Now I'm thinking about an extended warranty
My initial plan was to be "self insured" for repairs, but after owning my 2022 Fleetwood Fortis for a little over 4 months, now I'm thinking maybe I should get an extended warranty. I've discovered dozens of issues, and in spite of the fact that the coach has been in the shop about a third of the time I've owned it, most issues remain unfixed. New issues come in faster than they can be addressed.
At first I thought I was just "working out the bugs" of the new RV, but since items that were working are continuing to break, I can't help but feel like this will be never-ending, and I'll still be going through this when my regular warranty expires. So, now I'm feeling like an extended warranty could pretty easily pay out more than it costs.
One reason why I wanted to be self-insured was that it makes the repair process easy. I can get something fixed anywhere, anytime, by anyone. If something breaks at 10:00 PM on a Saturday, and I'm lucky enough to find someone (anyone) who can fix it at 10:00 AM Sunday, then I'm good to go.
I fear that with an extended warranty, there is likely to be some sort of pre-approval process and/or some limitations on where or how the work gets done. In that same scenario where something breaks at 10:00 PM on Saturday, maybe it's Tuesday before I've jumped through all the hoops to get a repair covered, and then maybe there's a long wait at the only available authorized repair facilities. Maybe it's 12 days to get something fixed, rather than 12 hours.
I don't want to be in a position where I pay for a warranty, but then sometimes I don't use it because of the delays or hassles. If using the warranty would completely derail my travels, but I can pay $400 out of pocket and keep the trip on track, I'll be pretty tempted to open my wallet instead of using the warranty. But that makes the warranty a waste of money.
Honestly, being a newbie, I don't know how any of this actually works out in the real world for problems in the middle of a trip. Maybe it's 12 days to get something fixed with or without an extended warranty. Or perhaps it's even somehow faster with the warranty, due to the warranty company's connections and influence. I really don't know.
I have found various threads on this topic, but the focus seems to be more about whether or not the warranty pays for itself. I'm equally concerned about the ease and speed of getting things fixed. In the long run, I would be content paying more to minimize disruptions to my travels, but I wouldn't want it to end up costing me an arm and a leg.
Jim & Barbara. 2022 Fleetwood Fortis 34MB, 7.3L V8: 18,884 lbs
2008 Chevy Cobalt Sport: 3,100 lbs
Adorable little dog "Chiquita": 5 lbs