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05-19-2021, 01:23 PM
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#1
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Senior Member
Join Date: Jun 2009
Posts: 578
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Shopping for insurance
It's that time of the year for my insurance renewal. I currently have Foremost, and I pay about $2200 a year for my 2006 CC Intrigue, 40', and have it registered in Colorado. Am I missing out on any better deals out there, or is my premium about average?
The last time I called other companies for Insurance quotes, it seems that all of them were more expensive.
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2021 Newmar Canyon Star 3513 "FRED"
Roadmaster Nighthawk towbar and baseplate
M & G braking, 2023 Equinox
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05-19-2021, 01:43 PM
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#2
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Senior Member
Freightliner Owners Club Holiday Rambler Owners Club RV Trip Wizard
Join Date: Jan 2019
Location: Marysville, WA
Posts: 277
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We have Progressive @ 730.00 a year. Granted ours is a bit older but it may be worth at least getting a quote!
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Larry & Sherry
w/Bug the Beagle
98 Holiday Rambler Endeavor 35WDS (Maybelline)/ 5.9 Cummins ISB / Allison / 2019 Chevrolet Equinox / Demco Commander 2 / Air Force One
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05-19-2021, 01:44 PM
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#3
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Senior Member
Join Date: Nov 2012
Posts: 1,293
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Also, I have been lead to believe that there are not very many companies that have insurance for RV's. We have Foremost
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Wally & Elta Mae
2007 Allure 470 Sunset Bay #31535
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05-21-2021, 08:50 AM
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#4
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Senior Member
Country Coach Owners Club Oklahoma Boomers Club
Join Date: Oct 2018
Location: Choctaw, OK
Posts: 464
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We went with National General which is not as cheap as Progressive, but I just don't care for Flo and her crew. 
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2005 42' Country Coach Intrigue Ovation LE "Nairobi" #11868, Cat C-13
Him: USAF, Retired
Her: RN, CPC, CPMA, COC
With Skye the mini-Aussie velocimuncher and Maybelle, her ferocious little half-sister
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05-21-2021, 09:16 AM
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#5
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Senior Member
Country Coach Owners Club
Join Date: Jan 2006
Location: Northern California
Posts: 5,868
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Progressive. Old rig $600. Foremost was $750 quote.
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Dean
1995 38' CC Magna #5280 **** Sold after 21 years of enjoyment.
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05-22-2021, 04:30 PM
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#6
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Senior Member
Country Coach Owners Club
Join Date: Sep 2011
Location: Mills River, NC
Posts: 244
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We are with NC Farm Bureau (stated value) for $840 per year.
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John
2003 CC Allure 36’ First Ave. #30914
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05-24-2021, 07:10 AM
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#7
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Senior Member
Join Date: Apr 2017
Location: New Mexico
Posts: 387
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We are with Foremost but looking around because they want over $700 for a 2014 Ford Fiesta toad for just liability alone. Seems ridiculous to me. SD plates. Actually since we only use the coach 3 months per year would like to find short term insurance on the cheap car.
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2002 Country Coach Allure 36 #30752, Double Slide
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05-24-2021, 08:28 PM
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#8
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Senior Member
Join Date: Feb 2016
Location: Maple Valley Wa
Posts: 232
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__________________
Coach runs, usually,Toad runs almost all the time
We get there somehow every time, Go Black Betty!
1990 CC Concept Dragging a 2000 wrangler 
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05-24-2021, 09:58 PM
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#9
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Community Moderator
Join Date: Sep 2011
Location: Between the Oceans
Posts: 8,034
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Quote:
Originally Posted by cntrylife
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You didn't drive much did you?  It's unique allowing you to turn it on and off and the coverage selection on your finger tip  .
We have been with Progressive for 10 years.
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Steven & Polly
2000 Country Coach Intrigue 40' ISC 350
2018 Ford Explorer 4WD
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05-25-2021, 06:22 AM
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#10
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Senior Member
Join Date: Apr 2017
Location: New Mexico
Posts: 387
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Quote:
Originally Posted by cntrylife
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Details? Total coverage for rig and Toad? Year and make? How much time parked? We don't drive much either. This might work for us.
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2002 Country Coach Allure 36 #30752, Double Slide
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05-25-2021, 06:43 AM
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#11
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Senior Member
Join Date: Feb 2016
Location: Maple Valley Wa
Posts: 232
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Quote:
Originally Posted by CountryFit
You didn't drive much did you? It's unique allowing you to turn it on and off and the coverage selection on your finger tip .
We have been with Progressive for 10 years. |
Not sure how much is much.....1742 miles since Friday at 7 pm but we generally do a few short trips and 2 long trips a year.
Full coverage on a 1990 and an F250 Toad,
other than that I think they have 2 levels of storage, basically stopped driving and in use and "storage". which is some liability but if it is stored at home it falls under the homeowner's policy I think.
It has been a few years since we signed up but Alstate got way to expensive for basically 15 to 20 day of driving every year.
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Coach runs, usually,Toad runs almost all the time
We get there somehow every time, Go Black Betty!
1990 CC Concept Dragging a 2000 wrangler
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06-04-2021, 01:31 PM
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#12
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Junior Member
Join Date: Apr 2020
Location: Indianapolis, IN
Posts: 13
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Quote:
Originally Posted by cntrylife
Not sure how much is much.....1742 miles since Friday at 7 pm but we generally do a few short trips and 2 long trips a year.
Full coverage on a 1990 and an F250 Toad,
other than that I think they have 2 levels of storage, basically stopped driving and in use and "storage". which is some liability but if it is stored at home it falls under the homeowner's policy I think.
It has been a few years since we signed up but Alstate got way to expensive for basically 15 to 20 day of driving every year.
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Stored at home, you might want to carry comprehensive at a minimum if you want hail, theft and vandalism coverage. Another scenario at home is if it's in your driveway near the road and someone does a hit & run, your homeowners won't cover it. You would need full coverage, can't remember which part specifically. That came from my State Farm agent....I believe that's what he told me.lol
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06-04-2021, 01:35 PM
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#13
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Senior Member
Join Date: Sep 2020
Posts: 1,482
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State Farm, $800 year...
2000 class A
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06-04-2021, 01:44 PM
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#14
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Senior Member
Join Date: Jan 2015
Location: Prescott, Arizona
Posts: 3,564
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Quote:
Originally Posted by efstewart
It's that time of the year for my insurance renewal. I currently have Foremost, and I pay about $2200 a year for my 2006 CC Intrigue, 40', and have it registered in Colorado. Am I missing out on any better deals out there, or is my premium about average?
The last time I called other companies for Insurance quotes, it seems that all of them were more expensive.
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Paying less than half that at State Farm
__________________
'04 Newmar MADP, 1100w of solar, Rubicon toad
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