member
National RV Owners Club
Join Date: May 2014
Location: Decatur, TX
Posts: 224
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I fully agree B Dubya and would never purchase insurance with them.
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