Quote:
Originally Posted by Falcon190
My cost to replace the fixed pane on the drivers side was about $330. BUT! My insurance paid for it less the $100 comprehensive deductible. It was considered glass damage. It never hurts to file a claim!
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Well maybe, now the next time you go to change your insurance there will be a record of a claim in the insurance data base and do not be surprised if they don't charge you more because you have had an "incident"
I was t-boned in an intersection where a lady ran a red light witnessed by an on duty Rochester Police officer, her insurance accepted 100% of the liability, but because under NY state law there is no fault the medical costs are covered by your own insurance. when I went to get RV insurance they claimed that was an incident.
I have found the best thing to do with insurance is have a high deductible, cover any small damage myself and use them for disasters.