When I purchased my Allegro, I was offered a 7-year service contract (exclusions based) for $7000. Each offer is different, I realize, but when you analyze cost vs. benefit, that plus the deductible on each claim ($500 per in my case) is a lot of money to make up to make it pay off. If you figure a claim a year for your coach, that's ultimately $10,000+ out of pocket before you get a nickel in return. If I thought I was going to have that much claim activity, I don't think I'd buy the MH. If your claim activity is a lot less than that, you're almost guaranteed if not getting your money back, unless of course you incur some major event. Based on the above, I chose to self-fund. Currently I have $3000 in that account strictly for unexpected repairs, I religiously add to the fund each month, and I have had no "claims" yet to draw any of the money out.
Everyone has to satisfy their own criteria when choosing what to do with these service contracts, just be sure you understand your fixed out of pocket expenses before you make your decision.
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Mike and Cindy
2016 Tiffin Allegro Open Road 34PA
2018 Chevy Malibu
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